XLKash Lending


XLKash Lending is the online lending application provided by XLKash Lending Corp for individuals in the Philippines. It offers attractive annual interest rates and a straightforward process that does not require a bank account or credit card.
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XLKash Lending is a secure online financial platform in 2023 in the Philippines. The application is built with the goal of helping customers easily and conveniently solve their personal financial issues as quickly as possible. Combining modern technology and a team of professional advisors, XLKash Lending introduces a safe and convenient financial environment for customers to easily manage and address their financial concerns.

Currently, the app provides financial solutions tailored to customer needs, including loans, credit, investments, and personal financial management. In addition, the XLKash App also offers professional financial advisory services, investment, and insurance to help customers make informed decisions and achieve their financial goals.

Business Information

  • Business Name: XLKash Lending Corp.
  • PSEC Registration Number: CS201917309
  • Certificate of Authority (CA): 3136
  • Address: 19B East Wing, 19th Floor, Octagon Center, San Miguel Avenue, Ortigas Center, San Antonio, Pasig City, Philippines.

With this information, customers can confidently apply for loans at XLKash Lending. The app is licensed and complies with legal regulations.

Requirements for Loan Application at XLKash Lending

To successfully and quickly apply for a loan, customers must meet the following conditions set by XLKash Lending:

  • Customers must be between 18 and 60 years old.
  • Customers must be citizens of the Philippines, residing, working, or studying in the country.
  • Have a stable income from various sources.
  • Have all relevant documents related to personal information, such as ID, passport, etc.
  • Download and install the XLKash Lending APK/IOS on their phones.

In addition to the above information, XLKash Lending’s customer support team will inquire about some basic information during consultation and document preparation. Customers need to provide the most accurate information.

Product Information on the Loan App

Interest rates, credit limits, and loan terms at XLKash Lending are consistently highly regarded by many customers, providing numerous benefits when borrowing. Specifically, as follows:

  • Loan term: 120 days to 360 days
  • Loan amount: P1,000 to P50,000
  • Maximum annual interest rate: 32%

Example of a loan

If you apply for a P4,000 loan with a term of 120 days, the daily interest rate is 0.08% (calculated using the formula 32%/360), as follows:

  • The interest amount is P427 = P4,000 * (32%/360) * 120
  • The total amount to be paid in 120 days is P4,227 = P4,000 + P427 (interest)

This is the current information on loan packages at XLKash Lending. If there are any changes, we will update you as quickly as possible.

Loan Application Process at XLKash Lending

When customers meet the loan requirements at XLKash Lending, they just need to follow the loan application steps below, as follows:

Step 1: Download and install the XLKash Lending APK/IOS on your phone. Download the app at cashloanapp.net, suitable for various platforms.

Step 2: Fill in personal information and loan details. Ensure that the customer’s registration information is accurate and complete to expedite the approval process.

Step 3: Wait for loan application approval. The XLKash Lending advisory team will review your information and make a decision on approving or rejecting your loan.

Step 4: If your loan is approved, carefully read the terms and conditions of the contract and agree to them before signing the contract.

Step 5: Receive the loan amount. After signing the contract, the loan amount will be transferred to your account as soon as possible.

Note: After receiving the loan, it is essential to make timely payments to avoid overdue fees. If facing financial difficulties, you can contact them to extend the loan term, as XLKash Lending always works in the best interest of its customers.

Frequently Asked Questions

Below are some frequently asked questions from customers at XLKash Lending that we have compiled:

How much can I borrow at XLKash Lending?

If you are a first-time borrower at XLKash Lending, you can borrow up to a maximum limit of P5,000. For the second loan and beyond, XLKash Lending will consider your repayment history and credit history, and the loan amount may increase.

How can I find out the interest rate for my loan?

The interest rate for your loan product will be provided specifically on the application or by the XLKash Lending advisory team.

Can I repay my loan early?

XLKash Lending always welcomes customers who repay their loans early, as this helps build a positive transaction history, and customers may qualify for higher credit limits.

How do I contact the advisory team?

  • Phone Number: 09774871003
  • Email: [email protected]
  • Website: https://www.xlkashlending.com
  • Address: 19B East Wing, 19th Floor, Octagon Center, San Miguel Avenue, Ortigas Center, San Antonio, Pasig City, Philippines.

If you have any questions or need further assistance, you can contact us directly via phone or email using the provided information.


XLKash Lending is an online lending application from XLKash Lending Corp., specifically suitable for various customer groups. The application does not require a bank account, credit card, or collateral, simplifying the borrowing process. Notably, customers can choose a convenient due date and receive funds quickly through electronic payment methods. Wishing everyone success and good luck.

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