iPesa is a lending application in Kenya, providing flexible and convenient financial services to users.
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Are you facing financial difficulties? Do you want to explore a flexible and convenient financial solution? Let’s welcome iPesa – an excellent online lending application specifically for you in Kenya. iPesa not only provides quick cash for unexpected expenses or urgent financial needs, but also delivers a seamless and transparent experience. The app offers competitive interest rates, flexible loan amounts of up to 50,000 Ksh, and prioritizes privacy rights for users. iPesa App is a trustworthy partner for all your financial needs. Discover it today and simplify your financial life.

Reasons to Choose iPesa

There are several reasons why you should choose iPesa when you need a flexible and convenient financial solution for your daily life, including:

  • Quick and convenient registration and loan application process
  • Funds are directly transferred to your bank account within minutes after approval.
  • Affordable interest rates, not excessively high compared to banks and lower than other applications.
  • Choose a suitable repayment option based on the user’s financial situation.
  • Prioritize the security of your personal information, no illegal buying and selling.
  • Modern, user-friendly application suitable for a wide range of customers.
  • iPesa operates 24/7, successfully lending money online anytime, anywhere.

With these advantages, the iPesa application is a good choice for urgent financial situations or when you need a convenient and reliable lending service.

Product Information for iPesa Loans

Here is detailed information about iPesa’s loan products, including:

  • Loan amount: From 500 Ksh to 50,000 Ksh.
  • Loan term: From 91 days to 180 days.
  • Annual Percentage Rate (APR): From 36% to 72%.
  • Service fee: Free.

Example of service fee calculation

If you borrow 2500 Ksh for 180 days at an interest rate of 72%, the service fee will be 2500 Ksh * 72% / 2 = 900 Ksh. The total amount to be repaid is 2500 Ksh + 2500 Ksh * 72% / 2 = 3400 Ksh.

Note: Product information and loan examples may vary over time; please visit iPesa’s application and website to get the latest information.

Loan Application Process on iPesa App

Eligibility Criteria

To apply for a loan on iPesa, you need to meet the following basic requirements:

  • You are a Kenyan citizen aged 20 to 55
  • Have a valid national ID and clear images of both sides of the ID
  • Stable monthly income and employment
  • Use a valid M-Pesa account and personal phone number
  • Download and install the iPesa app on your phone

Steps for Registration

To register on iPesa, follow the steps below:

Step 1: Download the iPesa APK/IOS application from cashloanapp.net or the app store on your mobile phone, or visit iPesa’s official website.

Step 2: After downloading the app or accessing the website, you will need to register an iPesa account by providing the phone number linked to your M-Pesa.

Step 3: Upon successful registration, provide accurate loan information, including the desired loan amount and a suitable loan term according to your needs.

Step 4: After completing the loan information, wait for the approval process from iPesa. If approved, the loan amount will be transferred to your account shortly.

Note: Providing accurate and complete information is essential to ensure a smooth and fast registration process.

Contact Information and User Support

Here is the contact information and user support for iPesa:

  • Facebook page: https://www.facebook.com/ipesakenya.
  • Support email: [email protected]
  • Website: https://ipesa.top
  • Privacy policy: https://ipesa.top/privacy-policy
  • Office address: Adlife Plaza, Chania Ave, Nairobi, Kenya.

If you have any questions or need support regarding registration, the borrowing process, payments, or any other issues related to iPesa’s services, please reach out to them through the provided channels. They will assist you in using the app and resolving any issues quickly and efficiently.

Is iPesa a Scam?

iPesa App is a reputable loan application and does not scam its customers. Launched in 2019, iPesa has quickly attracted a large user base and received many positive reviews. More importantly, the application has been recognized by the government and complies with financial and legal regulations. This credibility has helped users to fully trust and choose iPesa as a reliable partner to handle urgent financial situations and meet personal financial needs effectively.


iPesa is a reliable and convenient loan application for users in Kenya. With competitive interest rates, flexible repayment options, and prioritized privacy, iPesa has quickly become a popular financial solution for emergency situations and personal financial needs. Wishing everyone successful and fortunate borrowing.

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