Paghiram is a user-friendly online lending app in the Philippines. It offers low-interest cash loans with a straightforward application process, emphasizing privacy and security. No collateral is needed, and various repayment options are available.
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Are you looking for a simple, convenient loan app that doesn’t require collateral or third-party asset guarantees? Let’s explore Paghiram – an online mobile-based loan application with straightforward procedures, quick processing times, and offers unsecured personal loans tailored to your needs in the Philippines. With the Paghiram app, you can easily borrow money with just a few steps on your mobile phone, and the funds will be transferred to your account in just 30 minutes. Moreover, the app also doesn’t demand collateral or third-party asset guarantees, making it convenient for you to access suitable loans. Learn more about Paghiram App for the fastest and most convenient unsecured loans.

Key Highlights of Paghiram

Currently, Paghiram has garnered a lot of attention, participation, and user engagement due to its many standout features that enhance user convenience. Here are some of the key highlights of Paghiram:

Simple and Quick Application Process

Paghiram offers a straightforward and swift loan application process. You just need to download and install the app, register, and wait for approval. The processing time is only 30 minutes, enabling you to access your loan quickly.

No Collateral or Third-Party Asset Required

Paghiram does not require collateral or third-party asset guarantees, making it easier for you to access loans. This is especially useful for those who lack assets to collateralize or prefer not to use their assets as collateral for a loan.

Highly Secure Application

The app boasts a high level of security with 256-bit SSL security certificates and data encryption via the HTTPS protocol. This ensures the safety of your personal information and account when using the app. Moreover, your personal information will never be used or sold in any way without your consent.

Diverse Loan Options

Paghiram provides a variety of unsecured loan packages tailored to the individual needs of customers, with competitive interest rates and high loan amounts. You can choose a loan package that suits your requirements and satisfies different spending purposes.

  • Loan amounts range from ₱2,000 to a maximum of ₱30,000.
  • Interest rates vary from 10% per year to 35% per year.
  • Repayment periods range from 90 days to 180 days.
  • No service fees; it’s 100% free.

Easy Loan Management

The app offers online loan management features, making it easy for you to track your loan status, repayment schedule, and the remaining amount to be paid. You can conveniently and swiftly manage your loan through the app.

Loan Application Requirements on Paghiram

To apply for a loan on Paghiram, you need to:

  • Be a Filipino citizen.
  • Be at least 18 years old and not more than 60 years old.
  • Have at least one valid ID.
  • Provide a contact phone number.
  • Have stable employment and income.
  • Your credit score will affect the maximum loan amount.

Loan Application Process on Paghiram

The loan application process on Paghiram is quite simple and can be easily completed through the mobile app. Just follow these steps:

Step 1: Download the Paghiram APK/IOS app from and install it on your phone.

Step 2: Open the app and select “Create an account” to make a new account. You will be required to provide personal information such as your name, phone number, email, and address.

Step 3: After creating your account, you need to provide information about your loan, including the loan amount and repayment term.

Step 4: You also need to provide details about your income and employment to assess your ability to repay.

Step 5: Upon completing the registration, the system will review your application and notify you of the results through email or text message.

Step 6: If your loan is approved, the funds will be transferred to your bank account as quickly as possible.

Considerations When Using the Paghiram App

If you want to efficiently and safely apply for a loan using the Paghiram app, here are some important points to keep in mind:

  • Before using Paghiram’s loan service, it’s essential to carefully read and understand the terms and conditions of the app, particularly regarding fees and interest rates. Make sure you have a clear understanding of the costs and associated fees to avoid unexpected charges.
  • Use loans only when necessary and avoid borrowing more than you need. Clearly define the purpose of your loan to prevent wasteful spending and potential repayment issues later.
  • To avoid late fees and protect your credit score, ensure you make payments on time as per the agreement set with Paghiram.
  • Safeguard your personal information and refrain from sharing it with anyone else. Read the app’s privacy policy to understand how your information is used.
  • Research the Paghiram app thoroughly before using it to understand the loan conditions, approval process, fees, and potential risks. You can also gather insights from user reviews and feedback on online review platforms to gain an overall understanding of the quality of Paghiram’s services.

Contact Information and Support for Paghiram

Below is the contact and support information for Paghiram, including:

  • Business Name: Paghiram
  • Authority Certificate Number: 2814
  • Company Registration Number: CS201840987
  • Phone: 09090773263 or 09090773130
  • Email: [email protected]
  • Address: 12th Floor, Aseana Three Building, Macapagal Ave. Cor Aseana Ave., Aseana City Tambo City of Parañaque Fourth District, Parañaque City, Philippines.

If you need assistance or have specific questions regarding the use of the Paghiram app or the loan application process, you can contact the app via the provided phone number or email.


Paghiram App is an online loan application in the Philippines, offering cash loan services with lower interest rates for the citizens. The registration conditions are simple and flexible, with primary information verification relying on valid IDs and phone numbers. Users have the option to choose various repayment methods, and notably, there is no need for collateral. Paghiram prioritizes user security and privacy and provides convenience for borrowing and repayment.

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