Upeso is an online lending application in the Philippines, offering a quick registration process, flexible withdrawal options, and attractive promotional offers. It provides a convenient and reliable financial solution for users.
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Upeso is a reputable online lending application belonging to U-PESO.PH LENDING CORPORATION in the Philippines. Through this application, customers can have a simple and transparent online borrowing experience. The process is straightforward, easy, and quick for users of all backgrounds.

Upeso accepts registrations from users aged 22-55, offering substantial loan amounts and flexible repayment periods. With reasonable interest rates and a variety of withdrawal options, along with convenient repayment capabilities, the application has become a preferred partner for your borrowing needs. Experience the convenience of the Upeso App by downloading it today.

Why You Should Use Upeso Philippines

The use of Upeso is considered for its platform that provides numerous benefits and conveniences for users. Below are some reasons you might want to use it, including:

  1. The app has a straightforward loan application and instant approval process.
  2. Users can choose withdrawal options, including banks and Padala centers.
  3. The app has a wide network of payment points, including 7-Eleven, Bayad centers, and supermarkets.
  4. Upeso offers substantial loan amounts and flexible repayment periods for users.
  5. Flexible interest rates starting from 0% and attractive promotional offers.
  6. The app employs password security to ensure the safety of personal information.
  7. Clear contact information with flexible working hours from Monday to Saturday.

However, before utilizing the services here, it is advisable to carefully read and understand the terms and ensure your ability to make repayments.

Introduction to Loan Products on the App

  • Loan amount up to 12,000 PHP.
  • Flexible loan terms ranging from 91 days to 180 days.
  • Flexible interest rates starting from 0%.
  • Maximum annual interest rate of 25%, inclusive of all interest and fees.
  • Borrowers must be over 18 years old and citizens of the Philippines.
  • Ability to repay the loan.
  • Provide complete personal information to the application.

Illustrative Example of a Loan

Assuming you borrow 8,000 PHP from Upeso with a term of 120 days and an initial interest rate of 5%, including:

  • Monthly interest: (8,000 PHP * 5%) / 100 = 400 PHP
  • Total interest after 4 months (120 days): 400 PHP * 4 = 1,600 PHP
  • Total amount to be repaid: 8,000 PHP + 1,600 PHP = 9,600 PHP

Note: This is just an example, and actual figures may vary based on specific conditions and Upeso’s policies. Before borrowing, it is important to read and thoroughly understand the terms and conditions of the service.

Guide to Applying for a Loan on the Upeso App

Step 1: Download and Install the App

  • Download and install the Upeso app from the Google Play Store for Android.
  • Download and install Upeso APK/IOS from cashloanapp.net.

Step 2: Account Registration

  • Open the Upeso app and select the “Register” option or “Log In” if you already have an account.
  • Enter the required personal information, including your full name, mobile phone number, and email address.

Step 3: Fill in Registration Information

  • Complete the registration information, including the purpose of the loan and the amount you wish to borrow.
  • Provide necessary information such as ID number, driver’s license, or other relevant authentication documents.

Step 4: Submit Personal ID Photos and Phone Verification

  • Submit personal ID photos and verify your phone number to complete the verification process.
  • Wait for the approval process, usually taking only a few minutes.

Step 5: Receive Results and Choose Loan Amount

  • Upon approval, you will receive a notification through the app.
  • Choose the loan amount and term that suits your needs.
  • Select the withdrawal method (e-wallet, bank, or other convenient points).

Note: To ensure a successful and speedy registration, users should provide complete and accurate information.

Promotions and Rewards on Upeso

Here are some benefits that users receive when using Upeso:

  1. Invite friends, and both can receive rewards or special offers.
  2. Special programs, such as discounted interest rates or low fees on special occasions.
  3. Earn points through each transaction to redeem future benefits.
  4. Participate in events to receive gifts and valuable prizes.
  5. Special benefits for loyal and frequent users.

Users are encouraged to regularly update to not miss out on new offers on the Upeso app. Read the terms carefully to understand how to receive and use these promotions.

Customer Service

  • Operating Hours: Monday to Saturday, from 08:30 to 17:30.
  • Email: [email protected]
  • Website: https://upeso.ph
  • Office Address: Aseana City, Aseana Ave, Parañaque, Metro Manila, PHILIPPINES.

For any inquiries or assistance, customers can contact through the provided email address or visit the office during business hours. For more information, please visit the official UPeso website.


Upeso is an online lending application in the Philippines, offering users a simple and convenient borrowing experience. The app provides various payment options and promotional policies, enabling borrowers to quickly address their financial needs. Additionally, promotional programs and rewards serve as positive incentives, encouraging usage and loyalty from users.

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