Lucky Loan


Lucky Loan is a money lending application in Nigeria, offering flexible and secure loan packages ranging from ₦1,000 to ₦50,000. Ensuring transparency, it provides 24/7 customer support.
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Lucky Loan – An application for fast and easy money lending in Nigeria, is a reliable bridge for you whenever you need urgent financial assistance. With its simple and user-friendly design, Lucky Loan helps you easily access the funds to carry out your plans and projects.

Moreover, the app provides flexibility and convenience, along with a quick and easy registration process, ensuring you get the loan in a short period. Whether you need funds to address a financial difficulty or invest in personal development, the Lucky Loan App will be a trustworthy companion to support you on your financial journey in the future.

Features of the Lucky Loan App

Below are the appealing features of the Lucky Loan app, including:

  • Simple loan application process on the app, approved within 1 hour.
  • Flexible payment methods, such as early repayment without fees and extension without charges.
  • User-friendly interface for easy management.
  • User support via phone or email, operating 24/7.
  • Lucky Loan ensures the safety of personal information and bank accounts.
  • The app provides detailed information on the loan, interest rates, and clear terms.
  • Timely notifications to users about upcoming payments.
  • The app allows users to view transaction history and make early payments.
  • Offers special promotions and benefits for users.
  • Integration with e-wallets, enabling users to conveniently and quickly perform payment transactions.

Information about the loan package at LuckyLoan

Lucky Loan App offers various loan packages to meet the financial needs of users, including:

  • Loan amounts ranging from ₦ 1,000 to ₦ 50,000.
  • Loan terms from 91 days to 180 days.
  • Maximum annual percentage rates (APR) ranging from 16% to 21% per year.
  • Interest rate benefits for first-time registered customers.
  • Increased loan limits for repeat customers with a good credit score.
  • Loans from promotional programs on interest rates, limits, etc.

Requirements for the loan application process at Lucky Loan

Compulsory loan conditions for each user

  • You must be over 18 years old to be considered for a loan application.
  • Lucky Loan app requires you to be a Nigerian citizen.
  • You need to have a bank account to receive and conduct transactions with the borrowed amount.
  • Lucky Loan requires you to have a source of income to ensure the ability to repay the debt.
  • Download and install the app on your phone.

Steps to register on the app

To register at LuckyLoan, you must follow the steps below:

Step 1: Download the Lucky Loan APK/IOS app from Install the app on your phone, which is suitable for both Android and iOS operating systems.

Step 2: Open the app and fill in your personal information as instructed. This is an important step to verify your identity.

Step 3: After filling in the information, you need to wait for a specified period for the system to review and approve your registration. The waiting time can range from 15 minutes to 60 minutes.

Step 4: If your application is accepted, the loan amount will be disbursed directly into your bank account.

Note: The registration process and approval time may vary over time. Please check the details on the app or the official Lucky Loan website for the latest updates.

Is LuckyLoan a scam to users?

The Lucky Loan application operates under a well-established and developed financial model over many years, with significant experience in the field of online money lending in Nigeria. Customers have highly praised the transparency and credibility of this application. There is no specific information or evidence to suggest that Lucky Loan is involved in any fraudulent activities towards its customers.

Information about interest rates, limits, and terms is publicly disclosed and transparent to ensure clarity for users. The transaction history of users is also recorded clearly and easily accessible. With these strengths, users can be completely reassured and trust in using the Lucky Loan application to meet their personal financial needs safely and effectively.

Contact information for Lucky Loan

To contact Lucky Loan, you can use the following information:

  • Customer Service Email: [email protected]
  • Phone number: 07048970376
  • Website:
  • Address: Opebi Rd, Allen 101233, Ikeja, Lagos, Nigeria.

Additionally, you can also try to find other contact information on the Lucky Loan website or app if available. Their customer support team will help you resolve any issues you encounter and provide detailed information about their products and services.


LuckyLoan is a reliable choice for users in Nigeria who need online money lending services. With a well-established operating model and years of financial experience, Lucky Loan has built trust and credibility from its customers. This application ensures transparency and clarity through the public disclosure of interest rates, limits, and terms. The transaction history is also carefully recorded. Thanks to its flexible and convenient features, Lucky Loan helps users manage their personal finances easily and securely, providing convenience and trust throughout the loan process.

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