LightKredit is an online lending service in the Philippines, providing fast cash loans in pesos. With a simple app, they prioritize user security and privacy.
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Welcome to LightKredit – Ensuring safety and competitive interest rates in the Philippines. Designed to simplify the loan experience, our application ensures a quick and convenient registration process. When using it, you not only receive the loan amount but also experience the convenience of funds deposited into your account in just 10 minutes. With a simple and secure process, we are committed to providing the best online borrowing experience, helping you achieve your financial goals effortlessly. Learn more about the LightKredit App through the information below.

Loan product information on LightKredit

  • Loan terms range from 91 days to 365 days.
  • Loan amounts range from 1,000 PHP to 30,000 PHP.
  • The maximum interest rate is 34,675% per year, equivalent to 0.095% per day.
  • Interest rate discounts for first-time registrants.
  • Free services such as profile creation, consultation, transaction fees, etc.
  • Support for installment payments via electronic wallet.

Example of a loan: If you borrow 4,000 PHP on the app for 91 days with an interest rate of 0.095% per day, the interest amount is 345.80 PHP, and the total amount you have to repay is 4,345 PHP.

LightKredit’s loan products are always transparent, openly disclosed, and free of hidden fees. The application also facilitates quick customer support for financial needs and future loan repayments.

Benefits of registering with LightKredit

  • Simple registration process, allowing you quick access to the necessary capital.
  • LightKredit provides competitive interest rates, helping you save on borrowing costs.
  • The application is committed to protecting personal information and ensuring the safety of all transactions.
  • Personal credit-based loans, no collateral or documentation required.
  • Automatic reminder messages help you maintain timely payments.
  • A professional support team is always ready to address any issues you may have.
  • All processes can be carried out online, saving you time and effort.
  • The app processes transactions free of charge, providing convenience for borrowers.

Register with LightKredit today to experience these benefits and achieve your financial goals easily.

Registration conditions

  1. For residents of the Philippines, living and working within the country.
  2. Age requirement: 18 to 55 years old, with a good credit history.
  3. Stable employment or monthly income to ensure timely payments.
  4. An active bank account and personal phone number are necessary.
  5. Download and install the app on your personal phone.

By ensuring compliance with these registration conditions, customers have a success rate of up to 90%. LightKredit approves loans quickly, and customers can receive the desired amount within just 10 minutes.

Steps to quickly register for a loan

Step 1: Download and install the LightKredit APK/IOS App.

Step 2: Register an account using accurate personal information and ensure security.

Step 3: Fill in the required personal and financial information within the app.

Step 4: Select the loan amount and repayment period based on personal needs.

Step 5: Double-check the information and confirm the loan application before submitting.

Step 6: Follow the instructions to verify financial status and income. Wait for confirmation from the app regarding the approval of your loan application.

Once the loan application is accepted, the funds will be transferred to your account in a short period. Maintain timely payments to uphold good credit and avoid late fees.

Contact information and customer support

Below is the contact information for Light Kredit by Prima Fintech (Philippines) Lending Corp:

  • Company: LightKredit by Prima Fintech (Philippines) Lending Corp.
  • SEC Registration Number: CS201951100
  • Certificate of Authority Number: 2917
  • Office Hours: Monday to Saturday, from 8:30 AM to 5:30 PM.
  • Email: [email protected]
  • Website:

If you have any questions or concerns about your loan, you can contact them through the email address above or visit the company’s address directly. They will assist you in the loan process and efficiently resolve any issues.

Some questions about LightKredit

How do I register for a loan through the LightKredit app?

You can register for a loan by downloading the LightKredit app, following the simple process, and completing the registration online.

How much can I borrow through LightKredit?

The loan amount can be up to 30,000 PHP, with the borrowing limit ranging from 1,000 PHP to 30,000 PHP. Additionally, first-time customers can borrow a maximum of 10,000 PHP.

How long does LightKredit’s loan approval process take?

The online loan approval process typically happens quickly, ensuring you receive the loan in a short period.

How can I check my revolving credit limit?

The revolving credit limit is available in the Light Kredit App; you can check it after registration and approval.

What is LightKredit’s privacy policy?

LightKredit has a privacy policy to protect users’ personal information. This policy outlines the purpose of information collection, its use, and security measures. Users have the right to control their personal information and the opportunity to update it. Detailed information can be viewed in the app or on the LightKredit website.

These are the details about LightKredit, and we hope you find this information helpful before using the financial services here. Wishing everyone success and good luck.

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