Gold Pocket

2.0

Gold Pocket is a personal finance lending app in the Philippines. With a straightforward process, it offers flexible loans conveniently through mobile banking, ensuring safety and convenience for users.
Update
11/19/2023
Size
32MB
Version
2.0
Operating system
5.5
Installs
70.000+

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Description:

Welcome to Gold Pocket – The reputable online lending application with quality services in the Philippines. In times of financial intricacies, with personal financial needs constantly on the rise, Gold Pocket has emerged as a reliable partner, providing a simple and effective loan experience for customers. The easy registration process, requiring only a personal ID, allows customers to experience unprecedented convenience. With low-interest rates, a 24/7 operational app, and the ability to receive funds within 5 minutes, the application has become an ideal financial support source. Explore the Gold Pocket App now to experience the flexibility and utility it offers.

Requirements for participating in the loan application

Below are some basic conditions for participating in borrowing money on Gold Pocket, as follows:

  • The borrower must be at least 21 years old to register for a loan.
  • The applicant must be a citizen of the Philippines or have the right to reside in the Philippines.
  • A stable source of income or proof of the ability to repay the loan is required.
  • The applicant needs to provide accurate personal information, including name, address, phone number, and other required information.
  • Gold Pocket may require applicants to have a bank account or an electronic wallet.

Benefits of using Gold Pocket

Using Gold Pocket, customers will enjoy numerous benefits from the application, including:

  • The app offers loan packages with lower interest rates compared to traditional banks.
  • Allows customers to choose a repayment amount that suits their personal financial capability.
  • Requires only a valid ID card for loan registration, eliminating complex procedures.
  • The service operates 24/7, facilitating flexible and convenient transactions when disbursing funds.
  • Implements modern security measures to ensure the safety of personal information and accounts.
  • Fast processing time, allowing customers to easily receive the loan within 5 minutes.
  • Available on operating systems such as Android and IOS, making it easy for customers to install on their phones.
  • The app provides many other benefits for customers to explore and utilize financial services.

Details of loan products on the Gold Pocket App

Below are specific details of loan products on the Gold Pocket app, including:

  • Loan amount: From 5,000 PHP to 60,000 PHP.
  • Minimum repayment period: 91 days.
  • Maximum repayment period: 181 days.
  • Maximum annual interest rate (APR): 30% per year.
  • 0% interest promotion for first-time registered customers.
  • Program fee: 0.
  • No additional transaction fees.

Example for a loan

If you borrow 5,000 PHP on the Gold Pocket app with a repayment period of 91 days, your repayment plan may look like this:

  • Total interest amount: 5,000 * 0.05% * 91 = 227 PHP.
  • Total amount to be repaid: 5,000 + 227 = 5,227 PHP.
  • Monthly payment amount: 5,227 / 3 = 1,742 PHP.

Note: Specific parameters and details may vary depending on the conditions and terms of the application, so customers should carefully check before deciding to borrow money.

Guide to Loan Registration at Gold Pocket

Step 1: Download and Install Gold Pocket

  • Visit the app store on your phone (App Store or Google Play).
  • Download Gold Pocket APK/IOS at cashloanapp.net.

Step 2: Register a New Account

  • Open the Gold Pocket app and choose the “Register” option.
  • Enter your personal information, including your full name, date of birth, mobile phone number, and email address.

Step 3: Account Identity Verification

  • The system will prompt you to verify your account by entering the verification code sent to your phone or email.

Step 4: Enter Personal Information and Choose Loan Package

  • Fill in required information such as ID card details, income information, and other relevant personal financial details.
  • Choose the loan amount and repayment period based on your flexibility.

Step 5: Submit Loan Application

  • Review the entered information and select the “Submit Application” option.
  • Wait for the loan application to be evaluated by Gold Pocket.

Step 6: Receive Results and Loan Amount:

  • After the loan application is accepted, you will receive a notification about the result, and the loan amount will be transferred to your bank account or electronic wallet.

Note: If your loan application is not approved within 24 hours, it means your loan registration has failed, and you need to find another suitable loan app.

Financial Management on the Gold Pocket App

  • Customers can choose the installment amount and repayment period that suits their personal financial capability.
  • Detailed information about fees and interest rates is provided in advance, helping customers make informed and accurate decisions.
  • The app provides loan status, payment history, and other detailed information for customers to easily track their financial situation.
  • The ability to adjust the loan amount allows customers flexibility in managing their financial resources.

Customer Support and Care Services

  • Operating Hours: From 7 AM to 8 PM (Monday to Sunday)
  • Email: [email protected]
  • Website: https://pockettgold.app
  • Address: Bluerail Tech Building, 2nd Floor, Block 1 Lot 2 Cream Street, SSS Village, Concepcion Dos Marikina, Manila, 1811 Philippines.

If you have any specific questions about Gold Pocket’s products or services or need assistance, it is recommended to contact them directly through the provided contact information on their website or within their app.

Conclusion

Gold Pocket is a reliable and convenient online lending application in the Philippines, offering a straightforward experience for customers. The simple registration process, flexible loan amount options, and the ability to receive funds quickly contribute to its appeal. Flexibility in loan repayment management and detailed information within the app help customers maintain control over their financial situation. Low-interest rates and special offers make Gold Pocket an attractive choice in today’s online lending market.

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