PesaX is a top online loan app in Tanzania, providing quick and convenient financial solutions. With diverse loan options, competitive rates, and secure processes, it's a reliable choice for users seeking fast funds.
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Are you in need of quick and urgent financial assistance for personal purposes? Come to PesaX – the best online loan application in the Tanzanian financial market. At PesaX, you will be provided with diverse, reputable, convenient, and secure loan packages. Our simple loan application process ensures the confidentiality of your information and offers favorable interest rates for customers. PesaX App has become one of the top choices for customers in need of loans. With PesaX, borrowing money has never been easier and more convenient.

Contact Information

  • Email: [email protected]
  • WhatsApp: +255788043242 & +255745098759
  • Address: Ghana St, Dar es Salaam, Tanzania.

If you have any questions, suggestions, or need assistance from PesaX, feel free to contact us through the provided email or phone numbers for support.

The benefits of using the PesaX App

Here are the benefits that PesaX provides to customers when borrowing money from here, as follows:

Convenience and Speed

Customers seeking loans from PesaX experience a simple and speedy process. They can apply for a loan and receive it in the shortest possible time, saving them time and effort, especially in urgent situations.

Easy Registration Process

To apply for a loan on the PesaX app, customers only need to provide personal information and income details. This straightforward procedure saves time and effort and allows users to use the app without the need for extensive financial knowledge or experience.

Flexibility in Loan Amount and Duration

PesaX offers various loan packages tailored to the individual needs of customers. Users can choose the loan amount and repayment period that best suits their financial situation, avoiding debt traps and repayment difficulties.

Competitive Interest Rates

PesaX provides competitive interest rates compared to other online loan services in Tanzania. This enables users to save on loan costs and select packages with lower interest rates that match their financial capabilities, reducing financial risks during the repayment process.

Safety and Security

The app ensures the safety and security of customers’ personal information. Developed and operated by IT experts, PesaX guarantees the security of customer data, providing peace of mind and trust when providing personal information and conducting transactions on the app.

Detailed Loan Product Information

Below is the detailed information about PesaX loan products, including:

  • Loan Duration: From 91 days to 180 days.
  • Loan Amount: From 10,000 TZS to 1,000,000 TZS.
  • Annual Percentage Rate (APR): From 12% to 26%.

Loan Example:

Let’s consider a loan taken from PesaX with an amount of 10,000 TZS and a duration of 365 days with an interest rate of 14%.

  • Interest amount: 10,000 TZS x 14% = 1,400 TZS.
  • Total amount to be repaid: 10,000 TZS + 1,400 TZS = 11,400 TZS.

Note: The figures in the example are for illustration purposes only, and actual loans may have different durations and interest rates. When using PesaX services, it is essential to carefully read the specific terms and conditions of the loan agreement to understand the costs and conditions of your loan.

Loan Application Process at PesaX

Requirements to Use the Service

  • You must be a citizen over 18 years old.
  • You have opened any mobile wallet account with Vodacom, Airtel, or Tigo networks.
  • You need to have a valid Tanzania ID.

In addition to the above requirements, you should consider and pay attention to other requirements from PesaX to ensure you meet all their standards and conditions for using their online cash credit service.

Quick Loan Registration Guide

To register for a quick loan at PesaX, you can follow these steps:

Step 1: Download and install the PesaX App APK/IOS on your mobile phone.

Step 2: Register an account on the app by providing required personal information, including username, password, phone number, and email.

Step 3: After completing the account registration, you need to provide your personal information, including full name, address, national ID number, and a picture of your national ID and a selfie.

Step 4: Next, you need to provide information about your source of income for PesaX to assess your repayment capacity.

Step 5: Choose the loan package that suits your needs. The app will calculate and display the specific repayment amount and interest rate for each loan package.

Step 6: After selecting the loan package, confirm the information and wait for PesaX to verify your loan. The verification process may take between 5 to 30 minutes.

Step 7: If your loan is approved, the app will transfer the money to your bank account as soon as possible.

Note: To successfully borrow money at PesaX, you need to provide accurate and complete information.

Payment Methods

PesaX supports various local payment methods to ensure convenience in meeting your payment requirements. Below are some payment methods that PesaX can support:

  • Payment via mobile wallets: Vodacom, Airtel, Tigo, etc.
  • Payment through banks.
  • Cash payment.

Note: Before making the repayment of your loan, it is advisable to directly contact PesaX or check their website or app for more detailed information about the payment methods they support.

Promotions for PesaX Loan Users

0% Interest Rate for the First 30 Days for New Users

This is a special offer for new PesaX users. When they register and borrow money for the first time, they will enjoy a 0% interest rate for the first 30 days. This means they only need to repay the principal amount without any additional interest during this period.

Incentives and Interest Rate Offers for Referring Friends

PesaX may provide incentives for current users who refer friends, and when those friends become new users of the app. This could include increasing the borrowing limit or reducing the interest rate for both the current and new users as part of the referral program.

Benefits for Users with Good Credit History

PesaX can offer special benefits for users with a good credit history, who have previously taken and fully repaid loans on time. This may involve providing preferential interest rates or increasing the borrowing limit for these reliable users.

Incentives for Early Repayment

PesaX may provide incentives for users who are responsible and repay their loans before the due date. This could include reducing the interest rate or offering other rewards for users who make early repayments.


PesaX is a leading online loan application in the Tanzanian financial market, offering convenient and fast financial solutions to its users. With a simple registration process, diverse loan packages, competitive interest rates, and various payment methods, PesaX ensures a seamless borrowing experience for customers. The platform’s special offers for new users, referral incentives, and benefits for responsible borrowers make it a top choice for those in need of quick and reliable financial support. PesaX App stands out as a secure and user-friendly option for accessing loans in Tanzania.

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