Ipeso is a reputable online personal lending application in the Philippines, widely praised by users as a flexible and fast financial solution. The app offers loan products with reasonable interest rates and transparent transaction fees. Targeting users aged 20-60, who are citizens and capable of employment, the platform not only helps address financial difficulties but also swiftly meets needs related to education, healthcare, and transportation. Download the Ipeso App now to experience the convenience and financial freedom it offers.
Information about the managing company
- Company Name: LINK CREDIT LENDING Investors INC.
- PSEC Registration Number: CS201914644
- Registered Business Name: Ipeso
- Certificate of Authority to Operate a Financing/Lending Company (CA) Number: NO.3072.
The Ipeso app has been licensed by the Philippine government based on information about the managing company. Therefore, users utilizing Ipeso for loans are completely legal and can trust the financial services provided.
Highlights of the IPeso App
The IPeso app attracts numerous users due to the following strengths:
- Offers various loan packages with flexible terms, catering to the diverse financial needs of customers.
- The application and loan processing are conducted quickly, providing a convenient experience for users.
- Clearly displays interest rates and fees, creating transparent and fair lending conditions for users.
- Serves a diverse population in the Philippines, requiring only specific conditions, including citizenship and employability.
- Convenient mobile interface, enabling users to easily manage their personal finances.
- Addresses not only short-term needs but also diverse requirements related to healthcare, education, and transportation.
- Diverse payment methods, allowing users to choose from various payment options.
Product details on the IPeso Loan
- Loan Amount: ₱1,500 – ₱8,000
- Loan Terms: 120 days, 150 days, or 210 days
- Maximum Annual Percentage Rate (APR): 18.25% per year, 0.05% per day
- Transaction Fee: ₱25-₱130 (calculated before disbursement through the successful loan channel)
- Service Fee: None
- Repayment in installments
Example for a loan
Let’s say you borrow ₱4,000 with a 150-day term and a daily interest rate of 0.05%, the breakdown is as follows:
- Transaction fee: ₱50
- Total amount due on the due date: ₱4,300
- Monthly installment: ₱860
This is a hypothetical example, and specific figures may vary depending on the specific conditions of the loan and the repayment schedule of each borrower.
Loan application conditions on the app
- For individuals in the Philippines aged 20 to 60.
- Filipino citizens residing and working in the country.
- Borrowers with stable monthly income and employment capability.
- Usage of personal bank accounts and e-wallets.
- Possession of a smartphone with internet connectivity to download the IPeso APK/IOS.
If borrowers meet these conditions, they have the opportunity to easily receive a loan from IPeso.
How to apply for a loan on the IPeso App
Step 1: Download and install the IPeso APK/IOS app from cashloanapp.net or the App Store on your phone.
Step 2: Register an account by providing your phone number and entering the OTP code sent via text message.
Step 3: Choose the loan amount and repayment term that suits your needs.
Step 4: Fill in the required personal information, including personal details, address, and contact information.
Step 5: Review the information entered on the app to ensure accuracy. Then, confirm and submit the application.
Step 6: Wait for confirmation from the IPeso system regarding the approval of your loan application. If accepted, the funds will be transferred to your account through the payment method you selected earlier.
Note: For more accurate information, you should check on the app or contact IPeso customer service. Ensure that your registered personal information is accurate and complete.
Payment methods at Ipeso
IPeso provides multiple payment methods to make the loan repayment process easy and convenient for borrowers. Below are some common payment methods, including:
- Payment at convenience stores such as 7/11.
- Payment at Mluillier transaction points.
- Payment through electronic wallets such as Gcash or PAYMAYA.
- Payment through banks, such as BPI (Bank of the Philippine Islands) or UBP (UnionBank of the Philippines).
Note: Repaying the loan will require certain information, such as transaction codes or invoice numbers, depending on the chosen method. For details and support, borrowers should check IPeso’s payment guide or contact customer service.
Contact information and customer support
If you need to contact or seek assistance from IPeso, here are the detailed contact information:
- Working Hours: 9 am – 6 pm (Monday – Saturday)
- International Phone: +639 369861009
- Smart Phone: +639 614294801
- Support Email: [email protected]
- Website: https://www.ipeso.ph
- Main Office Address: 12th Floor, Aseana Three Bldg, Macapagal Ave cor. Aseana Ave. Aseana City Tambo City of Paranaque, District 4, NCR, Philippines, 1701.
If you have any questions or need assistance with the loan process, payments, or any other issues, the IPeso support team is ready to help. You should also check the website for updated information and more detailed instructions.
IPeso is the top choice for personal loans in the Philippines. The app offers a simple loan application process, reasonable and competitive interest rates, and various convenient payment methods. It provides a flexible and comprehensive financial solution for users. Download IPeso App on your phone and register to enjoy various offers on the app.
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