Propeso is a user-friendly online lending app in the Philippines, offering quick loans of up to ₱20,000 with a 100% online application process. It provides flexibility, competitive interest rates, and various repayment options while requiring minimal eligibility criteria.
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Propeso – The personal online lending application in the Philippines has revolutionized how people access financial resources. The app aims to provide convenience and flexibility; Propeso not only offers loan amounts of up to ₱20,000 but also meets the need for quick loans through a 100% online process.

Furthermore, Propeso offers interest rates based on risk and flexibility in repayment terms, ensuring that loan repayment becomes easier than ever. Explore how the Propeso App helps you execute your plans quickly and conveniently.

Information about loans at Propeso

Propeso provides customers with a variety of loan options, allowing them to choose the loan that suits them best, including:

  • Loan amounts ranging from ₱2,000 to ₱20,000.
  • Loan terms from 90 days to 360 days.
  • The maximum annual percentage rate (APR) is 10%.
  • A service fee of 10% upon disbursement.
  • No other fees.

Note: Information about loans at Propeso may change over time, so customers should visit the app or website to access the latest information.

Reviewing the Pros and Cons of the Propeso App

Below are some of the advantages and disadvantages of the Propeso app for your reference, including:


  • Quick and convenient loan approval and disbursement process, within 30 minutes.
  • Propeso does not require customers to collateralize their assets, helping to avoid risks when borrowing money.
  • Offers low-interest rates and free services such as consultation, document assistance, with no hidden fees.
  • Supports various types of loans, catering to the needs of each customer.
  • Customers with good credit scores can easily obtain a high credit limit.
  • Modern, user-friendly application with a friendly interface, compatible with multiple platforms.


  • While interest rates are lower compared to some online competitors, they are still higher than those of traditional banks.
  • Loan conditions and limits may not be suitable for many customer profiles.
  • The app system still experiences occasional errors, leading to delayed disbursements for some customers

Loan Application Process at Propeso

User Eligibility Criteria

  • Must be a citizen of the Philippines.
  • Age must be between 18 and 60.
  • Currently employed or have a stable source of income.
  • Must possess a valid government-issued ID and a valid mobile phone number.
  • Use a bank account for receiving and making payments.
  • Download the Propeso app on your mobile device.

Steps to Apply for a Loan

To apply for a loan at Propeso, you can follow these steps:

Step 1: Download the Propeso APK/IOS app from to your phone. The app is easy to install on both Android and IOS operating systems.

Step 2: Open the app and fill in the registration information, including personal details and loan information. You will need to provide your name, address, CCCD number, phone number, desired loan amount, and preferred loan term.

Step 3: Wait for the approval process. Propeso will review the information you provided to determine if you are eligible for the loan.

Step 4: If your loan application is approved, you will receive a notification of approval, and your loan amount will be transferred directly to your bank account or e-wallet.

Note: Make sure you have read and understood Propeso’s terms and conditions before applying for a loan.

Loan Repayment Process at Propeso

The loan repayment process at Propeso is as follows:

Step 1: Open the Propeso app and log in to your account using your login credentials.

Step 2: In the app’s main interface, you can search for and view information about your loan, including the amount due and the due date.

Step 3: Propeso offers various payment methods. Choose the payment method that suits you, such as using a credit card, bank account, or e-wallet.

Step 4: Follow the instructions on the app to provide the necessary information for the chosen payment method. After confirmation, the system will process the payment and update your loan information.

Step 5: Double-check to ensure that the payment has been successfully confirmed. You may receive a receipt or payment confirmation through the app.

Note: Always adhere to Propeso’s repayment deadlines and policies to avoid penalties or an unmanageable loan situation.

Important Notes When Borrowing Money at Propeso

To ensure that the process of borrowing money at Propeso is safe and effective, users should keep in mind the following information:

  • Make sure to meet basic requirements such as age, Philippine citizenship, and having a stable source of income.
  • Understand the interest rates and associated fees related to your loan.
  • Read and thoroughly understand the terms and conditions before agreeing to the loan.
  • If you need to extend the loan term, contact Propeso to avoid late fees and penalties.
  • Use the borrowed funds wisely to avoid unmanageable debt.
  • Monitor and manage your loan progress on the Propeso app.
  • Always keep your login information and account secure and private.

Contact Information for Propeso

The contact information for the Propeso App is as follows:

  • Company Name: Small Earners Employee Loan Corporation
  • SEC Registration Number: CS201724027
  • CA Number: 2441
  • Customer Service Email: [email protected]
  • Address: 1F Bonifacio St. Callangan Building, Tuguegarao, Cagayan, 3500 Philippines.

If you have any questions or need further assistance, you can contact Propeso through the provided email address to receive support.


Propeso is a simple and convenient online loan app. The app offers many advantages, such as a straightforward application process, competitive interest rates, and the ability to increase credit limits, providing flexibility for users in need of cash loans. However, users should be mindful of loan costs and repayment terms to avoid unmanageable debt situations.

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