PHPocket is an online lending application in the Philippines, providing a simple, flexible borrowing process, without requiring collateral, and ensuring the protection of personal information.
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Financial difficulties are no longer a barrier with PHPocket. The application aims to assist users in the Philippines in overcoming hardships and has become a reliable companion. From flexible loans with attractive interest rates to a simple and highly secure process, PHPocket holds the highest responsibility for your privacy. No collateral needed, no complexity. All it takes is a few simple steps on the mobile app. Let PHPocket App help you remove all financial barriers conveniently and safely.

Product information for loans at PHPocket

At PHPocket, the application provides flexible, convenient, and secure microcredit services, including:

  • Loan amounts from 2,000 Php to 20,000 Php
  • Loan duration from 91 to 120 days
  • Maximum annual interest rate of 36% for loans
  • Transaction fees with no transaction fees

The application commits to providing clear and transparent information about the costs you have to bear.

Review of the advantages and disadvantages of the PHPocket App


  • Registration and borrowing are swiftly and easily done through the mobile application.
  • No need for collateral, reducing pressure and enhancing convenience for borrowers.
  • Commitment to safeguarding users’ personal data, ensuring safety and reliability throughout the transaction process.
  • Users can choose suitable repayment methods, from convenient store options to bank transfers.
  • The application provides support for both individuals and small businesses, catering to the flexible capital needs of all user groups.
  • User-friendly application, suitable for various user groups.


  • High interest rates for some users.
  • Short loan terms that may create pressure for some borrowers.
  • Limitations on the loan amount, unable to meet the needs of some large-scale borrowing.

Contact information for PHPocket

You can reach out to PHPocket through the following information:

  • App Name: PHPocket
  • Certificate of Authority Number: 2814
  • Company Registration Number: CS201840987
  • Phone Number: 09759461419 or 09759461420
  • Website:
  • Address: 12th Floor Aseana Ba Bldg., Macapagal Ave. Cor Aseana Ave., Asena City Tambo City of Parañaque Fourth District, Parañaque City, Philippines.

During the use of financial services at PHPocket, if you have any inquiries or need advice or support, please contact the provided information.

The loan registration process at PHPocket

Loan registration requirements

To easily and successfully apply for a loan online at PHPocket, customers must meet the following conditions:

  • Customers must be aged 20 or above and not more than 55 years old.
  • Customers must be citizens residing in the Philippines, with stable employment and income for over 3 months.
  • Possess valid identification documents such as a national ID card or driver’s license. PHPocket only requires customers to provide document images.
  • Have a smartphone with an internet connection, a bank account, and an active, operational personal phone number.

Guide to the loan registration steps

Registering for a loan on the PHPocket App is straightforward. Customers need to follow the instructions below:

Step 1: Download the PHPocket APK/IOS application to your phone from

Step 2: Register an application account by providing information such as:

  • Full name, Date of Birth, Address, Occupation…
  • Phone number, Bank account, National ID number…
  • Document images, portrait photo.

Step 3: Select the loan limit and repayment period, then click on the loan registration.

Step 4: Await PHPocket’s automatic approval. If successful, a notification will be sent to your phone. The borrowed amount will be sent directly to your bank account.

Frequently Asked Questions at PHPocket

Frequently asked questions at PHPocket are as follows:

How much can I borrow?

You can borrow from 2,000 Php to 20,000 Php depending on your credit score.

What is the interest rate for the loan?

The interest rate starts at 1% and can go up to 36% per year (APR), depending on specific loan conditions.

Do I need to provide collateral?

No, the application does not require any collateral for the borrowing process.

How do I repay the loan?

You can choose from multiple repayment methods such as convenient stores (7-11, M. Lhuillier), bank transfers, e-wallets, and many other methods.

What do I need to do to apply for a loan?

Download and install the PHPocket application, complete the registration, then select the necessary loan amount and repayment period.


PHPocket is an online money lending application in the Philippines, offering a simple and convenient borrowing process. With flexible loan packages, no collateral required, and a commitment to safeguarding personal information, PHPocket has become a popular choice for those in need of quick financial assistance. However, users should note the high interest rates and short loan terms.

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