If you need to borrow money quickly without wanting to go through complex procedures, the CTP Peso online loan application is the solution you need in the Philippines. This convenient, fast, and straightforward loan process will meet all the needs of customers.
The CTP Peso App is a mobile application developed to provide online loan services to customers in need. The app utilizes unsecured lending, so users can easily borrow money and get it disbursed quickly without having to go through many complex documentation steps.
Loan product from CTP Peso
- Loan Amount: From ₱1000 to ₱20000.
- Loan Term: From 90 to 180 days.
- Service Fee: From ₱10 to ₱400.
- Daily Interest Rate: 0.09%.
- Annual Percentage Rate (APR): 34.40%.
- Other Fees: No additional management fees.
Example loan calculation
A user applies for the loan service with the following terms:
- Loan Term: 90 days.
- Loan Amount: ₱15,000.
- Service Fee: ₱150.
After deducting the service fee, the actual amount received is ₱14,850. The user needs to repay ₱5,000 and ₱405 in interest every 30 days (monthly). The total amount to be repaid after 90 days is ₱16,215.
With the above example, users can see how the loan is calculated and details about the fees and interest rates of the loan from CTP Peso. Thus, CTP Peso provides a flexible loan service within users’ financial means, helping them easily and conveniently address short-term financial needs.
Conditions for Borrowing Money
Customers can easily borrow money from CTP Peso if they meet the following conditions:
- Have personal identification documents such as a personal ID or passport.
- Have an active bank account.
- Be aged 18 or older and not exceed 60 years old.
- Demonstrate stable employment and have a consistent monthly income.
- Reside and work in the Philippines.
Why should customers borrow money from the CTPPeso App?
Currently, there are numerous financial organizations and online loan apps that offer easy and fast borrowing options in the market. However, CTPPeso remains the choice of many customers due to the advantages and benefits that the app brings. These include:
- No additional fees applied to all loan packages and limits.
- Diverse loan limits ranging from low to high, meeting all customer borrowing needs.
- The ability to increase the limit up to ₱20,000 with multiple transactions and on-time payments through the app.
- Operates every day of the week, providing 24/7 customer support.
- Fast loan request processing, taking only from 1 hour to a maximum of 1 day.
- Absolute customer information security, especially without the need to provide information about relatives. Therefore, customers do not have to worry about their families or friends being disturbed.
- Acceptance of borrowers with bad credit history from banks and credit organizations.
Guide to Quick Loan Application
Below, we will guide users through the steps to borrow money using the CTP Peso app.
Step 1: Download the CTP Peso App APK/IOS
Firstly, users need to download and install the app on their mobile phones. The CTP Peso app is available on both the App Store and Google Play Store, ensuring that both iOS and Android users can download the app. Users simply need to open the App Store or Google Play Store, search for the app name, select Download, and wait. Alternatively, visit the website: cashloanapp.net
Step 2: Register an Account
After successfully downloading the app, users proceed to register an account easily by opening the app, entering their phone number, and selecting “I want to borrow money.” Immediately after, the system will send an SMS containing the registration OTP code to your phone number. Receive this OTP code to complete the account registration process.
Step 3: ID Verification
Before borrowing money, customers will need to provide personal information and occupational information. Specifically:
- Personal information: Full name, gender, date of birth, marital status, permanent address, and ID number
- Occupational information: Including occupation, company name, company phone number, address, and most importantly, income.
After providing the above information, the app will ask you to verify the information by taking a photo of your ID and a portrait photo. Then proceed to facial recognition on the app including left, right, top, bottom face angles, blinking, etc.
Step 4: Receive Money into Bank Account
After successfully verifying account information, users can start borrowing money from CTP Peso by selecting the “Press to send” feature. Service information will be displayed in the form of a detailed form, and customers simply need to select the loan according to their needs.
Immediately after, the system will receive the request and proceed with quick disbursement within 30 minutes. If borrowing money outside of business hours, disbursement may take longer.
Repayment Options on CTP Peso
Customers borrowing from CTP Peso can receive and repay their loans by various means when they come due, such as:
- Transferring money directly to a bank account.
- Sending money at direct transaction counters like 7 Eleven, SM Dept stores, Robinsons, LBC, Cebuana Lhuillier.
- Transferring money through electronic wallets: U-mobile, GCash, PayMaya, and GrabPay.
Customer Care Service
- Working hours: Monday to Sunday from 08:00-18:00.
- Website: https://www.computradeph.com
- Phone number: 9671702954
- Email: [email protected]
- Address: Unit 2202C, 22nd Floor BDO Equitable Tower 8751 Paseo De Roxas Makati, Manila, 1226 Philippines.
The information provided in today’s article has given users a detailed understanding of the CTP Peso loan app. This is a convenient, fast, reputable, and easy-to-use online loan app that meets the borrowing needs of many customer demographics.
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