Zima Cash


ZimaCash is a reliable installment loan application in Tanzania, offering flexibility and safety in borrowing money.
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Have you ever imagined borrowing money becoming easy and secure? Welcome Zima Cash – the reliable installment lending app in Tanzania. With Zimacash, borrowing money is no longer a burden. With just a few simple steps, you can reach your dreams. The borrowing amount is flexible, the terms are diverse, and the interest rates are reasonable – everything is customized to fit you. ZimaCash App – Let’s make borrowing an exciting and more convenient experience than ever before.

Benefits of using ZimaCash

When you use Zima Cash, you’ll experience a range of attractive benefits that the app brings, including:

  • The registration and loan application process through Zima Cash is simple and quick. No need to deal with complex procedures.
  • The app is committed to protecting your personal information. Identity verification and security systems ensure that your information is always safeguarded.
  • No need to go to a bank or deal with cumbersome paperwork. You can do everything directly through the app from anywhere and anytime.
  • You can choose the loan amount and repayment period that suits your financial situation.
  • Zima Cash has no service fees, helping you save additional costs.
  • Competitive interest rates ranging from 12% to 50% (APR) provide fairness and reasonableness for borrowers.
  • You can choose to make monthly payments or a lump-sum payment, making it easy to manage your finances.
  • By making timely payments, you can increase your borrowing limit up to 1,000,000 Tsh.
  • All costs and repayment terms are displayed clearly, helping you understand your loan.
  • You can make payments online or offline depending on your convenience.

Loan Information at ZimaCash

Below is detailed information about loans available through the Zima Cash App, including:

Loan Amounts

Borrowing options range from Tsh30,000 to TSH1,000,000, allowing you to select an amount that suits your financial needs.

Loan Duration

The repayment period ranges flexibly from 91 to 365 days. You can choose a repayment term that aligns with your financial capability and intended use of the loan.

Service Fee

ZimaCash does not charge a service fee, helping you save costs and optimize your financial resources. Interest Rates: Interest rates vary from a minimum of 12% to a maximum of 50% (APR), enabling you to choose a loan with reasonable interest rates that match your financial capacity.

Service Fee Example

For instance, if you borrow TSH 15,000 with a 120-day term and an APR of 36%.

  • The total service fee would be TSH 1,800.
  • The total repayment amount would be TSH 16,800.

Repayment Options

You can choose to make monthly repayments or a lump-sum payment, based on your flexibility and convenience.

Increasing Credit Limit

By making consistent on-time payments, you can increase your credit limit up to Tsh 1,000,000, enhancing your financial capabilities

Online Loan Application Process at ZimaCash

Loan Application Requirements

Below are the necessary conditions for registration at ZimaCash:

  • You must be between the ages of 20 and 60 to be eligible for registration and use of ZimaCash services.
  • The ZimaCash app is exclusively for citizens of Tanzania.
  • You need to have an ID card or personal identification documents for identity verification during registration.
  • Your mobile phone number is crucial for communication and verifying your information. You must provide a valid mobile phone number.
  • You need to download and install the ZimaCash app on your mobile phone to participate in registration and use the service.
  • You need to fill in personal information and loan details in the registration form within the app.

Steps for Registering for an Online Loan

Below is a guide to the steps for registering for a loan through the ZimaCash app:

Step 1: Download and Install the App

  • The app is compatible with iOS and Android.
  • Download ZimaCash APK/IOS.
  • Install the app on your phone.

Step 2: Open the App and Register

  • Open the ZimaCash app on your phone.
  • Fill in necessary information in the registration form, including name, date of birth, nationality, phone number, and other personal details.

Step 3: Identity Verification

  • You’ll need to provide information from your ID card or personal identification documents for identity verification.
  • Follow the app’s instructions to complete the identity verification process.

Step 4: Choose Loan Amount

  • After verifying your identity, you can select the loan amount and repayment term.
  • The app will display the total repayment amount and detailed loan information.

Step 5: Submit the Application

  • Double-check the information in the registration form and ensure all details are accurate.
  • Once completed, submit the loan application form.

Step 6: Approval and Loan Disbursement

  • The ZimaCash team will review your loan application and make an approval decision.
  • If your application is accepted, the borrowed amount will be sent to your account.

Step 7: Repayment and Loan Management

  • You can choose to make monthly repayments or a lump-sum payment as agreed.
  • The ZimaCash app will provide you with repayment schedules and payment options.

Note: Always ensure that you read and understand ZimaCash’s terms and conditions before registering and borrowing money. Make sure to provide accurate and truthful information during the registration process.

Contact Information

Below is the contact information for ZimaCash:

  • Website: https://zimacash.co
  • Support Email: [email protected]
  • Address: Dar Es Salaam, Tanzania

If you have any questions, suggestions, or need assistance related to using the ZimaCash app and their lending services, you can contact them through the support email address or refer to their website for more information.


ZimaCash has brought forth a flexible and convenient installment loan solution for the citizens of Tanzania. Not only is the registration and loan application process easy, but ZimaCash also ensures security and safety in identity verification and personal information management. With flexible borrowing options, 0% service fees, and reasonable interest rates, users can effectively address their financial needs. Download the Zima Cash App today to experience the convenience and safety of borrowing money.

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