Amihan VIP is a versatile personal lending application in the Philippines, offering you the ability to borrow instant cash based on your income. The application features a convenient and straightforward registration process, allowing you to sign up entirely online, 100% on your phone, anywhere, at any time, saving you time and minimizing risks. Below are the details about the App Amihan VIP for everyone to follow.
- App Name: Amihan VIP
- Company Name: 9F Lending Philippines Incorporated
- Website: http://www.amihv.com
- Email: [email protected]
- Address: Unit 2nd floor, Zeta building, Unit 2d, 91 Sacedo Street, Legaspi Village, Makati City, Manila, Philippines.
Above is the contact information for Amihan VIP. If you need support or advice, please feel free to reach out. Our customer care representatives will assist you promptly and conveniently.
Highlights of Amihan VIP
Here are the highlights of Amihan VIP:
Convenient and Easy Loan Registration
You can download the Amihan VIP app and create an account within minutes. Submitting the necessary documents is also conveniently done through the app. The app operates 24/7, so once you register for a loan, the money will be credited to your bank account.
Amihan VIP provides immediate loan approval without the need for complex documentation. This saves time and ensures a convenient borrowing process, allowing you to access financial resources quickly.
Affordable Interest Rates
The app offers affordable interest rates for your personal loans. The interest rate is determined based on your risk profile, ensuring fairness and competitiveness. Additionally, Amihan VIP provides various customer benefits, such as first-time loan offers and loyalty rewards.
High Loan Approval Rate
Amihan VIP boasts a high loan approval rate of up to 95%, increasing your chances of receiving a personal loan. This level of approval rate provides flexibility and support for your financial needs.
Access to Cash Anytime
Once your loan is approved, you can receive the cash instantly. The app doesn’t restrict the time or schedule, allowing you to utilize the loan for your personal needs whenever required.
Information about the Online Loan Package at Amihan VIP
Online Loan Package for You
- Loan Amount: 2,000.00 PHP – 20,000.00 PHP
- Loan Term: 96 days (shortest, including extension time) – 365 days (longest, including extension time)
- Maximum APR: 24%
- Service Fee: Minimum 10%, Maximum 20%
- Channel Fee: Fee from a third party
- Transaction Fee: 0
Example for a Loan
Loan term: 360 days (12 months) with a 24% interest rate and a principal amount of 5,000 PHP
- Total Interest Fee: PHP 5,000 * 24% = PHP 1,200
- Service Fee 10%: PHP 5,000 * 10% = PHP 500
- Total Repayment Amount: PHP 1,200 + PHP 500 + PHP 5,000 = PHP 6,700
- Monthly Repayment: PHP 6,700 / 12 = PHP 558.34
The Process to Apply for an Online Loan at Amihan VIP
- Customers must be citizens of the Philippines.
- Have a stable income level.
- Customers must be aged 18 to 50.
- Provide valid identification documents.
- Have a bank account to receive funds.
- Valid and current Citizen’s ID card.
- Proof of current address.
- Clear facial photo.
- Bank account information.
- Proof of monthly income.
Loan Application Guide
If you want to apply for a loan in the Amihan VIP, follow these steps:
Step 1: Download and install the Amihan VIP App from cashloanapp.net
Step 2: Enter your phone number to create a new account for the app. A verification code will be sent to your phone via SMS; enter the code to access the app and set a password.
Step 3: Choose the loan amount and repayment period.
Step 4: Fill in the required information in the app, including:
- Full name
- Images of both sides of your Citizen’s ID card
- Portrait photo
- Bank account information, etc.
Step 5: Review the information, accept the terms and policies of the Amihan VIP, and click to apply for the loan. If you receive a successful notification, the borrowed amount will be sent to your bank account.
Note: You may receive a call from the customer care representatives of the Amihan VIP to verify some information. Make sure to provide complete and accurate details.
Reasons for Loan Rejection at Amihan VIP
In case your loan application is rejected at Amihan VIP, you should consider the following information:
- Insufficient or inaccurate personal information provided.
- Incorrect bank account information provided.
- Blurred or unclear images of your Citizen’s ID card or portrait photo.
- Your income level does not meet the requirements.
- You have a bad credit history with other apps linked to Amihan VIP.
How to Repay Your Cash Loan
- M Lhuillier: Access M Lhuillier’s website and fill out the repayment form for a seamless process.
- 7-Eleven: Visit any 7-Eleven store and make payment through the CLiQQ machine or CLiQQ app for quick and convenient transactions.
- GCash, Coins: Open the app, click on “Bill Payment” to access the loan repayment option and easily settle your dues.
- Bank: Transfer the funds directly to the company’s provided bank account through the app interface for a secure and hassle-free repayment process.
Amihan VIP is a reliable and convenient personal lending app. Download the app now and experience the quick registration process and high-quality services of Amihan VIP today.