PaLoan is a leading lending application in the Philippines, offering a straightforward process, competitive interest rates, and transparent services for users.
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PaLoan is actually an application specialized in providing customers with convenient loans in a fast time without the need for collateral. The application operates with the purpose of helping customers solve financial difficulties, facilitating quick loans in the Philippines. Therefore, customers usually only take a few minutes to register and successfully borrow money through this application.

The application commits to ensuring the highest level of customer information security to build trust among users. All the information provided by users serves only the purpose of borrowing capital and is not used for any other purpose. Borrower information is also guaranteed not to be shared with any third party.

PaLoan App not only brings users quality loan products but also has a team of professional customer support. Therefore, if anyone has any questions during the loan process here, they can contact for clarification.

Loan Registration Requirements

Customers wishing to borrow money through this online application need to ensure the following conditions:

  • The borrower is a citizen of the Philippines.
  • Present valid identification issued by the government.
  • Customers are aged between 18 and 60.
  • Currently employed with a stable source of income.
  • Have a bank account to receive money from the disbursement unit.

Loan Product Information at PaLoan App

  • Loan amount: from ₱3,000 to ₱50,000.
  • Loan term: from 92 to 180 days.
  • Daily interest rate: from 0.03% to 0.05%.

Example: Borrow ₱10,000 for 120 days with a daily interest rate of 0.04%. The total amount to be repaid is ₱10,480.

Loans here have varied repayment terms ranging from 92 to 180 days, and users can choose to pay back once or in monthly installments. Users should select a suitable repayment term to facilitate repayment and avoid future complications.

If experiencing financial difficulties, customers can also execute contract extensions for the repayment period. However, you should limit the use of this service as it will incur additional fees.

Borrowing at PaLoan – What Is the Interest Rate?

The interest rate for borrowing through this application depends on the loan amount and repayment period of each customer. However, the interest rate at PaLoan will not exceed 20% per year, and this information will be specifically outlined in the customer’s loan agreement. Therefore, you can read it carefully and consider before deciding to borrow money.

The entity also supports new customers with a 0% interest rate for the first 15 days of borrowing. Therefore, customers will not incur fees if they repay the loan within this period.

How Users Can Borrow Money with PaLoan

Anyone can register for a loan account here if they meet the criteria set by the company. Here’s how to do it:

Step 1: Loan Registration

First, you will download the PaLoan APK/IOS App from After installing the app, users open it and create an account by entering their phone number and then entering the verification code when they receive a message to complete the registration.

Step 2: Create a Loan Profile

Users create a profile according to the system’s requirements with the following information: Enter the desired loan amount:

  • Customers will enter the amount they wish to borrow. However, the system will consider your profile to determine if you can reach that level before providing the maximum amount you can borrow.
  • Provide information: Including personal information such as name, address, date of birth, ID number, email, phone number…
  • Work-related information: Workplace, position, work phone number, address,…
  • Related information: Information about the customer’s relationships including address, phone number,…
  • Images: Take photos of both sides of ID, facial photo, portrait of the borrower.

Step 3: Wait for PaLoan Approval and Disbursement

After completing the above steps, users will wait for a short period for their profile to be reviewed. When your profile is successfully approved, the loan amount will be disbursed and transferred directly to your account.

Benefits of Choosing PaLoan

There are numerous benefits to choosing PaLoan as your financial partner:

  • Simple and fast process.
  • Flexible and easy repayment terms.
  • Competitive and attractive interest rates.
  • Transparent and reputable fees.
  • Contribution to empowering the community.

Choosing PaLoan not only provides financial benefits but also ensures that you have a reliable financial partner and companion on your financial journey.

Contact Information

  • Email: [email protected]
  • Phone: +63 9155128896

If you need assistance or have any questions about PaLoan’s services, please contact us via email or phone number above. PaLoan is always ready to support you.


PaLoan is the top choice for your financial needs in the Philippines. With its simple process, competitive interest rates, and transparency, PaLoan is committed to providing convenience and reliability to users. We hope that this information will help you overcome current challenges and find the most suitable loan for you. Wishing you success in borrowing from PaLoan.

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