Pesoflash is a reputable online loan application in the Philippines. Certified by the Securities and Exchange Commission, Pesoflash offers fast and reliable loan services, earning high praise from satisfied customers.
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Welcome to Pesoflash – Your reliable financial platform in the Philippines. Pesoflash is not just an online lending platform but also a companion in your financial journey. The app offers flexible loan options, competitive interest rates, and a straightforward application process. Pesoflash is committed to providing a convenient and secure borrowing experience, without the need for collateral, ensuring convenience for users. Download the Pesoflash App today and discover how the application can help you achieve your financial goals.

Loan details

  • Loan amounts range from 1,000PHP to 100,000PHP.
  • Repayment period from 110 days to 180 days.
  • Maximum loan interest rate is 20%.
  • Account management fee and operational fees to ensure account security.
  • Minimum total fee is 1%, and the maximum total fee is 17%.
  • Repayment is structured as installments.

Customer requirements

  • Customers must be above 20 years old and citizens of the Philippines.
  • Stable source of income to repay the loan.
  • Complete all necessary information to conduct KYC

Example for a loan

If a user applies for a loan of 1,500 PHP over 130 days, the details of the user’s loan are as follows:

  • Service fee rate: 6%
  • Annual Percentage Rate (APR): 16%
  • Service fee: 1,500PHP * 6% = 90PHP
  • Total loan interest fee: (1,500PHP * 16% / 365) * 130 = 85.5PHP
  • Total repayment amount: 1,500 + (1,500PHP * 7%) + (1,500PHP * 16% / 365 * 130) = 1,675.5PHP
  • Monthly repayment: 1,675.5 / 130 * 30 = 386.65PHP

Pesoflash consistently offers customers loans with numerous benefits and high flexibility, providing a secure and cost-effective means of repayment for the future.

Loan Application Process at Pesoflash

Documents and information to prepare

  • Personal information, including: Full name, date of birth, address, phone number, email…
  • Portrait photo and images of personal documents
  • Bank account information, including: Account number, bank name…
  • Information from relatives, including phone number…

Quick loan application steps

Step 1: Download the Pesoflash APK/IOS app from or Google Play or the App Store.

Step 2: Use your phone number to log in to the app.

Step 3: Fill in personal information, bank account details, and the prepared information.

Step 4: Choose the loan amount and repayment period. Select an amount that suits you best.

Step 5: The system automatically confirms and approves quickly.

Step 6: The loan amount is transferred to your account within 24 hours.

Note: To avoid scams, customers should check notifications from reliable sources. Provide complete and accurate information to receive a higher credit limit.

Payment methods on Pesoflash

Customers can quickly and easily repay loans on Pesoflash, with various options available, including:

  • Payment through bank transfer services.
  • Use e-wallets for convenient payments anytime, anywhere.
  • Payment through convenience stores.

Choose the payment method that suits you to simplify the repayment process and ensure the accuracy of the transaction.

Is it safe to use Pesoflash App for borrowing money?

Pesoflash is a reliable and secure online lending application trusted by users. The company is certified by the Philippine Securities and Exchange Commission, with registration number CS201918916 and certificate of authority number 1253, verifying the credibility and commitment to transparency of Pesoflash. This helps protect the rights of borrowers and instills confidence in the online borrowing process.

Clear company address and transparent contact information make Pesoflash easily accessible and communicative. The quick assessment system allows users to receive evaluation results within 30 seconds, reducing wait times and enhancing the user experience.

Notably, Pesoflash has received high ratings from users, demonstrating the quality and performance of the service. This indicates customer satisfaction and trust, essential factors when assessing the safety and reputation of an online lending application.

Tips to avoid scams when borrowing money online

  • Read feedback and reviews from customers beforehand to ensure the app’s reliability.
  • Ensure that the app is licensed and monitored by local financial authorities.
  • Avoid providing excessive personal information and only share necessary details.
  • Check whether the website and email are official to avoid phishing sites.
  • Avoid requests for upfront payments before receiving the loan, as this could be a sign of fraud.
  • If in doubt, directly contact the service provider to verify information.
  • Prioritize using licensed and reputable services.
  • Use strong passwords and do not share your account information.

These tips help protect you from the risk of fraud when using online lending apps.

Contact information for Pesoflash App

  • Company Name: QCash Financial
  • Email Address: [email protected]
  • Phone Number: 09471718472
  • Website:
  • Company Address: Unit 116, 2501 Civic Drive, Fillnvest, Corporate City, Alabang, Muntinlupa City, Metro Manila 1770, Philippines.

If you have any questions or need assistance, feel free to contact Pesoflash directly through the provided channels. The organization’s support team is always ready to assist you.


Pesoflash Loan is a reliable financial partner, providing a convenient and safe online borrowing experience. The app features a simple application process, low-interest rates, and flexibility in repayment. Pesoflash is committed to meeting the financial needs of customers quickly and efficiently. Supervised by the central bank, Pesoflash is a trustworthy choice for those seeking an efficient and secure loan service.

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