TruePesa is a trusted Kenyan personal loan app offering quick, competitive loans with a simple registration process. It prioritizes user convenience, maintains financial compliance, and ensures security and privacy, making it a reliable choice for short-term borrowing.
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TruePesa – An instant personal loan application in Kenya, offering a new opportunity for those in need of fast financial assistance. With high loan limits and reasonable interest rates, TruePesa is an excellent choice for you. The simple application process requires just a few registration steps, and the loan amount will be transferred directly to your bank account immediately. The app takes pride in the convenience and transparency of its service, and is committed to supporting users nationwide. Let TruePesa App help you go further in your financial journey.

Product Information and Costs at TruePesa

  • Loan amounts can range from Kes2,000 to Kes80,000.
  • Loan terms can vary from 91 days to 365 days.
  • Annual Percentage Rate (APR) can range from 12% to 25%.
  • Service fees can range from 2% to 8%.

Example: You borrow 10,000 Kes from TruePesa with a 16% interest rate for 120 days. The service fee is 4%. The total amount you have to repay is 15,627.20 Kes.

Eligibility Criteria for Personal Loans

  1. You must be a Kenyan citizen.
  2. Your age must be between 21 and 60 years old.
  3. You need to have a stable monthly income.
  4. Provide complete personal information and images of identification documents.
  5. You must use a personal bank account and phone number.
  6. Download and install the TruePesa app on your mobile phone.

Pros and Cons of TruePesa

TruePesa Loan has several advantages and disadvantages, including the following key points:


  • The registration and loan application process on the app is very simple and quick, taking only a few minutes to complete.
  • TruePesa offers competitive interest rates compared to many other personal loan services available today.
  • It does not require extensive complex documentation for loan applications, making the process more convenient.
  • The platform provides an opportunity for individuals with low credit scores to access loans, helping them improve their personal financial situation.
  • The app allows you to choose flexible loan repayment terms and offers extensions, depending on your financial situation.


  • The interest rates are relatively high compared to domestic banks.
  • The loan terms are short and may not meet the needs of many customers.
  • Customers are required to have a stable income.
  • There are age restrictions on eligible borrowers.

Contact Information

Below is the contact information for the TruePesa app:

  • Email: [email protected]
  • Website:
  • WhatsApp: +254 719 276 399
  • Address: Juju Road, Business Tower, Office 4, Ground Floor, Nairobi, Kenya.

If you need assistance or want more details about the service, you can contact them via email or the provided phone number. However, always exercise caution when sharing personal information and account details in online transactions and ensure that the service is legal and trustworthy before using it.

The Loan Application Process at TruePesa

Preparing Your Documents for Loan Registration

To apply for a loan from TruePesa, you need to prepare the following documents and information:

  1. Images of your double-sided national identification card.
  2. Financial documents such as pay stubs, utility bills, or savings account statements.
  3. An active and in-use personal mobile phone.
  4. Your current residential address.
  5. Banking information.
  6. Emergency contact information, such as relatives or friends.

How to Use the Service

Here are the steps to register for a loan on the TruePesa app:

Step 1: Download and install the TruePesa APK/IOS app from

Step 2: Register an account by providing personal information and creating a password.

Step 3: Verify your account through your mobile phone number.

Step 4: Log in to the app and select “Apply for a Loan.”

Step 5: Enter information about the loan amount and term.

Step 6: Review the information and submit your application.

Step 7: Wait for approval and receive the funds in your bank account.

Remember to read and fully understand the terms and conditions of TruePesa before registering and borrowing money to ensure a safe and reliable loan experience.

Is the TruePesa App Safe?

The TruePesa App is a reliable and suitable solution for individuals seeking personal loans in Kenya. The app is committed to providing convenience and transparency to users with a simple registration process that takes just a few minutes. TruePesa offers competitive interest rates and does not charge service fees. Importantly, TruePesa strictly adheres to the financial regulations and laws of the country, ensuring the security and privacy of its users. Therefore, users can rest assured and trust the loan services provided here.

TruePesa is an attractive online loan service with low daily interest rates. Its user-friendly interface, quick registration, and fast fund disbursement make it suitable for the short-term borrowing needs of many users. The above information about the TruePesa Loan App is intended to be helpful to everyone, and we wish everyone success and good luck.

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