Peso Pocket


Peso Pocket is an online lending application in the Philippines. With the goal of providing better loan services, Peso Pocket offers a fast and convenient borrowing experience. With competitive interest rates, this application has gained trust and usage from many users.
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Peso Pocket is a reliable and convenient online lending application designed to serve the people of the Philippines. With the goal of providing better loan services, Peso Pocket has created a simple and secure platform to help users quickly access the necessary cash.

Currently, the Peso Pocket App is trusted and widely used by many users. The application has transparent and clear fees. If you are facing financial difficulties, explore Peso Pocket to discover fast and easy online lending options.

Prominent Benefits of the Peso Pocket App

By using the Peso Pocket application for online lending, you will enjoy several prominent benefits that the app offers, as follows:

Fast Loan Experience

When borrowing money online through Peso Pocket, you will experience a quick, safe, and efficient loan process. Simply download the app on your phone, provide some basic information, and within minutes, you can receive the cash loan.

Customize Your Loan

Peso Pocket allows you to customize your loan according to your needs. Whether you want a high or low loan limit, you can adjust it, and the loan term can be chosen based on your repayment ability. Peso Pocket strives to cater to its users’ maximum satisfaction.

Transparent and Clear Fees

Peso Pocket commits to providing you with a transparent borrowing experience and clear fee structure. The annual interest rates are flexible, and there are no hidden fees. When it comes to loan repayment, you only need to pay the principal and interest. Transaction history is available within the app, allowing for quick and easy loan tracking.

Security and Reliability

Peso Pocket App prioritizes your privacy and security. The app requires identity verification and requests a valid ID card to complete the credit application. This ensures that your personal information is protected and handled securely.

User-Friendly Application

The Peso Pocket application is easy to install on Android and iOS devices. Simply download and install it on your phone. The app features a modern interface suitable for various customer segments. Additionally, you can also access the website to register for a loan without downloading the app on your phone.

Detailed Product Information about Peso Pocket

Peso Pocket offers customers a range of diverse loan products and flexible options, including:

  • Loan Amount: ₱ 1,000 – ₱ 100,000
  • Maximum Interest Rate: Not exceeding 14% per year
  • Loan Duration: From 120 days to 180 days
  • One-time Service Fee: 8.5%
  • Customers can repay the loan through monthly installments.

Example of a Peso Pocket Cash Loan:

For a 120-day peso cash loan with a value of ₱ 5,000, the fees are as follows:

  • One-time Service Fee: ₱ 5,000 * 10% = ₱ 500
  • Received Amount: ₱ 5,000 – ₱ 500 = ₱ 4,500
  • Interest Amount: ₱ 5,000 * 14% * 120/365 = ₱ 230
  • Total Amount to be Repaid: ₱ 5,000 + ₱ 230 = ₱ 5,230

Guide to the Online Loan Application Process at Peso Pocket

Meeting Loan Eligibility Criteria

To start the loan application process at Peso Pocket, you need to meet the following criteria:

  • Be at least 18 years old
  • Have a valid government-issued ID (SSS/UMID/Driver’s License/Passport)
  • Have a valid mobile phone number
  • Have a bank account
  • Have stable monthly income and employment

Steps for Quick Loan Application

Applying for a quick loan at Peso Pocket is a straightforward process. Here are the basic steps to register and receive your loan quickly:

Step 1: Download and Install the App

  • Access on your mobile phone.
  • Download the Peso Pocket app for APK and IOS.
  • Register for a quick loan on the website.

Step 2: Create an Account

  • Open the installed Peso Pocket app on your phone.
  • Create an account by providing your mobile phone number.
  • Enter the OTP verification code sent to your phone to verify your identity.

Step 3: Fill in Personal Information

  • After verifying your phone number, you will be prompted to fill in personal information within the app.
  • Provide the required personal information, including full name, date of birth, address, and other contact details.

Step 4: Identity and Financial Verification

  • Provide identity verification documents such as a valid ID card or passport.
  • If available, provide other relevant documents such as utility bills or tax certificates.
  • Ensure that all information and documents provided are accurate and legal.

Step 5: Confirmation and Loan Selection

  • Review and confirm the accuracy of the entered information.
  • Choose the loan amount and duration that suit your needs.
  • Make sure you have read and understood the terms and conditions of Peso Pocket.

Step 6: Confirmation and Loan Disbursement

  • After confirming the information and loan details, wait for the app to process your loan application within 30 minutes.
  • If your loan application is approved, the loan amount will be transferred directly to your bank account.

Note: Ensure that you have read and fully understood the terms and conditions before proceeding with the registration and loan application.

Tips to Increase Approval Rate

To increase the success rate of your loan application through Peso Pocket, you need to meet the following requirements:

  • Provide accurate and complete information.
  • Verify your identity and financial information accurately.
  • Ensure stable income and be able to provide supporting documents.
  • Possess reliable contact phone numbers and bank accounts.
  • Build a positive credit history.
  • Read and understand the terms and conditions thoroughly.

Some Related Questions about Peso Pocket

Can I repay the loan in a lump sum?

Yes, you can repay the loan in a lump sum at Peso Pocket. Making early repayments will provide you with various benefits from the application, such as credit limit and interest rate advantages. Additionally, it helps establish a positive credit history and increases the chances of obtaining cash loans in future applications.

How can I contact Peso Pocket?

If you need support or have inquiries about the application, you can contact through the following channels:

  • Website:
  • Email: [email protected]
  • Address: Unit 1607, 16/F, Antel Global Corporate Center, 3 Doña Julia Vargas Ave, Ortigas Center, Pasig, 1605 Metro Manila

Why is my profile suspended?

Typically, at Peso Pocket, a suspended profile lasts for a maximum of 24 hours. If it exceeds 24 hours, it is considered an unsuccessful online loan application. Profile suspension occurs when you have not met the loan requirements or provided incomplete information.

Does Peso Pocket offer loans to customers with bad credit?

Peso Pocket accepts loan applications from customers with bad credit. However, customers should not have excessive bad credit with other providers or partners of Peso Pocket.

How do I make loan repayments?

The application offers various payment methods for you to choose from, including:

  • Bank transfer payments
  • Electronic wallet payments

Before making a payment, it is advisable to contact the customer care hotline for safe and effective assistance, avoiding unnecessary complications.

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