SureCredit is a trusted online lending platform in Nigeria, offering loans from ₦10,000 to ₦100,000 with flexible repayment terms. It provides quick approvals, fixed interest rates, and same-day fund disbursement.
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SureCredit Loan – An application providing reliable online lending services in Nigeria, has fulfilled its mission of turning your financial dreams into reality. The app has the capability to offer flexible and convenient loans, making SureCredit the leader in meeting your financial needs. Special offers for the first loan create excitement in using this service. With quick disbursement and a simple process through the mobile app, SureCredit App is a trustworthy companion in your everyday financial situations.

Benefits of SureCredit Loan

SureCredit brings numerous benefits to users when utilizing their financial services, including:

  • Fast online lending through the mobile app.
  • Providing large loan limits and flexible repayment terms.
  • The first loan of up to ₦ 5,000 is free with 0% interest.
  • Funds are disbursed into your bank account on the same day.
  • SureCredit is ready to serve anytime, anywhere, with 24/7 support nationwide.
  • Simple loan application conditions, requiring only basic personal information.
  • The SureCredit app ensures absolute user data security.
  • The SureCredit app is user-friendly and compatible with various operating systems.
  • Special offers and promotions for users and loyal customers.

Details of Loan Limits, Interest Rates, and Terms at SureCredit

Below are the details of loan limits, interest rates, and terms when borrowing from SureCredit, as follows:

  • Loan amounts range from ₦ 10,000 to ₦ 100,000.
  • Repayment periods range from 91 days to 365 days.
  • Annual interest rates range from 12% to 20%.
  • Payments are made in installment form.
  • SureCredit does not have service fees or hidden charges.

Example for a loan: If you borrow ₦ 5,000 with a term of 180 days, the annual interest rate is 12%. The total interest amount will be ₦ 5,000 * 12% = ₦ 600. The total amount to be repaid is ₦ 5,600.

Promotions on SureCredit App

SureCredit offers many enticing promotions for its users. Here are some noteworthy promotions on the app, including:

  1. First loan promotion: You can borrow up to ₦ 5,000 with a 0% interest rate.
  2. Fixed interest rate promotions, ensuring ease of loan management with no changes.
  3. Special offers for customers who make timely payments and have good credit scores.
  4. Funds are deposited into your bank account on the same day of approval.

Additionally, SureCredit has many other promotions for customers, such as referral bonuses for introducing friends and family, higher credit limits, and a variety of monthly and quarterly promotions from the organization.

The Loan Application Process at SureCredit Loan

Application Requirements

The typical loan application requirements at SureCredit include:

  1. A valid government-issued ID for identity verification.
  2. Applicants are usually required to be between 18 and 60 years old.
  3. You must be a Nigerian citizen residing and working within the country.
  4. Stable sources of income from employment or business.
  5. Use of a personal mobile phone number and bank account.

Steps to Apply for a Loan on the App

Step 1: Download the SureCredit App

  • Download the SureCredit APK/IOS app from
  • Visit the website for a quick loan registration.

Step 2: Register an Account

  • Open the app or website and select the “Register an Account” option.
  • Enter your personal information, including name, email address, mobile phone number, and password.

Step 3: Verify Your Identity You will need to provide identity verification information, including:

  • Details from your government-issued ID.
  • Images of your government-issued ID.
  • Portrait photos of yourself.

Step 4: Fill in Loan Information

After your account is created and verified, you’ll fill in details about the desired loan, including the loan amount and repayment term.

Step 5: Submit the Loan Application and Disbursement

  • Complete all necessary information and submit your loan application.
  • SureCredit will review your loan application and notify you of the result in a short time.
  • If your application is approved, the funds will be disbursed to your bank account on the same day.
  • After receiving the funds, you must adhere to the repayment schedule and monthly installment payments as agreed.

Note: The loan application process at SureCredit may change over time, so it’s important to access the app to stay updated with the latest information.

Contact Information and Support

Here is SureCredit’s contact information, including:

  • Support email address: [email protected]
  • Website:
  • Office address: 2-4 Tobi Lawal Rd, Lagos Mainland 101245, Lagos, Nigeria.

You can directly reach out to SureCredit through the provided information for more details and assistance regarding the app’s services or for specific inquiries.

Frequently Asked Questions at SureCredit

Here are some frequently asked questions at SureCredit, as follows:

What do I need to register for a loan at SureCredit?

To register, you need a valid government-issued ID, be aged between 20-60, have Nigerian citizenship, a functioning bank account, and an active phone number.

How do I know if my loan application has been approved?

SureCredit will notify you of the loan application approval status via email, phone, or through the mobile app. When you receive the notification, the loan amount you applied for will be disbursed to your bank account at that time.

How much can I borrow and for how long?

SureCredit offers loans ranging from ₦ 10,000 to ₦ 100,000 with terms between 91 days to 365 days. If you’re a first-time borrower, you can borrow a maximum of ₦ 5,000 with a flexible repayment period of your choice.

When will the loan amount be disbursed?

The loan funds will be disbursed to your bank account on the same day once your loan application is approved.

How do I make monthly installment payments?

You will make monthly installment payments according to the agreed-upon repayment schedule in your loan application. Additionally, SureCredit offers support for loan extensions if you’re facing financial difficulties and can’t make payments on time.

SureCredit is a reputable online lending service in Nigeria, providing convenience and flexibility to users. The app offers special promotions for first-time borrowers, fixed interest rates, and quick disbursement capabilities. SureCredit App is a reliable companion for addressing urgent financial needs.

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