AC Cash


AC Cash - A fintech platform in the Philippines, provides transparent and reliable loans for the people. With a simple process, borrowers can receive funds in 30 minutes, ensuring convenience and trustworthiness.
4.7/5 Votes: 82,196
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AC Cash is not just a typical loan application; it is also a reputable application that you can trust for your personal finances in the Philippines. AC Cash is committed to creating the easiest and most convenient experience, where you prioritize instant financial solutions.

Moreover, the application features a user-friendly interface and a simple process, ensuring to meet your financial needs at its best. ACCash has a professional and dedicated team, always ensuring absolute safety and security for the personal information of customers. Let the AC Cash App accompany you on your financial journey, providing convenience and peace of mind, helping you overcome currency challenges effortlessly.

Loan application requirements

AC Cash has specific conditions for loan registration on the application, including:

  • Age requirement of at least 18 years, a citizen of the Philippines.
  • Good credit history, with no outstanding debts on similar applications.
  • Stable income from business or employment.
  • Provision of valid identification documents such as a citizen ID.
  • Possession of a valid and active bank account.
  • Use of the primary contact phone number for easy communication.

Customers meeting these conditions will find the loan application process at AC Cash extremely straightforward, ensuring that the desired amount is received as quickly as possible.

Review of AC Cash: Pros and Cons


  • Simple and quick registration process.
  • Commitment to the security of users’ personal information.
  • Flexible approval based on multiple objective criteria.
  • No collateral required, making it convenient for borrowers.
  • Professional customer service and enthusiastic support.
  • Flexibility in loan term options, limits, and interest rates.


  • Limited loan amounts, may not meet the needs of larger loans.
  • Higher interest rates compared to traditional banks, requiring customer attention.
  • Application may have glitches when accessing multiple loan applications simultaneously.

AC Cash offers many conveniences in providing loan services. However, customers should be mindful of interest rates and limitations on loan amounts to ensure that borrowing money is the most financially sound decision.

Details of loan products at AC Cash

  • Loan amounts range from ₱4,000 to ₱50,000.
  • Repayment terms extend from 91 days to 365 days.
  • Annual interest rate is set at 12%.
  • Free service fees with no hidden charges.
  • Penalties for late payments.
  • Support for one-time payments or installment payments.
  • Diverse payment methods with multiple options.

Loan example

If you borrow ₱20,000 from AC Cash with a 12% annual interest rate and a repayment term of 91 days, you would need to pay:

  • Interest amount: ₱590.41
  • Total amount due: ₱20,590.41

Note: Loan product information on AC Cash is subject to change, so customers are advised to access the application for the latest updates.

Guide to applying for a Loan on the AC Cash App

Step 1: Download the AC Cash APK/IOS application from or quickly register for a loan on the website.

Step 2: Create an account by providing personal information such as your phone number and address.

Step 3: Choose the desired loan amount and repayment period that suits your individual needs.

Step 4: Wait for the confirmation and approval process, after which you will receive the loan amount in your bank account upon successful registration.

Note: The information you provide to the application must be completely accurate and comprehensive. Loan Vay will use your information to determine the loan limit for you.

Is it Safe to Borrow Money Online with AC Cash?

AC Cash has become a preferred choice in the Filipino community with its transparent and reputable loan application. Highly regarded for its reliability, AC Cash provides loans with clear information about interest rates and conditions, enabling borrowers to fully understand before deciding. Particularly, receiving the loan takes only about 30 minutes, bringing convenience and speed to urgent financial needs. With a trusted user base, AC Cash not only provides a secure source of funds but also reduces worries and complexities in the borrowing process.


AC Cash is a safe loan application with a simple process, fast service, and a commitment to personal information security. Despite the higher interest rates, ACCash effectively meets users’ short-term loan needs through flexible repayment terms and professional customer service. Wishing everyone successful loan registration on the application.

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