SafeLoan is an online lending service in Ghana, providing a simple and fast process. With high security, SafeLoan is committed to protecting customers' personal information.
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Are you in need of quick online financial assistance for personal expenses or living costs? Look no further than SafeLoan, the online lending application with a simple and convenient borrowing process in Ghana. With the app, you can efficiently and completely automate your loan application. Consultation and fund disbursement are fully automated, and funds can be disbursed on the same day if the application is approved. Sign up now to experience the convenience of the SafeLoan App and obtain fast loans for your needs.

Contact information for SafeLoan:

  • Customer Service Email: [email protected]
  • Website:
  • Office Address: GZ-187-6428, Block B, DBS Building, Spintex Accra, Ghana.

If you have any questions, require assistance, or need further information about SafeLoan’s products and services, please send an email or visit the office address directly for support and clarification. The customer support team is ready to assist you with any inquiries related to SafeLoan’s lending services.

Pros and cons of the SafeLoan App

Below are the advantages and disadvantages of the SafeLoan loan application that we have compiled for reference and to provide the most accurate perspective. Specifically, they are as follows:


  • Easy loan process, with the ability for customers to apply for loans anytime, anywhere, and whenever they are logged in.
  • The loan requirements are simple, like other online lending institutions, customers only need to provide the most basic information.
  • Automated profile approval, with approval times within 30 minutes, successful registration leads to immediate disbursement into the customer’s bank account.
  • Transparency and clarity in related loan fees, helping customers easily manage and repay debts.
  • Attentive and thoughtful customer support, ready to answer any questions and provide the best possible loan assistance.
  • The application ensures absolute security of information, and customers’ personal information is never traded or used in any form.


  • The interest rates may be higher compared to secured loans from banks or other organizations.
  • Customers may not be eligible for a large credit limit, with limitations on the loan amount.

Information about SafeLoan’s lending products

SafeLoan offers flexible lending products to meet the financial needs of customers. Here is detailed information about SafeLoan’s lending products:

  • Loan Amount: From 1,000 GHS to 100,000 GHS. Customers can choose the appropriate amount based on their needs and personal financial capabilities.
  • Loan Term: Flexible loan terms, ranging from 91 days to 180 days. SafeLoan provides flexibility in repayment time to ensure customers can manage their finances conveniently.
  • Maximum Annual Percentage Rate (APR): The maximum annual interest rate is 26%. This ensures that customers do not have to bear the burden of high-interest rates when borrowing money.

Guide to applying for online loans at SafeLoan

To apply for an online loan at SafeLoan, customers need to follow the instructions below:

Step 1: Download and install the SafeLoan APK/IOS application at

Step 2: Create an application account by providing personal information and a phone number. Then confirm the message sent to your phone number to successfully create the application account.

Step 3: Select the loan amount and choose the loan term. Then provide complete personal information, bank account details, income, and other relevant information.

Step 4: Wait for the approval process. Your information will be reviewed by SafeLoan to determine your borrowing ability and conditions. The approval process is usually quick, typically within 30 to 60 minutes.

Step 5: Sign the contract and receive the money. If the loan is approved, you will be notified and can sign the contract in the application. After signing the contract, the money will be transferred to your bank account as soon as possible.

Loan eligibility and payment methods at SafeLoan

Loan requirements

  • Age from 22 to 60, a citizen of Ghana.
  • Have an active bank account and a registered phone number in use.
  • Have a stable income from a job or other legal income sources.
  • Have a good credit record, with no bad debts or overdue debts.
  • Use a smartphone with an internet connection.

Payment methods

  • Bank transfer.
  • Payment through e-wallet.
  • Cash payment at SafeLoan collection points nationwide.


SafeLoan is an online lending application in Ghana. The strength of the application lies in its simple borrowing process, quick support, and high data security. However, the interest rates may be higher compared to traditional lending services.

The above information summarizes the key points about the SafeLoan application. We hope this article is useful for everyone. If SafeLoan seems suitable, please consider registering for a loan. Otherwise, you can explore other applications on our website. Wishing everyone success and good luck.

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