TopLoan is an online loan application with convenient and quick features in Uganda. Utilizing advanced technologies to assess risks and verify customer information, TopLoan provides loans with reasonable interest rates and simple procedures. Customers can apply for and receive loans within a short period and are supported by a professional team.
Operating system

Report This App


Are you looking for an effective and convenient online loan application? Let’s explore TopLoan, one of the leading fast loan applications in Uganda. TopLoan provides customers with a simple and secure borrowing experience, offering attractive and beneficial loan options. Discover the benefits that the TopLoan App brings to everyone.

Benefits and Limitations of Borrowing from TopLoan

Here are the benefits and limitations of the TopLoan App that we have experienced and compiled for customer reference:


  • Registering and borrowing money online with TopLoan is straightforward and convenient. Customers do not need to visit a bank or deal with complicated procedures; they can simply stay at home, download the app, and complete the registration process.
  • The automated processing system and simplified procedures make the loan disbursement process at TopLoan fast and convenient.
  • Customers do not need to provide collateral when borrowing money from TopLoan, only basic personal information is required.
  • The company offers various customer incentive policies, such as benefits for first-time registrants and those with a good repayment history.
  • Free advice and document processing, with no hidden fees in the application. Additionally, the app does not impose penalties on customers.
  • TopLoan is a reputable application with high-quality service that is highly praised by many customers. It is also recognized by the government and complies with state laws.


  • TopLoan has a higher interest rate policy compared to current banking standards.
  • The application still has technical issues, preventing many customers from accessing and registering for loans.

Information on loan products and conditions at TopLoan

Details about interest rates, limits, and repayment periods at TopLoan are as follows:

Interest Rates

The application applies relatively high-interest rates compared to banking credit products. However, the interest rate at TopLoan is determined based on the risk level of the loan, assessed through customer information and data during the loan application. Typically, the interest rates range from a minimum of 4% per annum to a maximum of 29% per annum.


The application offers loans ranging from 80,000 UGX to 500,000 UGX, catering to various financial needs of customers. However, the maximum borrowing limit for each customer is based on the application’s registration profile and the information provided by the customer.

Repayment Period

The application provides loan periods ranging from 91 to 365 days, depending on the loan’s risk level and the customer’s repayment ability. Customers can choose a suitable loan duration to ensure their repayment capability and avoid late fees and payment penalties.

Loan Requirements

  • Age from 20 to 55, and a citizen of Uganda.
  • Possession of a valid and legal national identification card.
  • Stable employment and income, with the ability to repay the debt.
  • Possession of a personal bank account for payment transactions.

Steps to apply for a loan at TopLoan

You can follow the steps below to apply for a loan at TopLoan:

Step 1: Download and install the TopLoan APK/IOS app at

Step 2: Register an account by providing necessary personal information such as Full Name, ID number, phone number, bank account, and email.

Step 3: Fill in the required information about the desired loan amount and loan duration.

Step 4: Take a photo of your national ID card and a selfie for identity verification.

Step 5: Wait for the TopLoan loan approval process. Typically, this process takes only a few minutes to complete.

Step 6: Once the loan application is approved, you may receive the loan amount within a few minutes, depending on your chosen method of receiving funds.

In case you encounter difficulties during the loan application process, you can contact the application’s support team for the most effective assistance.

Contact Information for TopLoan

You can contact TopLoan using the following information:

  • Email: [email protected]
  • Phone number: +256759223550
  • Office address: St Kizito Cl, Kampala, Uganda.

If you have any questions, require assistance, or need detailed information about the online loan services, you can reach out using the provided contact information.


TopLoan App is an online loan application in Uganda, specifically designed for individuals over 18 years old. This application offers flexible loans ranging from 80,000 to 500,000 UGX with a duration of 91 to 356 days. To meet the borrowing requirements, users need to provide basic personal information. The application is committed to securing user information and does not share personal information with any third parties without the user’s consent.

See more: