PesoQ is a dedicated online lending platform designed for the citizens of the Philippines, aiming to provide stable, convenient, and transparent financial lending services. Users utilizing the PesoQ App will experience a straightforward, rapid, and entirely online loan application process on their smartphones, reducing the burden of complex and time-consuming procedures in the best possible way. Presently, the application is being widely embraced by numerous customers who highly appreciate its financial service offerings. If you are in need of fast financial assistance, download the app to your phone today.
Company Financial Information
- Company Name: U-PESO LENDING INVESTORS CORP.
- PSEC Registration Code: CS201816691
- Registered Business Name: PesoQ
- Certificate of Authority to Operate a Financing Company (CA) No: 2739
This is a financial company providing online cash lending services through the PesoQ platform.
Pros and Cons Review of PesoQ App
Pros
- Simple and fast application process.
- No collateral required.
- Low interest rates and no hidden fees.
- Offers a variety of legitimate loan options.
- Dedicated customer service.
- Various promotional and user benefits.
- User-friendly interface suitable for a diverse audience.
- Easy download and installation on Android and iOS operating systems.
Cons
- Limitations on the maximum loan amount.
- Restricted loan terms.
- Requirement for providing comprehensive personal information.
- Limited eligibility to Filipino citizens aged 20 and above.
Loan Product Information at PesoQ
- Loan amount from ₱1,500 to ₱8,000
- Loan terms from 120 days (including extensions) to 150 days (including extensions), with a maximum of 210 days (including extensions)
- Maximum APR interest rate 18.25% per year, equivalent to 0.05% per day
- Transaction fee ranges from ₱25 to ₱130 (depending on the transaction channel)
- Service fee: free of charge.
Loan Application Process Loan
Eligibility Requirements
- Filipino citizen.
- Age 20 and above.
- Stable source of income.
- Provide personal information including ID, address, income, phone number, social account, etc.
Application Steps
If you want to apply for a loan through the PesoQ App, simply follow these steps:
Step 1: Download and install the PesoQ APK/IOS on your mobile phone.
Step 2: Open the app and initiate the account creation process using your mobile phone number. Enter the OTP code sent to your message, and your account creation will be successful.
Step 3: Enter the necessary information to complete the registration process, including:
- Full name
- Date of birth
- Permanent address
- Personal ID number
- Bank account details
- Employment information, income
Step 4: After successful registration, access the customer interface and explore different loan products.
Step 5: Confirm the loan amount and complete the subsequent steps to finalize the loan process.
Note: Specific steps and review timelines may vary based on the company’s policies and your individual circumstances. Always refer to PesoQ’s website or app for the most up-to-date and detailed information about the loan process and related conditions.
How to Increase Your Loan Approval Success Rate
To boost your loan approval success rate when using the PesoQ App or similar services, you can take the following steps:
- Ensure accurate personal and financial information.
- Adhere to age, income, and other requirements.
- Link your bank account or e-wallet.
- Make timely payments and maintain a good credit history.
- Interact with customer service when necessary.
- Ensure a stable source of income.
- Review information before submitting a loan application.
Remember that there’s no foolproof method, but adhering to requirements and providing accurate information will increase your chances of a successful loan application.
Payment Methods on PesoQ
When you borrow money through the PesoQ app, once your loan is approved, you can use the following methods to make payments:
- You can initiate a bank transfer from your bank account to the account provided by PesoQ.
- If you use an e-wallet, you can make payments through the e-wallet connected to your PesoQ account.
- You can contact PesoQ’s customer service to learn more about different payment options.
Make sure to check the PesoQ website or app for detailed information about payment methods and specific instructions.
Contact Information
- Address: 2nd Floor, Aseana Power Station, Macapagal Ave., cor Bradco Ave., Tambo, CITY OF PARANAQUE, NCR, FOURTH DISTRICT, Philippines
- Working Hours: 8:30 AM – 5:30 PM (Monday to Saturday)
- International Phone: +639 271160484
- Smartphone: +639 079839333
- Website: https://www.pesoq.com
- Email: [email protected]
You can use any of the provided contact methods to get in touch, ask questions, or request assistance directly from the PesoQ team.
Conclusion
PesoQ provides a convenient and transparent online lending platform tailored for the people of the Philippines. With its user-friendly interface and streamlined loan application process, PesoQ offers a range of legitimate loan options. While adhering to eligibility criteria and providing accurate information increases the chances of loan approval, the platform’s customer support and various payment methods further enhance the borrowing experience. PesoQ stands as a reliable choice for those seeking quick and accessible financial assistance.
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