MojaCredit is a trusted mobile app for quick and convenient borrowing in Kenya. It offers flexible loan options, a simple registration process, and fast decisions. MojaCredit prioritizes user-friendly interface and data security.
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MojaCredit is a reliable mobile application for fast and convenient borrowing in Kenya. The app features a simple and user-friendly interface, allowing customers to access loans as quickly as possible. At MojaCredit, you can request a fixed amount of money in just a few minutes. The registration process is straightforward and easy. You only need to download the app to your mobile phone, create an account, and provide personal information. The app utilizes advanced information processing technology to verify data and make loan decisions in the shortest time possible.

Furthermore, you don’t need to deal with complicated paperwork like other banks or lending institutions, nor do you have to wait long to find out if your loan application is approved. Instead, everything can be processed through the app, and you’ll receive an instant decision notification.

The MojaCredit App offers various options for loan amounts and flexible repayment periods. You can choose a loan amount that suits your needs and select a repayment term that you can easily manage. The app provides detailed information about interest rates and the loan before you make a decision. Additionally, MojaCredit ensures the absolute security of your personal information. All data is encrypted and processed securely, ensuring that your information is not leaked or misused. Download the MojaCredit App now and experience the convenience of borrowing money here.

Information on Loan Packages at MojaCredit

MojaCredit offers a variety of flexible loan packages for customers to choose from. Here is some information about the loan packages at MojaCredit:

Loan Amount

MojaCredit allows you to borrow amounts ranging from KES2,000 to KES100,000. The specific amount you can borrow depends on your personal information and the conditions you provide to the application. So, if you want to borrow a higher amount, please provide complete and accurate information.

Repayment Period

MojaCredit provides flexible repayment periods ranging from 91 days to 365 days. This allows you to choose a repayment period that aligns with your financial capabilities. You can select from shorter periods, such as a few weeks, to longer durations, such as a few months or a year.

Interest Rates

MojaCredit offers competitive interest rates for loans, ranging from a minimum of 12% to a maximum of 24% per annum. The interest rate is determined based on factors like the loan amount, repayment period, and your credit profile. Before you agree to the loan, the application will provide you with detailed information about the applicable interest rate, enabling you to make an informed decision.

Requirements for Applying for a Loan at MojaCredit

To apply for a loan at MojaCredit App, you need to meet several basic requirements. Here are some common conditions that MojaCredit typically requires before applying for a loan:

  • You must be of legal age to apply for a loan. MojaCredit usually requires users to be between 18 and 55 years old.
  • You must be a Kenyan citizen. MojaCredit only accepts registrations from customers with national identification or equivalent documentation. Registrations from customers living and working abroad are not accepted.
  • MojaCredit requires you to have a stable source of income or specific financial conditions to ensure your ability to repay the loan. Monthly income and credit history will also be considered.
  • You need to own a mobile phone and a bank account to connect with the MojaCredit app. The mobile phone is the means to access and use the app, while the bank account is where the borrowed funds will be deposited and withdrawn from when you make repayments.

Pros and Cons of the MojaCredit App


  • The app allows customers to easily borrow money through their mobile phones.
  • The registration process is simple, and the processing time is fast, enabling customers to quickly access funds.
  • Flexibility in loan amounts and repayment periods.
  • No requirement for extensive and complex documentation like other institutions and banks.
  • Absolute security of customer information.
  • Modern and user-friendly app interface.
  • Various policies offering interest rate discounts and loan limits.


  • Higher interest rates compared to current banking rates.
  • Limited loan amounts; loan limits on the app may not be very high.
  • The app may still have some usability issues or bugs.

How to Apply for a Loan with MojaCredit

Step 1: Download and install the MojaCredit APK/IOS app from

Step 2: Open the MojaCredit app and begin the registration process by creating a new account. Fill in the most basic personal information.

Step 3: Verify your personal information. MojaCredit will require you to verify your personal information to ensure accuracy and security. Following the app’s instructions, provide the necessary documents, such as portrait photos and valid identification.

Step 4: Provide information about the loan amount and repayment period. During the registration process, you will be asked to provide details about the amount you wish to borrow and the repayment duration you prefer.

Step 5: Accept and agree to MojaCredit’s terms and conditions of service. Carefully read and ensure that you understand and agree to the terms and regulations.

Step 6: Submit your loan application. After completing the above steps, simply submit your loan application. MojaCredit will review the information and make a loan decision in a short time.

Customer Care and Support

Here is the contact information for MojaCredit:

  • Email: [email protected]
  • Website:
  • Office Address: PV7V+4Q5, Near Sango Stage, Along Manyanja Rd, Nairobi, Kenya.

If you have any questions, complaints, or need assistance with MojaCredit’s services, you can contact them via email or visit their office.


The above information about the MojaCredit online loan app is the latest update for everyone to reference. If you find MojaCredit suitable for your needs, feel free to apply for a loan. If you have any questions or need advice, please leave a comment below, and we will respond promptly. We wish everyone success in applying for a loan with MojaCredit.

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