UltraCash is a personal cash loan application in Nigeria. With a straightforward process, reasonable interest rates, and secure information handling, the UltraCash App provides a safe and convenient borrowing experience.
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Are you in need of cash and looking for a reliable loan solution? UltraCash will be your trustworthy partner right now. The app commits to providing the simplest and most convenient unsecured loans in Nigeria. We understand that each loan is significant to you. UltraCash offers flexible loan products up to ₦500,000 with competitive interest rates and a commitment to securing your personal information. Not only that, but we also ensure the safety and reliability every time you use the app. Experience the UltraCash App today.

Purposes of using the app

Here are some common purposes that users often use the UltraCash app for:

  1. Simplify the process of borrowing money and managing personal finances.
  2. Convenient and secure online shopping.
  3. Enhance flexibility in managing daily finances.
  4. Provide flexible financial solutions for emergency situations.
  5. Provide finances for daily living expenses.

When borrowing from UltraCash, users should use the amount for reasonable purposes, avoiding cases of debt and ensuring timely repayment of the loan.

UltraCash Loan Products

Below is detailed information about loan products on the UltraCash app, including:

  • Loan amount: ₦10,000 – ₦500,000
  • Loan term: 91-180 days
  • Maximum annual interest rate: 30%
  • No translation fees and hidden fees
  • Interest information and payment terms are transparently disclosed.
  • Option for one-time or monthly repayments.

Example of a loan

Suppose you borrow ₦10,000 from UltraCash with an interest rate of 20% and a loan term of 365 days, as follows:

  • Total interest: ₦10,000 * 20% = ₦2,000
  • Total amount to be repaid: ₦10,000 + ₦2,000 = ₦12,000

Note: For loan decisions, customers should ensure a clear understanding of the terms and conditions of the app and ensure the ability to repay on time to avoid issues related to interest and fees.

Pros and Cons Review of the UltraCash App

Below are some pros and cons related to using UltraCash for loans, as follows:


  • Quick and convenient loan service for customers.
  • Simple and user-friendly registration and usage process.
  • Provides flexibility in managing personal finances.
  • Supports financial needs in emergency or necessary situations.
  • Offers various online payment methods.
  • Reliable app, highly rated by many customers.
  • Safe customer information security system.
  • Many promotional policies for customers applying for loans here.


  • May have high interest rates during the loan process.
  • Requires some personal information, which may inconvenience users.
  • Not suitable for large or long-term loan amounts.
  • May have limitations on the app’s regulations and conditions for users.

UltraCash Loan Application Process

Conditions for Participation

To participate in using UltraCash, you need to meet the following basic conditions:

  • You must be 18 years old or older and under 55.
  • You must be a citizen of Nigeria.
  • You need to have a government-issued ID.
  • To ensure repayment capability, you need to have a stable source of income.
  • Use a bank account and personal phone number.

In addition to the above conditions, UltraCash will require some additional information and authentication documents from you to confirm and verify personal information.

Loan Application Steps

Step 1: Download the UltraCash APK/IOS from cashloanapp.net or from the app store on your mobile phone.

Step 2: Register an UltraCash account by providing required personal information such as phone number, email, and full name.

Step 3: Verify your identity as required by the app. This may include providing documents such as a national ID card or driver’s license, passport.

Step 4: Choose the desired loan amount and term, then fill out the loan application form within the UltraCash app.

Step 5: Wait for the confirmation and approval process for your loan application from UltraCash. This process may take a short time to complete.

Step 6: Once your loan application is approved, the borrowed amount will be transferred directly to your bank account.

Remember to check the specific requirements and procedures on UltraCash to ensure that you have completed all loan application steps accurately.

Contact Information and Customer Support

Here is the contact information and customer support for UltraCash:

  • Online customer service hotline: Monday to Sunday, from 8 am to 7 pm.
  • Email address: [email protected]
  • Website: https://ultracashapp.com.
  • Office address: 13 345 Road, A Cl, Festac Town 102102, Lagos, Nigeria.

If you have any questions or need assistance, you can contact them through the email address or visit their office in Lagos, Nigeria. Additionally, they may provide a phone number or other social media channels for contact, so check the UltraCash website or social media accounts for updated information.

Is using the UltraCash app safe?

UltraCash is owned by Finance UltraCash, a reputable and reliable company in providing unsecured loan services in Nigeria. Customers do not need to worry about any risks regarding the security of personal information, as the app is committed to strict compliance with data protection regulations. Moreover, transparent and fair interest rate policies make it easy for customers to manage and accurately calculate their loans.


UltraCash is an attractive choice for individuals in Nigeria in need of personal cash loans. With a user-friendly interface and a quick registration process, users can easily experience the convenience of the app. The prioritization of security and personal information safety provides peace of mind for borrowers. The UltraCash App is a reliable partner for short-term financial needs.

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