Zenka Loan App


Zenka Loan App is a loan application in Kenya, featuring a simple process, low-interest rates, and credit limit increases. It provides professional customer service and attractive promotions.
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Welcome to the financial revolution in Kenya. Zenka Loan App is your reliable companion on the journey of exploring flexible and convenient credit options. With Zenka Loan, you can forget about cumbersome paperwork and collateral. The app offers simplicity and speed, requiring only your ID and M-Pesa account, allowing you to borrow up to 30,000 KSH. This comes with the lowest industry interest rates and a completely free registration process. Zenka Loan App is ready to serve you, so download the app today.

Information on loan products at Zenka Loan App

Zenka Loan App provides loan products suitable for users’ financial needs. Here is some information about the app’s loan products, including:

  • Loan amounts ranging from 500 KSh to 30,000 KSh.
  • Minimum loan term is 61 days, and the maximum is 180 days.
  • One-time interest rates range from 9-30% (depending on risk).
  • Minimum annual percentage rate is 70.7%, and the maximum is 224.89%.

Example for a loan

Suppose a user decides to borrow 5,000 KSh at an annual interest rate of 15% for 61 days, as follows:

  • Interest for the loan: 5,000 KSh * 15% = 750 KSh
  • Total amount to be repaid: 5,000 KSh + 750 KSh = 5,750 KSh
  • Total cost of the loan: 750 KSh
  • The loan agreement is signed for 61 days.

Advantages and disadvantages of Zenka Loan App

Below are some of the advantages and disadvantages of the Zenka Loan app that we have compiled:


  • Simple and easy process for users to receive money quickly.
  • No need for collateral or complex paperwork, proof of income.
  • The app promises the lowest annual interest rates in the current financial industry.
  • Increase in credit limit after users repay their debts, obtaining a higher limit.
  • Zenka Loan App ensures absolute safety of personal information, no buying, selling, or using of data.
  • Promotions for users regarding referring friends and family.


  • Increased interest rates if repayment is late or not on time.
  • Potential for rapid debt accumulation if borrowing exceeds income.
  • The app has associated fees related to debt repayment.
  • Interest rates at Zenka Loan App are higher than those at banks, requiring consideration.

Customer service on the app

To contact Zenka Loan App or to learn more information, please use the following information:

  • Company: Zenka Finance Limited
  • Email: [email protected]
  • Phone number: +254 20 765 0878
  • Website: https://zenka.co.ke
  • Address: Mirage 2 Tower, 12th floor, P.O. Box 29107-00100, Nairobi, Kenya.

During the process of using financial services on the Zenka Loan App, if you have any questions, need advice, or support, please contact the information above. The app’s professional customer service will support you in the best way possible.

Referral promotion

Zenka Loan App offers an attractive referral program for introducing friends to use the service. When you refer friends or family to Zenka Loan and they use the service, you can earn 200 KSh for each successful referral. This means that each time you successfully refer someone, you will receive a bonus.

This is an excellent way to share the benefits of Zenka Loan App with friends and have the opportunity to earn extra money as users utilize the service. Make sure you and your friends or family meet the specific terms and conditions of this promotional program to receive the bonus.

Guide to applying for a loan on Zenka Loan App

Conditions for registration on the app

  • You must be between 20 and 60 years old.
  • You are a Kenyan citizen with a valid ID card.
  • Use an M-Pesa account and own a registered phone number.
  • You have a stable monthly income to ensure repayment.

Steps to apply for a loan

Step 1: Download the Zenka Loan App APK/IOS to your phone. Download the app at cashloanapp.net.

Step 2: Register an account. You will need to provide basic information such as your name, mobile phone number, and email address.

Step 3: Verify personal information

Zenka Loan App requires you to provide:

  • Image of your ID card.
  • Portrait photo of your face.
  • Information about your M-Pesa account and workplace.

Step 4: Credit evaluation and loan proposal

Zenka Loan App will assess your credit based on the information you provided and your credit history. After the assessment, the app will propose a specific loan amount with interest rates and credit limits. You can review and accept this proposal if you agree to the terms.

Note: A successful registration notification will be sent to you within 60 minutes. If you have not received it within 24 hours, your loan registration has failed.


Zenka Loan App is a flexible and convenient loan app in Kenya. The registration process is simple, with low-interest rates and the ability to increase credit limits. The app provides reliable financial assistance and many benefits and promotions for users. Good luck to everyone applying for a loan on the app.

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