Pera4u is an advanced financial application in the Philippines, offering fast loan services. The app assists users in quickly addressing their personal financial needs effectively.
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Welcome to Pera4u – the leading digital financial application in the Philippines, bringing you the opportunity to receive cash instantly without leaving your home. Our mission is to change how people experience financial services, providing not only convenience but also transparency and security in every transaction. The Pera4u App offers a simple registration process without the need for extensive documentation, committed to helping you address emergencies and quickly meet all your financial needs. Experience the power of flexibility and convenience with our app.

Benefits of Choosing Pera4u App

By choosing Pera4u, you’ll enjoy a range of special benefits, optimizing your financial experience. Here are the things you can expect from our services:

  1. Instant cash disbursement.
  2. Online registration process with no documentation required.
  3. Safe and convenient transactions.
  4. Multiple methods of receiving funds.
  5. No need for collateral.
  6. Minimal fees and/or charges.
  7. Transparent transactions from registration to repayment.
  8. 24/7 account monitoring.
  9. Strict policies against harassment.
  10. Special offers for users with a good credit history

Product Information for Loans at Pera4u

  • Loan terms range from 91 days to 365 days.
  • Loan amounts range from 2,000 pesos to 120,000 pesos.
  • Maximum annual interest rate for loans is 20%.
  • Free service fees.
  • Borrower requirements: 18 years or older, a citizen of the Philippines, employed with a stable monthly income, and providing valid personal documentation.

Repayment Example

If you choose to borrow 6,000 pesos with a term of 180 days, the daily interest rate is 0.05%, the transaction fee is 50 pesos, and other fees are 0, you will need to pay:

  • Service fee: 0% of 6,000 = 0 pesos.
  • Actual amount paid: 6,000 – 50 = 5,950 pesos.
  • Total interest to be paid: 6,000 * 0.05% * 180 = 540 pesos.
  • Monthly interest payment: 6,000 * 0.05% * 30 = 90 pesos.
  • Monthly principal payment: 6,000 / 6 = 1,000 pesos.
  • Monthly bill: 1,090 pesos (principal + interest).

The loan products at Pera4u offer flexible and transparent options for users, providing a quick and convenient solution for all personal financial needs.

Pera4u Customer Benefits Policy

  • Customers with positive credit histories will enjoy special benefits, including lower interest rates and flexible borrowing policies.
  • Customers who refer Pera4u to friends receive rewards when their friends borrow money through the app—a fantastic way to share the benefits within the community.
  • Pera4u regularly organizes promotional programs and offers during special occasions such as festivals and anniversaries, providing customers with more opportunities to enjoy benefits.

Customers will receive notifications about new offers, discounts, or other special policies through the app, email, or phone. Pera4u is committed to providing a positive experience and maximizing benefits for customers, demonstrating care and commitment to utmost satisfaction.

Pera4u Payment and Receipt Methods

Receipt Methods

  • Receive cash at 7-Eleven stores.
  • Receive funds through bank accounts.
  • Receive funds through electronic wallet apps.

Payment Methods

  • Pay the full amount or any partial amount before the due date.
  • Flexible repayment plans allow timely and easy payments.
  • Choose payment through reliable partners such as 7-Eleven, Bayad Center, SM supermarkets, and many other points.

The app utilizes various receipt and payment methods to quickly and conveniently meet users’ financial needs. Additionally, to ensure the maximum security of your personal information, users are advised to create a personal security password within the app.

Quick Cash Loan Registration Guide

Step 1: Download the Pera4u APK/IOS application from cashloanapp or from the app store on your phone and install it.

Step 2: Click on the “Register” option and enter basic personal information such as full name, address, date of birth, phone number, etc.

Step 3: Confirm your phone number through SMS and provide a photo ID issued by the government.

Step 4: Enter information about income and personal financial status. Then, select the loan amount and repayment term within the allowed range.

Step 5: Double-check the information and press the “Submit Application” button to complete the registration process. Wait for approval or rejection notification, usually after a short period.

After submitting the application, wait for approval, and if successful, you will receive the cash amount in your account or through various receiving methods.

Contact Information for Pera4u

  • Company Name: U-PESO.PH Loan Corporation
  • SEC Registration: CS201814908
  • Certificate Number: 2718
  • Email: [email protected]
  • Website:
  • Working Hours: 08:30-17:30, Monday to Saturday.
  • Address: 12th Floor, Aseana Three Bldg., Macapagal Blvd.cor.Aseana Ave., Tambo, Parañaque City, NCR, District 4, Philippines.

If you have any questions, concerns, or complaints while using Pera4u services, please contact the professional and experienced customer care team using the information above.

Pera4u App provides a modern and convenient financial experience for users in the Philippines, uniquely offering the ability to receive cash at many convenient locations. With 24/7 customer support, Pera4u accompanies customers on their financial journey, ensuring peace of mind in every transaction. Get ready to experience the innovation and convenience of Pera4u.

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