Pera U Bag


Pera U Bag is a user-friendly online lending app in the Philippines. It offers a streamlined borrowing experience with fast approval, flexible loan amounts, and secure information handling, ensuring convenience and financial accessibility for users.
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In today’s digital age, borrowing money has become easier and more convenient than ever in the Philippines, thanks to the advancement of technology. With the aim of providing a simple and fast loan solution, Pera U Bag has emerged as a utility application that allows you to experience the entire loan process entirely online. With automated assessment and disbursement technology, the Pera U Bag App offers convenience and flexibility to borrowers.

Online contact information for Pera U Bag

  • Email: [email protected]
  • Phone: 0929 217 1424
  • Website:
  • Download Pera U Bag APK/IOS from
  • Address: Ignition Venture Studio, North Penthouse Level, Marajo Tower, 312, 26th Street corner 4th Avenue, BGG, Fort Bonifacio, TAGUIG CITY, NCR, FOURTH DIRECT, Philippines.

Before engaging in any transactions with Pera U Bag, users should make sure to carefully read the terms and conditions along with the disclosure statement.

Borrowing money quickly in just 3 simple steps at Pera U Bag

The Pera U Bag App makes borrowing money easier than ever. The fast loan process consists of just 3 simple steps:

Complete your profile

First, you only need to complete the loan application profile on the Pera U Bag app. The necessary personal information includes a valid ID card. With a straightforward process and user-friendly interface, completing your profile only takes a few minutes.

Wait for approval within 30 minutes

After completing your profile, Pera U Bag will proceed to process and evaluate the information. The approval wait time is just 30 minutes, helping you save time and receive a quick response regarding your loan approval.

Receive the funds in your bank account

If your loan is approved, you will receive the borrowed amount directly into your bank account. Receiving the funds through your bank account saves time and avoids the hassle of dealing with cash transactions.

Loan Application Requirements at Pera U Bag

To apply for a loan at Pera U Bag, you need to adhere to the following conditions:

  • You must be over 18 years old with a good credit history.
  • You must be a citizen of the Philippines.
  • You should have a stable income to ensure your ability to repay the loan.
  • You must possess a valid and government-issued ID card.
  • You must accept the terms and conditions of the application.

However, specific details may vary, so you should check within the app or contact Pera U Bag directly for the most up-to-date and detailed information.

Diverse Loan Limits and Flexible Repayment Terms

PeraUBag understands that every user has different borrowing needs, so the app offers various loan limits for you to choose from. Ranging from PHP 5,000 to PHP 60,000, the app provides a range of diverse loan limit options. This allows you to tailor the interest rates to suit your repayment timeline, ensuring easy and convenient payments.

Not only does Pera U Bag provide flexibility in loan limits, but it also offers flexibility in repayment terms. The minimum repayment period is 90 days, giving you ample time to organize your finances and repay comfortably. The maximum repayment period is 181 days, allowing you to adjust the loan amount and repayment according to your financial capabilities.

Reasonable Interest Rates and Loan Details

At Pera U Bag, you not only enjoy the convenience of borrowing money but also benefit from reasonable interest rates. The minimum annual interest rate is 12% per year, and the maximum annual interest rate is 30% per year. This ensures that you receive a fair interest rate and are not burdened with excessive financial pressure.

The app also provides you with detailed loan information within the electronic contract. From the monthly repayment amount to the monthly interest amount, the total interest payable, and the total repayment amount, all are displayed clearly. This helps you gain an overview of your financial situation and easily track your loan repayment progress within the app.

Online Experience and Information Security

Pera U Bag is committed to providing a completely convenient and secure online borrowing experience. All procedures, from registration to receiving funds, are conducted entirely online. You don’t need to visit an office or have face-to-face meetings to complete the loan application process. All registration, approval, and fund disbursement processes are carried out 100% online.

With the Pera U Bag app, you can have peace of mind regarding the security of your personal information. Any registration information is used solely for customer communication and is not shared with third parties without your permission. Pera U Bag’s privacy and information protection policies ensure that your personal data is safeguarded securely and privately.


Borrowing money through the Pera U Bag App has become simpler, faster, and more convenient than ever before. The loan process requires only 3 simple steps, and you can complete the entire process from registration to fund receipt in a short amount of time. The diverse loan limits and flexible repayment periods provide you with suitable options that match your personal financial situation. Experience Pera U Bag today to enjoy the convenience and flexibility of borrowing money here.

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