Mirait Loan App is known to be a quite popular financial application in the Philippines. The app is designed to help users borrow money quickly and easily without the need for collateral.
Mirait Loan is built to assist users in easily borrowing money quickly over various terms. This application is operated and developed by the leading financial technology company MIRAIT PHILIPPINES INC.
Key features of Mirait Loan
- Quick Registration and Approval: Users can complete loan registration procedures directly on the app. Your profile will be swiftly reviewed, typically within a few hours or at most one working day.
- Flexibility in Loan Amount: The app offers multiple loan options for users to choose from, catering to their individual needs, ranging from small to large amounts.
- Highly Competitive Interest Rates: The loan interest rates offered by the Mirait Loan app are extremely attractive. The specific interest rate will depend on the choice, personal information, and conditions of the borrower.
- Flexible Loan Terms: The app provides flexible repayment periods for users to select according to their financial capabilities, ranging from a few weeks to several months.
- High Security and Safety: The app always complies with general regulations regarding user data security. Your data is ensured to be securely protected.
Conditions for users to borrow money through the Mirait Loan App
Mirait Loan serves only the following users:
- Customers who are at least 18 years old are eligible to register for loans on the app.
- Users must be citizens of the Philippines and possess an ID issued by the government.
- Customers seeking loans from Mirait Loan must demonstrate stable income to ensure repayment in the future. Proof of personal income may include business permits, payroll statements, bank account statements, and employment contracts.
- Users must have an active mobile phone number and a bank account.
Information about interest rates, loan limits, and loan duration
Customers interested in Mirait Loan should not overlook the following important information:
- Loan amount: from ₱1000 to ₱20000
- Loan duration: from 90 to 180 days
- Service fee: from ₱10 to ₱400
- Daily loan interest rate: 0.09%
- Annual Percentage Rate (APR): 34.40%
Example: If you apply for a loan for 90 days with a total amount of ₱15,000, after deducting the service fee of ₱150, the actual amount you receive is ₱14850. You need to repay ₱5,000 and ₱405 in interest every 30 days (monthly). The total repayment amount is ₱16,215.
Guide on how to borrow money through the Mirait Loan App
Step 1: Download Mirait Loan APK/IOS
Go to the app store on your phone, search for the app, and download it. After downloading, open the app and start the loan registration process.
Step 2: Register for a loan account
Provide your personal information such as phone number, password, email address, and other required information. After registration, log in to the app with your account.
Step 3: Apply for a loan
At this point, select the “Apply for a loan” section in the app and fill in all the information you want to apply for. This information includes the loan amount, purpose of the loan, and repayment period.
Step 4: Provide additional necessary documents
Users need to provide information such as full name, gender, date of birth, permanent address, ID number, contact information. Upload images of payroll statements, identification documents, employment contracts, or bank account statements as required by the app to prove your income.
Step 5: Confirm information
Double-check all the information provided to ensure everything is accurate and complete. Also, carefully read the terms and conditions in the app, and if you agree, select accept.
Step 6: Wait for the approval process
Your profile will be reviewed by Mirait Loan after registration. You will receive a notification if your profile is valid, including the loan limit, interest rate, and repayment period.
Contact Information and Customer Support
To get in touch and receive customer support from Mirait Loan, you can use the following information:
- Email: support @ miraitphi.com
- Website: https://www.miraitphi.com
Additionally, you may consider using Mirait Loan’s official social media channels or website for more detailed information and support updates. Remember, when contacting customer service, provide your information and questions clearly so they can assist you most effectively.
Now you’ve learned about the Mirait Loan app through this article. Hopefully, these insights will help you find a safe place for borrowing and address your financial challenges.
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