ZaidiCash is an online lending application in Uganda, offering quick, convenient, and flexible loans with a simple process, no collateral required, and attractive interest rates.
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ZaidiCash is an online lending application in Uganda that has garnered significant attention and usage due to its convenience and fast disbursement speed. With ZaidiCash, borrowers can access unsecured loans within a day, without the need for collateral and entirely online. With unique advantages and flexible lending policies, ZaidiCash has become a useful financial solution for those in need of quick and easy money. In this article, we will explore more about the features, benefits, and important considerations when using the ZaidiCash App.

Benefits of using the ZaidiCash App

Since its launch, ZaidiCash has attracted many customers and seen increasing numbers of participants and usage. To achieve this, ZaidiCash has provided numerous benefits to its customers and users. The following are the benefits as follows:


Borrowing money from ZaidiCash does not require customers to visit physical branches or complete complex procedures as with traditional bank loans. The registration and loan approval process only take a few minutes through the mobile application, saving customers’ time and effort. Customers can borrow money from anywhere, as long as they have a network-connected phone.

Fast loan approval

The loan processing and approval time are very quick, within 60 minutes, helping customers solve their financial difficulties in the shortest possible time. Upon successful approval, ZaidiCash will automatically disburse the funds to the customer’s bank account or digital wallet in the shortest time.

No collateral required

Customers do not need to pledge or use any assets as collateral to borrow money, helping to avoid the risk of losing assets during the loan process. Customers only need to provide some document images and basic personal information.

Simple loan application process

With just a national ID image and some personal information, the registration and loan approval process is straightforward and convenient for customers. Profile creation assistance is entirely free, and customers do not need to pay any additional fees.

High loan approval rate

ZaidiCash guarantees a high loan approval rate of up to 95%, allowing customers to meet their borrowing needs. Customers can easily achieve successful loan approvals without worrying about anything.

Information security

ZaidiCash is committed to absolute customer information security, ensuring that customers’ personal information is kept safe and fully protected. ZaidiCash does not buy, sell, or use customers’ information in any form, so customers can rest assured and trust the service.

Flexibility in repayment

Customers can choose a payment method that suits them, ensuring flexibility and convenience during the repayment process. Customers can choose payment methods such as bank transfer, internet banking, or through digital wallets, all of which are the most convenient.

Attractive incentive programs

ZaidiCash regularly offers attractive incentive programs for first-time loan borrowers, helping customers save on borrowing costs. For example, during the first 15 days, the interest rate is reduced to 0%, after which ZaidiCash will calculate interest. Within the first 15 days, if you wish to make a payment, ZaidiCash will accept it, and you only need to repay the amount you borrowed without any additional fees.

Information about the loan package and loan conditions at ZaidiCash

Loan package information at ZaidiCash

Below is the information about the online loan package at ZaidiCash. If customers find it suitable and reasonable, they can apply for a loan, as follows:

  • Loan amount ranging from 150,000 UGX to 250,000 UGX
  • Daily interest rate is 0.0057%
  • Maximum annual interest rate (APR) is 20.55%.
  • Term ranging from 91 days to 365 days.
  • Monthly installment repayment.
  • Free service fee.

Loan conditions at ZaidiCash

Below are the loan conditions at ZaidiCash that we have updated for customers, as follows:

  • Customers must be aged between 20 and 55 years old.
  • Be a Ugandan citizen residing and working within the country.
  • Have a stable job and income for over 3 months.
  • Provide accurate personal information and images of some necessary documents.
  • Have a bank account and digital wallet to receive and repay the loan

Guide to applying for an online loan on the ZaidiCash App

Applying for an online loan on the ZaidiCash application is very easy. Customers need to follow the instructions below:

Step 1: Download and install the application at for Android operating system phones. For IOS phones, iPhones, customers can apply for a loan on the website or register quickly without downloading the application.

Step 2: Fill in all personal information on the ZaidiCash application. During the information filling process, customers need to pay attention to providing accurate and complete information to ensure that the profile approval process is quick and effective.

Step 3: Wait for the ZaidiCash application to confirm the loan application. After receiving the registration information, ZaidiCash will proceed to review the application. The approval process usually takes from a few minutes to a few hours depending on the complexity of the application.

Step 4: Receive the money. If the application is approved, ZaidiCash will notify the customer and proceed to transfer the money to the customer’s bank account. The money is usually received within 60 minutes after the application is approved.

Note: Customers should carefully read the terms and conditions before applying for a loan at ZaidiCash to avoid unnecessary complications.

Contact information for ZaidiCash

To contact ZaidiCash, you can use the following information:

  • Email: [email protected]
  • Phone number: +256 703749981
  • Address: Cham Towers Kampala Road, Kampala, Uganda.

If you need support or more specific information, it is recommended to contact directly via the provided email or phone number.

Some customer reviews using Zaidi Cash

Here are the most objective reviews from customers using the ZaidiCash online loan application that we have compiled. Specifically, as follows:

Sannah Sandra: Simple procedures, fast disbursement, extremely quick approval. Great support from the advisory staff.

Ssempiija Julius: I am very satisfied with ZaidiCash’s service. The application was approved quickly, and the funds were disbursed within 60 minutes as promised. I especially like the incentive program for new customers.

Ochieng Francis: I have experienced ZaidiCash’s services and am very impressed with the enthusiastic and dedicated team of employees. I will continue to use this service and recommend it to my friends.

Mark Munghono: Borrowing money online with ZaidiCash is very convenient, no collateral, no paperwork needed. I was approved and received the funds within just 60 minutes after submitting the application. It is definitely worth using this service.


Zaidi Cash is a reputable online lending application in Uganda, offering high-limit loan services with attractive interest rates. The application has a simple and convenient process, allowing users to easily receive loans directly into their bank accounts and increase their loan limits after each repayment. The flexible and easily achievable lending conditions ensure convenience for users.

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