Peralending – An application providing unique online lending services in the Philippines, focusing on simplicity and convenience. The quick and easy registration process helps users experience a seamless application. The app also supports multiple withdrawal channels, from bank accounts to popular money transfer centers, providing flexibility for borrowers. Peralending not only offers convenience but also caters to diverse financial needs of users. Simply download the Peralending App and enjoy the convenience of borrowing money today.
Company information
- Company Name: U-Peso.PH Lending Corporation
- SEC Registration Number: CS201814908
- Certificate of Authority Number: 2718
The information above indicates that the Peralending application belongs to the U-Peso.PH company (SEC) and has a certificate of authority number, demonstrating the legal and regulatory acceptance of the company. Therefore, borrowers can have complete confidence and trust when using financial services here.
Why should you use Peralending?
Using Peralending offers numerous significant benefits for borrowers, including:
- A simple application process that is quickly approved, allowing you to receive your loan swiftly.
- The app provides various withdrawal channels, from bank accounts to popular money transfer centers, making it convenient for borrowers.
- The app offers high loan limits, catering to a diverse range of financial needs for everyone.
- Personal security passwords are in place to ensure the safety of your personal information during transactions.
- Peralending has multiple payment points such as 7-Eleven, Bayad centers, SM grocery stores, making payments convenient.
- The app features various promotional programs for borrowers, helping them save money on future payments.
- Peralending is available on both Android and IOS operating systems, making it easy to download and install, user-friendly, and suitable for various age groups.
Information about loans on the Peralending App
- Loan amount: From 2,000 PHP to 120,000 PHP.
- Loan term: From 91 days to 365 days.
- Maximum Annual Percentage Rate (APR): 20% per year.
- No service fees or other types of fees.
Example of a loan from Peralending
Suppose you borrow 6,000 PHP for a period of 180 days (6 months) with an interest rate of 0.05%, as follows:
- Service fee: ₱6,000.00 * 0% = ₱0.00
- Actual amount paid: ₱6,000.00 – ₱50 = ₱5,950.00
- Total interest to be paid: ₱6,000.00 * 0.05% * 180 = ₱540.00
- Monthly interest: ₱6,000.00 * 0.05% * 30 = ₱90.00
- Monthly principal: ₱6,000.00 / 6 = ₱1,000.00
- Monthly bill (principal + interest): ₱6,000.00 / 6 + ₱90.00 = ₱1,090.00
- Total amount to be paid (principal + interest): ₱6,000.00 + ₱540.00 = ₱6,540.00
So, you would need to pay ₱6,540.00 over 6 months if you choose a loan amount of ₱6,000.00 with the conditions and fees as described in the example.
Target audience for loans
- Borrowers must be citizens of the Philippines, aged between 18 and 55.
- Valid identification documents such as a driver’s license, SSS ID, UMID, TIN ID, PRC ID are required.
- A valid bank card or the use of an electronic wallet application is necessary.
- Borrowers should have a stable job and income.
For those who meet the above conditions, the chances of approval and application for a loan at Peralending are high, making the process easy and convenient.
Loan application process at Peralending
The loan application process at Peralending is carried out through simple steps as follows:
Step 1: Download and install the Peralending APK/IOS from cashloanapp.net. Alternatively, you can also quickly apply for a loan on the website.
Step 2: Open the app and fill in the necessary information to register an account, including personal details and contact information, as well as employment details.
Step 3: Submit images of your valid identification documents, such as a citizen’s ID or other proof of identity, for identity verification.
Step 4: Choose the desired loan amount and repayment period based on your personal needs.
Step 5: Select the withdrawal method you prefer, whether it’s a bank account or electronic wallet applications.
Step 6: Once your registration is approved, the loan amount will be transferred directly to your account or can be withdrawn at the selected transaction point.
Note: The application process may be subject to change over time, and it’s advisable to access the app or website for updates.
Contact information and customer support
- Working Hours: From 08:30 to 17:30, Monday to Saturday.
- Email: [email protected]
- Website: https://peralending.com
- Address: Aseana City, Aseana Ave, Parañaque, Metro Manila, Philippines.
Peralending is committed to providing detailed information and customer support to ensure a positive user experience.
Frequently asked questions at Peralending
How much can I borrow and for how long?
Peralending offers loans ranging from 2,000 PHP to 120,000 PHP with terms from 91 days to 365 days. However, to qualify for higher loan limits, borrowers need to meet certain conditions, income levels, and have a good credit score.
How do I repay the loan?
You can make payments at various locations, including 7-Eleven, Bayad centers, SM grocery stores, Robinsons, LBC, and Cebuana Lhuillier.
Can I share Peralending to receive benefits?
Peralending applies to all its customers. However, if you want to receive benefits, you can share Peralending with friends and receive rewards and bonuses for your next loan.
How can I ensure the safety of my personal information?
Use a strong personal password and adhere to the security measures suggested in the app.
How can I check my monthly interest rate at Peralending?
In the Peralending app, you can view your monthly interest rate in the “Loan Details” section for detailed information on interest rates and fees.
Peralending is an online lending platform in the Philippines known for its simple and instant approval process. Additionally, the app offers flexible payment solutions at multiple locations and provides quality customer care, creating a secure and transparent borrowing environment for users.
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