UdharPaisa is a reliable and flexible online lending app in Pakistan. It does not require collateral and offers convenient payment options through e-wallets or online banking. Customer support is available 24/7.
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UdharPaisa – An online personal credit lending application in Pakistan, providing a solution to financial difficulties. With a flexible and reliable lending platform, UdharPaisa is a trustworthy partner to help you overcome financial challenges quickly and efficiently.

Currently, the application is licensed by the Securities and Exchange Commission of Pakistan (SECP), ensuring safety for users. Particularly, the UdharPaisa App allows you to use future loans to address present issues, offering convenience and optimal financial support.

Detailed Information about UdharPaisa

We will keep you updated with the latest detailed information about the UdharPaisa App for everyone’s reference and to see if the application suits their needs or not.

Loan Eligibility Criteria

To borrow money from UdharPaisa, you need to meet the following loan eligibility criteria:

  • Age between 18 and 55 years.
  • Residing in Pakistan.
  • Possession of valid government-issued identification documents.
  • Mobile phone and bank account.
  • Stable income and employment.
  • Smartphone with internet connectivity to download and install the app.

Loan Product Details

Below are some details about interest rates, loan limits, and repayment periods at UdharPaisa:

  • Loan limit: From 10,000 to 50,000 Rupees.
  • Loan tenure: From 91 days to 365 days.
  • Annual Percentage Rate (APR): Not exceeding 15% (daily interest rate not exceeding 0.04%).

Loan Example:

If you borrow 10,000 Rupees with an annual interest rate of 15% and a loan tenure of 180 days:

  • Interest amount to be paid: 10,000 * 15% / 365 * 180 = 740 Rupees.
  • Total repayment amount: 10,000 + 740 = 10,740 Rupees.
  • Monthly repayment amount: 10,740 / 6 = 1,790 Rupees.

Fast Loan Application Guide

Below are the steps to apply for a quick loan through the UdharPaisa App. Users simply need to follow these steps:

Step 1: Download and install the UdharPaisa APK/IOS App from cashloanapp.net.

Step 2: Fill in the desired loan amount and repayment period according to your needs.

Step 3: Provide basic information, valid identification document images, a portrait photo, and other relevant information about yourself.

Step 4: Confirm and wait for the application to approve your loan request. Typically, it takes 30 minutes to 60 minutes to process the application.

Step 5: Upon successful registration, the loan amount will be disbursed to your bank account.

Repaying a Loan on the App

Repaying a loan at UdharPaisa is easy and convenient. Below are three ways you can do it:

Payment through E-wallet or Online Banking

UdharPaisa supports various e-wallets such as EasyPaisa, JazzCash, and other online banking options. You can easily transfer the loan amount through these applications.

Repay Anytime

You have the flexibility to repay the loan anytime you want, even before the due date. This allows you to manage your finances conveniently and save on interest costs if you repay earlier than expected.

Simple Repayment Schedule

UdharPaisa provides a clear and straightforward repayment schedule, helping you stay on track with timely payments. By adhering to this schedule, you can avoid penalties or unwanted consequences of not repaying the loan on time.

Review of Pros and Cons of UdharPaisa

UdharPaisa has gained the attention and trust of many customers during its usage. However, like any other product or service, the application also has its advantages and disadvantages that need to be considered before deciding to use it, including:


  • Quick online loan registration within a few minutes, saving time and effort for customers, and providing fast access to funds.
  • UdharPaisa does not require customers to provide any collateral. The loan requirements are simple, making it accessible to all customers.
  • UdharPaisa is reputable and highly regarded by many customers. It complies with all legal documentation, ensuring lawful operations and protecting borrowers’ rights. Customers can trust the service and need not worry about scams.
  • High borrowing limits, relatively low interest rates, and reasonable repayment periods for borrowers.
  • 24/7 customer support, allowing customers to reach out for assistance anytime. Additionally, there are several promotional policies on interest rates and borrowing limits for first-time users of the application.


  • The interest rates are higher compared to traditional banks.
  • The application is not widely known and remains unfamiliar to many people.
  • Some customers using the application have experienced technical issues or errors.

Contact Information

Users who wish to get in touch directly with UdharPaisa App can use the following contact channels:

  • Company: Microcred Financial Services Limited National
  • Tax Number: 9735160
  • Company Registration Number: 0206021
  • Website: https://www.udharpaisa.com.pk
  • Contact Email: [email protected]
  • Contact Number: 04238103990
  • Address: Office No. 17, 2nd Floor, Pakland City Center, I8 Markaz, Islamabad, Pakistan.

Additionally, users can also reach out through UdharPaisa social media channels such as Facebook, WhatsApp, etc., or visit the app’s website for support, advice, and answers to any queries they may have.

Is UdharPaisa a scam?

Evaluating the legality and reliability of an online loan application is crucial for customers to make an informed decision on whether to borrow money or not.

UdharPaisa, managed by Microcred Financial Services Limited, is a registered business with license number 0206021 issued by the State Bank of Pakistan, making it a legitimate and trustworthy application.

To avoid any potential scams or fraudulent activities, users should report any suspicious or unusual behavior from the app or company’s staff to UdharPaisa’s customer support team for timely assistance and resolution.

Can you get a loan from UdharPaisa with bad credit?

Typically, having bad credit may slightly limit the chances of getting a loan from UdharPaisa. However, the final decision on loan approval depends on various factors, including the extent of bad credit, the desired loan amount, and the information provided by the customer. Therefore, if you have bad credit, it is best to directly contact UdharPaisa for advice and to assess your loan eligibility.

The above information about UdharPaisa App has been updated and is nearly comprehensive. If you have any questions about UdharPaisa, you can comment below the post or visit the app’s website. Wishing everyone success in borrowing money through the app.

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