Pesohere is a leading fast and convenient online lending application in the Philippines. Users simply need to download the app on their phones, register, and provide some basic personal information. The app has an automated approval system and makes a quick decision on your loan application. Additionally, users have the flexibility to choose the loan amount and repayment period that suits them.
The disbursement and repayment process for the loan are also conducted entirely through the app and online. Furthermore, the app has a process that does not require collateral or evaluation from relatives, providing the most efficient convenience and flexibility for borrowers.
- Company: SUPER-SPACE PH LENDING INC
- Operating Hours: 9:00 AM – 6:00 PM (Monday – Friday)
- Website: https://www.pesohere.com
- Phone: 09658527213 Address: 6 Torres, T.Bugallon St.,Marikina Heights (Concepcion), Marikina City, Second District, Ncr, 1810
The benefits of borrowing money online at Pesohere
The benefits of borrowing money online from Pesohere are as follows:
- Easy download and installation of the app on various operating systems, user-friendly interface.
- Simple loan registration process, with maximum support from the staff.
- The app offers many attractive policies regarding interest rates, credit limits, and more for customers.
- Diverse and flexible loan products, suitable for everyone’s financial needs.
- Easy-to-meet loan conditions, quick approval, and disbursement, with various payment methods available.
- Secure user information and considered reliable in terms of data protection.
- High reputation and positive reviews from numerous customers, with professional customer care services.
Product information for loans at Pesohere
- Loan amount ranges from ₱ 3,000 to ₱ 15,000.
- Minimum loan duration is 91 days, and the maximum is 360 days.
- Interest rates range from 10% to 20% per annum.
- Repayment is made through monthly installments.
- Service fee: 3%-12% (deducted once upon disbursement).
- Success approval rate of up to 90%.
Example for a loan:
If you choose to borrow ₱ 10,000 with a one-year term and a 5% service fee, the amount you will receive is ₱ 9,500 (₱ 10,000 * (1-5%)), the interest rate is 20%.
- The total interest to be paid is ₱ 10,000 * 20% = ₱ 2,000.
- The total amount of principal and interest you need to repay is ₱ 10,000 + ₱ 2,000 = ₱ 12,000.
The process of applying for an online loan at Pesohere
Basic mandatory requirements
- Customers must be aged 18 to 55, and citizens of the Philippines.
- Have a stable job and sufficient income to repay the loan.
- Provide necessary identification documents such as National ID, Driver’s License, or Passport.
- Customers must use a valid bank account for receiving and making loan payments.
- Have a registered mobile phone number for identity verification.
Step-by-step registration guide
Step 1: Download and install the Pesohere App
- Access the app store on your mobile phone (App Store or CH Play).
- Download and install the Pesohere App APK/IOS or register quickly at cashloanapp.net
Step 2: Create an account
- Open the Pesohere app on your mobile phone.
- Choose “Register” or “Create a New Account.”
- Enter the required personal information, including name, mobile phone number, and email address.
- Create a password for your app account.
Step 3: Fill in information and loan request
- After registration, you will be asked to provide necessary personal and financial information.
- Fill out the form with details such as name, address, National ID number, and monthly income.
- Select the loan amount and repayment period according to your needs.
Step 4: Identity verification and approval
- Pesohere will request identity verification. Follow the instructions in the app to complete the verification process.
- After verification, Pesohere will review your loan request and make a decision shortly.
- If your loan request is approved, Pesohere will disburse the loan amount to the bank account or e-wallet you provided.
Note: Before registering and using Pesohere’s app service, carefully read and understand the terms and conditions, as well as the interest rates, service fees, and other relevant loan details.
Monthly installment payment support
Monthly installment payments at Pesohere are typically made through the following methods:
- Bank transfer
- Payment through e-wallets
- Payment at convenience stores
To ensure the successful and efficient repayment of your loan, customers should contact the customer support staff of the app. They will provide you with the best possible assistance.
Loan preferential policies at Pesohere
The loan policy at Pesohere includes various preferential programs to provide customers with attractive interest rates and loan limits. These policies are designed to help customers access appealing loans with favorable benefits. The preferential programs consist of:
- Interest rate promotion for first-time loan applicants: Customers who apply for a loan for the first time will enjoy a 0% interest rate for the initial 15 days of their loan application.
- Loyalty program for valued customers: Customers with a good credit history and a record of timely loan repayments will have the opportunity to increase their loan limits and enjoy lower interest rates.
- Periodic interest rate reduction and increased loan limits: Pesohere offers monthly and quarterly promotions, reducing interest rates and increasing loan limits. By choosing the right time to apply for a loan, customers can save on fees during repayment.
These policies are aimed at providing customers with favorable conditions for borrowing and encouraging responsible financial behavior.
Some frequently asked questions on the application
Here are some answers to frequently asked questions on the application:
What is the maximum loan limit?
Pesohere supports a maximum loan limit of ₱ 15,000 for first-time borrowers. However, priority is given to familiar customers with a good credit history. For first-time borrowers, the maximum loan limit is ₱ 5,000, subject to loan conditions.
Can I borrow without a National ID?
I’m sorry, Pesohere cannot support loans without valid identification documents such as the National ID. To apply for a loan on the app, you need to provide the necessary and complete information.
What happens if I fail to make the repayment?
According to the commitments in the contract, if you fail to make the repayment or do so intentionally, appropriate legal actions will be taken. However, Pesohere will not engage in debt buying or exert pressure on your relatives and friends.
How can I avail of loan promotions?
To avail loan promotions on the app, you can refer to the promotion policies mentioned in the articles. Additionally, make sure to regularly check the Pesohere app for monthly and quarterly interest rate promotion programs.