Zippeso is an online loan application in the Philippines, offering users the ability to quickly and reliably receive cash loans before their due dates. The application swiftly meets the personal financial needs of users without requiring any collateral or guarantees. With a user-friendly interface and a simple process, Zippeso App is an attractive choice for obtaining online loans today.
Contact Information and Support:
- Company Name: TREASURE BOWL FINTECH LENDING CORP.
- Customer Service: 09668651730, 09158083137 (Monday-Sunday/ 9 AM – 6 PM)
- Email: [email protected]
- Address: L29 Joy Nostalg Centre, 17 ADB Avenue, Ortigas Center, Brgy. San Antonio 1602 Pasig City, Philippines
If you encounter any issues while using the application, please contact customer service for the most efficient support and advice.
Advantages of Convenient Borrowing on Zippeso
Zippeso is an online loan application that offers outstanding advantages to meet your personal financial needs in the most convenient way possible. Below are the key benefits that the application provides:
No Need for Personal Collateral
The application does not require you to provide personal assets as collateral, ensuring that everyone can access and borrow money. This opens up borrowing opportunities for more customers and makes accessing financial services much easier.
Flexible Borrowing Time
You can borrow money anytime during the day, at any given moment, as long as your mobile phone has an internet connection. The borrowing process becomes flexible and convenient, allowing you to quickly address emergency situations or meet unexpected financial needs efficiently.
Simple Loan Application
When borrowing money through Zippeso, you only need to provide basic documents and do not have to go through extensive paperwork as you would with traditional banks or financial institutions. This simple process helps you save time and effort in preparing loan documents.
Zippeso App guarantees quick disbursement within 1 hour after a successful loan approval. This ensures that your loan amount will be transferred to your bank account on the same day, helping you address essential financial matters promptly.
Acceptance of Extensions
For first-time borrowers, the application allows loan extensions if you are unable to repay on time for the first installment. This brings flexibility and comfort in managing your personal finances.
Product Information and Loan Terms
Loan Product Information
- Zippeso offers loan packages ranging from ₱2,000.00 to ₱20,000.00.
- Minimum repayment period is 91 days, and the maximum is 365 days.
- The maximum loan interest rate is 20%.
- Transaction fee: 0
- Service fee: 0.1% to 0.35%
Zippeso ensures transparency in calculating loan account fees, helping you understand the exact amount you need to repay. All the necessary information is available on the application, making it easy for you to check your loan details.
Loan Eligibility Criteria
To be eligible for a loan through Zippeso, you need to meet the following conditions:
- Be 18 years old or older but not exceeding 60 years old.
- Be a Filipino citizen.
- Have a valid bank account and a registered phone number.
- Have a clear source of income.
Guide to Borrowing Money on Zippeso App
Zippeso provides you with convenience when borrowing money through its website and mobile application. Below is a detailed guide to help you borrow money on Zippeso:
Step 1: Access Zippeso’s website or download the mobile app and create a new account. You will need to provide a phone number to activate your account.
- Download Zippeso APK/IOS at cashloanapp.net
- Quick registration on the website
Step 2: After creating an account, you will be asked to enter basic personal information, including:
- Personal identification details: Name, address, ID number, etc.
- Bank account information: Bank name, account number, branch, etc.
Step 3: Choose the desired loan package; the application will provide you with various loan packages with different limits, terms, and interest rates. Select the loan package that suits your financial needs.
Step 4: To verify your identity, you will be asked to take photos, including:
- Images of both sides of your national ID card
- A portrait photo
Step 5: Your loan application will be reviewed and assessed within a maximum of 24 hours. During this time, please be patient and wait for the decision.
Step 6: If your application is approved, you will receive a loan contract from the application. Read the contract carefully and accept the terms and conditions.
Step 7: After signing the contract, the loan amount will be transferred directly to your bank account. You can withdraw the money from your ATM and use it as needed.
If you encounter any difficulties during the borrowing process, do not hesitate to contact Zippeso’s customer service department. The customer care team will guide you with dedication and address any queries you may have.
Cases of Loan Application Rejection
In the event that a customer’s loan application is rejected on the Zippeso App, the customer should take note of the following information:
- Invalid or unclear photo of the national ID card.
- Income is too low compared to the loan limit on the application.
- Customer resides in remote mountainous or island areas.
- Customer has outstanding loans on linked apps that have not been paid.
- Incorrect bank information, personal details, or dishonesty during registration.
Frequently Asked Questions about Zippeso
Below are the answers to frequently asked questions related to the Zippeso App that we have compiled for users’ reference:
Why can’t I borrow money?
If you are unable to borrow money on the app, it is likely that your profile does not meet the loan requirements. Please review the cases of loan rejection to learn more.
How much can I borrow for the first time?
As a new customer, borrowing for the first time on the app, the maximum amount you can borrow is ₱ 10,000.00. However, Zippeso will assess your information to provide a reasonable limit, which may be below ₱ 10,000.00 or higher.
Can I borrow on behalf of a relative?
The app does not allow you to borrow on behalf of a relative. To borrow money on Zippeso, customers must apply themselves, and the information provided must match the customer’s own.
Are there any service fees for borrowing money?
Borrowing money on the app is entirely free of service fees. You only need to pay interest and the principal amount you borrowed.
How long does it take for disbursement?
Once your loan application is successfully approved by the app’s system, the loan amount will be disbursed to your bank account. The time for disbursement will depend on the bank you are using, it can be fast or slow.
The Zippeso App brings convenience and ease to customers in the Philippines. With a simple process, a high approval rate of up to 90%, and no requirement for collateral, Zippeso is a reliable partner to quickly meet your personal financial needs. Download the app now and experience the convenience and safety of online borrowing today.