InstarCash is a trusted loan application in Kenya known for its straightforward application process, speedy loan approval, and adaptable repayment choices, providing a convenient and accessible financial solution.
Operating system

Report This App


Are you in need of financial assistance to meet your daily personal needs such as tuition fees, electricity bills, rent, and more? Look no further than InstarCash – the trusted companion for fulfilling your financial needs in Kenya. With InstarCash, borrowing money has never been easier. From a simple application process to flexibility and data security, InstarCash has created an excellent borrowing experience, allowing you to access the funds you need in no time. Discover the power of the InstarCash App and start realizing your financial plans today.

Contact Information for InstarCash

If you have any questions or need assistance regarding InstarCash services, you can reach out to the provided email address. They will be able to assist you with any information or issues you may encounter while using their services.

Key Features of the InstarCash App

InstarCash is a reputable loan application in Kenya. Designed to provide fast and convenient loan services to customers through mobile apps connected to the internet. Here are some notable features of the InstarCash App:

Simple Application Process

InstarCash offers a simple and quick registration process for loan applications. Customers only need to download the app to their phones, create an account, and provide some basic information for identity verification. The app boasts a high approval rate of up to 90%, ensuring customers who choose InstarCash are likely to succeed in their loan applications.

Fast Loan Disbursement

Once successfully registered, customers can request loans through the app. InstarCash promptly reviews loan information and provides instant feedback. The loan processing is swift, allowing customers to access the borrowed funds in the shortest time possible. Typically, it takes customers between 30 to 60 minutes to receive their approved loan amount in their bank accounts or e-wallets.

Flexibility and Convenience

InstarCash allows customers to customize the loan amount and repayment period to suit their individual needs. Customers can choose loan amounts ranging from small to large and set up flexible repayment plans based on their financial capacity. However, the app also considers loan conditions and customer information to determine the loan limit.

Data Security

InstarCash ensures the utmost security of customers’ personal information. Data and transactions are encrypted and processed according to high-security standards. From personal information to customer images, all data is protected and not used or sold in any way.

User-Friendly App

InstarCash is compatible with both Android and iOS operating systems, making it easy for customers to install on their phones. The app is user-friendly, featuring a modern and simple interface suitable for a diverse range of customers.

InstarCash is a reliable financial tool designed to meet the immediate borrowing needs of customers in Kenya while providing a user-friendly and secure experience.

Loan Package and Loan Conditions at InstarCash

Below is the information on loan packages and loan conditions at InstarCash, compiled for your reference and detailed as follows:

Loan Package Information at InstarCash

  • Loan amounts range from 1,000 Ksh to 20,000 Ksh.
  • Interest rates on loans range from 12% to 25% per annum.
  • Loan repayment can be done in installments over a period of 3 to 12 months.
  • Service fees for consultation, application processing, insurance, etc., are 100% free.

Loan Conditions at InstarCash

  • Minimum age requirement is 18 years.
  • Must have a legal residential address in Kenya.
  • Provide financial information such as monthly income, assets, and existing debts.
  • Verify identity through personal information such as full name, phone number, ID number, date of birth, etc.

How to Apply for a Loan Online with InstarCash

To apply for a loan with InstarCash, you simply need to follow the steps below:

Step 1: Download and install the InstarCash APK/IOS App from

Step 2: Register and create an account, providing your personal information such as name and phone number.

Step 3: Verify your identity by providing images of the front and back of your national ID card or other requested identity verification.

Step 4: Enter the amount you wish to borrow and the desired repayment period.

Step 5: After completing the loan application, InstarCash will review your information. The approval process typically takes between 30 to 60 minutes.

Step 6: If your loan application is accepted, the borrowed amount will be transferred to your bank account or e-wallet.

Note: Provide accurate and complete information if you want to qualify for the highest loan limit.

Is InstarCash a Scam for Borrowers?

Based on the information available at the time of our update, there is no information suggesting that InstarCash is a fraudulent application. However, it’s important to note that the app may have higher interest rates compared to other institutions, organizations, or banks. People should exercise caution when borrowing from here. If you still want to apply for a loan, make sure to thoroughly understand the terms, conditions, interest rates, fees, and policies before agreeing to the loan.

Additionally, you should also research reviews and feedback from other customers to get an overall perspective on the app’s reputation and quality. In case of any questions or complaints, contact the customer care hotline provided in our article.

See more: