ZamCash - A well-regarded lending platform in Zambia, provides convenient and low-interest loans. It boasts a straightforward process, flexible terms, and dependable customer service.
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Are you searching for a reliable and convenient online fast loan application? Welcome ZamCash – the best online loan application in Zambia. ZamCash not only brings you simplicity and convenience in receiving loans but also ensures safety and transparency throughout the transaction process. Below are the benefits you can gain from using the ZamCash App, as compiled by us. We invite everyone to follow the article and register for a loan if the app fits your needs.

Pros and Cons Evaluation of ZamCash


  • Simple and fast borrowing process.
  • Low interest rates and flexible terms.
  • Reputable and trustworthy reputation.
  • Good customer support from care representatives.
  • Provides solutions for emergency situations.


  • Limited loan amounts compared to some larger needs.
  • Limited daily contact hours.
  • Operates only in Zambia, limiting its scope.

Product details for borrowing at Zam Cash

  • Comprehensive annual interest rate is 24.2%.
  • Maximum loan term is 30 days.
  • Minimum loan term starts from 15 days.
  • High loan limit of up to 2,000 K.
  • Minimum loan amount is 200 K.

Loan requirements and how to apply for ZamCash

Basic requirements

  • Zambian citizen.
  • Age between 20 and 65 years
  • Stable job and income.
  • Use of a smartphone.
  • Provide necessary documents for identity verification.

Guide to the loan application process at ZamCash:

Step 1: Download and install the ZamCash APK/IOS at The app is compatible with Android and IOS operating systems. Additionally, you can also register quickly on the website without downloading the app.

Step 2: Fill in all necessary information such as: Full name, date of birth, address, email, phone number, bank account, and password for the app.

Step 3: Choose the loan amount and repayment time for that loan. Please select an amount that suits your personal needs.

Step 4: Provide some images to verify your identity:

  • Portrait image.
  • Images of both sides of your national ID card.

Step 5: Review the information and confirm the online loan application at ZamCash. If your application is successfully approved, the borrowed amount will be sent to your pre-registered bank account.

Note: The ZamCash app system does not send notifications for either successful loans or failed loans, which means that if you don’t receive a notification, your loan application was unsuccessful and did not meet the requirements.

Should you borrow money online from ZamCash?

Whether or not to consider borrowing money online from ZamCash depends on your financial situation and personal needs. Zam Cash allows you to receive loans in a short period, ranging from 5 minutes to 30 minutes. The straightforward and online process saves time when obtaining the loan.

Moreover, ZamCash offers low and flexible interest rates. This can help you save costs and choose a loan amount that suits your financial capacity. Most importantly, ZamCash is reputable and chosen by many customers for loan registration. You can completely trust in the credibility and quality of service here.

Points to Note When Borrowing from ZamCash

To ensure a safe and effective online borrowing experience from ZamCash, users should take into consideration the following information:

  1. Borrow according to your actual financial needs.
  2. Only borrow an amount you can comfortably repay.
  3. Familiarize yourself with interest rates and repayment terms.
  4. Stick to the repayment plan to avoid penalties.
  5. Provide accurate information and required documents.
  6. Trust in ZamCash’s reputable credibility.
  7. Reserve online borrowing for urgent situations.
  8. Evaluate the transparent and secure transaction process.
  9. Borrow sensibly to avoid unnecessary debt.
  10. Understand all terms and conditions before proceeding

Contact Information

  • Contact Hours: 7:30 AM – 9:30 PM (Monday – Sunday)
  • Company Name: Biu Capital Ltd
  • Website:
  • Email: [email protected]
  • Contact Phone: +260 776435588 / +260 962303456 / +260 962307480 / +260 962099742
  • Office Address: Lusaka, ZAMBIA.

In case you require assistance or have any complaints regarding the services provided by ZamCash, please use the above information. Our customer care representatives are always here to support you in the best way possible.


Zam Cash offers a reliable and convenient online lending solution in Zambia. With a user-friendly interface and a transparent process, borrowers can access loans quickly and safely. ZamCash’s low interest rates, flexible terms, and reputable track record make it a trusted choice. Whether for emergencies or planned expenses, ZamCash provides a practical avenue for obtaining short-term funds. Make the most of this reliable platform for your financial needs.

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