Meta Loan


Meta Loan is an online loan application in Kenya, providing flexible, convenient, and secure services. It supports customers in quickly borrowing funds with a simple process and no credit reporting required.
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Welcome to Meta Loan – Your trusted companion on your financial journey in Kenya. Meta Loan is not just a reliable source of mobile lending services but also a stepping stone that brings you closer to your financial dreams and goals. The application offers a simple process, without requiring credit reports and with flexible access, committed to providing convenience and peace of mind for all customers. Join the Meta Loan App to write your successful financial story today.

Advantages and Disadvantages of the Meta Loan App

Meta Loan is an online loan application with the following advantages and disadvantages:


  • Customers can register and borrow money online easily and conveniently, without the need for face-to-face meetings or intermediaries.
  • Customers undergo a simple loan application process, taking only a few minutes to complete the loan application.
  • Simple loan application requirements, only requiring a national ID or driver’s license.
  • Support for customers to borrow high limits, suitable for urgent borrowing needs, emergency loans, and personal consumption. Support for customers to apply for loans online nationwide.
  • Flexible loan terms, with repayment in installments.
  • Customers can repay the loan early and extend the loan term if they encounter financial difficulties.
  • All information about Meta Loan’s borrowing is always transparently disclosed on the application. All personal information, images, and customer borrowing history are securely and absolutely protected.


  • The interest rates for online borrowing at Meta Loan are higher compared to mortgage loans or borrowing from banks.
  • The borrowing limit at Meta Loan is not too high, not meeting the needs of many customers with high borrowing requirements.

Loan conditions at Meta Loan

To be able to borrow money through the Meta Loan application, customers need to meet the following conditions:

  • Stable occupation, ensuring a monthly income.
  • Have a personal bank account for receiving and making payments.
  • Provide complete documents including a valid and current national ID card.
  • Age from 18 to 55.
  • Be a Kenyan citizen living and working in provinces and cities nationwide. Customers living and working abroad are not accepted.

Meeting the above conditions helps ensure the reliability of customers in borrowing money through Meta Loan and provides the basis for the application to make lending decisions. Therefore, the more accurate the information provided by the customers, the easier and more effective the borrowing process becomes.

Product information for lending at Meta Loan

Meta Loan provides flexible lending services with various options that meet the financial needs of customers in Kenya. Below is the product information for lending at Meta Loan:

  • Loan amount: From 1000 KSh to 80,000 KSh.
  • Loan term: From 91 days to 365 days.
  • Maximum loan limit: 80,000 Ksh.
  • Monthly interest rate: Maximum 4%.
  • No credit report required and no collateral needed.

Example for a loan

For example, if you borrow an amount of 20,000 KSh with a 91-day term, you will need to calculate the fee as follows:

  • Monthly interest rate: 48% / 12 = 4%
  • Monthly interest amount: 20,000 KSh * 4% = 800 KSh
  • Total amount to be paid monthly: 20,000 KSh / 3 + 800 KSh = 7467 KSh
  • The total amount you have to repay, including both the principal and interest, will be: 20,000 KSh + 20,000 KSh * 4% * 3 = 22,400 KSh.

The process of applying for an online loan at the Meta Loan App

The process of registering for an online loan at the Meta Loan App is straightforward and easy. Customers only need to follow the instructions below:

Step 1: Download and install the Meta Loan APK/IOS on your mobile device or register quickly at

Step 2: Create an account using Facebook or phone number. If using a phone number, customers need to enter the verification code.

Step 3: Fill in personal information, including:

  • Full name, date of birth, address, etc.
  • National ID number, bank account number.
  • Provide images of the national ID card and portrait photo.
  • Provide employment information, workplace address, salary, position, etc.

Step 4: Choose the appropriate loan amount by entering the desired loan amount and repayment term.

Step 5: After providing all the required information by Meta Loan, customers press the loan registration button. The loan will be approved within 30 minutes. Upon receiving a notification of successful loan registration, the borrowed amount will be transferred directly to the previously registered bank account.

Note: The information you provide to Meta Loan must be accurate and complete. Whether you want a high or low borrowing limit will depend on the information you provide to Meta Loan.

Repayment of the loan on the MetaLoan App

To repay the loan on the MetaLoan App, you can follow these steps:

  • Log in to the Meta Loan app with your account login information.
  • Find and select the “Payment” or “Manage Loan” option on the main interface.
  • Enter the amount to be paid.
  • Choose the payment method, for example, via M-PESA.
  • Enter the PIN or necessary authentication information to complete the transaction.
  • Confirm the payment information and wait for confirmation from the app.

By following these steps, you can easily manage and repay your loan conveniently and securely on the Meta Loan app.

Contact information for direct communication with Meta Loan

In case you have any inquiries, need support, or wish to file a complaint, you can directly contact Meta Loan through the following channels:

  • Email: [email protected]
  • Website:
  • Address: Daykio Plaza, Nairobi City, Kenya.

The Meta Loan customer support system operates 24/7, and you can contact them at any time for assistance. Here, the staff will provide you with the quickest and most effective support.


MetaLoan is a reliable financial partner in Kenya, providing flexible, convenient, and secure mobile lending services. The application has a simple process, does not require credit reports, and has 24/7 accessibility, committing to providing a convenient and easy borrowing experience for customers. With a focus on data security and customer assurance, Meta Loan is building a trusted bridge between borrowers and future financial opportunities.

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