Are you in need of a quick loan to cover unexpected expenses, pay bills, or for personal use? Opeso is the online loan application you are looking for. The app allows you to receive instant loans and continue with your plans in an easy and convenient way.
Furthermore, the app has a 100% online process on your mobile phone, and you can receive the loan within 2 minutes. Enjoy the flexibility of online borrowing and the security of your personal information. Download the Opeso App now and experience the simplicity and convenience of online borrowing.
Benefits of Using Opeso
Opeso offers not only simple borrowing but also provides several benefits for users, including:
Fast money transfer
When your loan is approved, the funds will be transferred directly to your bank account or through electronic wallet applications. Opeso ensures quick disbursement, typically ranging from 2 to 10 minutes, allowing you to receive the funds as quickly as possible.
Flexible Repayment Methods
Opeso provides flexible repayment options. You can choose to repay the loan in monthly installments or in a lump sum, making it easy for you to manage your personal finances and conveniently repay the loan.
No Hidden Fees
The app is committed to transparency and has no hidden fees in your loan. The terms and conditions are easy to understand, helping you gain a clear understanding of the interest rates, any incurred fees, and other relevant details regarding your loan. When you apply for a loan on the app, Opeso provides you with an online loan contract, and upon acceptance, the app proceeds with your loan application.
Security and Safety
The app ensures the security of your personal information. All data is transmitted through secure connections, ensuring absolute protection of your information.
Opeso does not use your personal information for debt trading or share it with third parties under any circumstances. You can have complete peace of mind when using the services offered by Opeso.
Flexible Repayment Method
Opeso offers flexible repayment options. You can choose between monthly installments or a lump sum payment, making it easy for you to manage your personal finances and repay your debt conveniently.
The application keeps a publicly accessible and transparent record of your payment history. By accessing the application, you can easily find out how much you owe and how much you have already paid.
Conditions for loan registration
If you want to apply for a loan online through the Opeso App, the first thing you need to do is meet all the loan requirements, which include:
- You must be a citizen of the Philippines and reside within the country.
- You must be at least 18 years old to be eligible for a loan.
- The application requires you to have a stable source of income to ensure repayment capability.
- You must provide valid identification documents.
- Provide information about your bank account.
- Use your personal and registered phone number.
Information about the online loan package on the application
Opeso provides customers with a relatively suitable loan package for various customer segments, as follows:
- Loan amount ranging from Php2,000 to Php20,000.
- Repayment period from 91 days to 120 days.
- Interest rate for loans up to 36% per year (APR).
- Service fees on the application are waived/free.
If you choose a loan amount of 20,000 Php with a loan term of 120 days.
- Loan amount: 20,000 Php
- Transaction fee: 0 Php
- Loan term: 120 days
- Total repayment amount: 22,367 Php * 36% * 120/365 + 20,000 Php = 22,367 Php
Process of applying for an online loan on Opeso
Documents to prepare
- Gather your personal information accurately and completely.
- Prepare a copy of both sides of your identification card and a portrait photo of yourself.
- Bank account information: Bank name, account number, branch.
- Prepare information about your job, salary, and work address.
Step-by-step guide to registration
Step 1: Download and install the Opeso App.
- Download the app from APK/IOS at cashloanapp.net.
- Download the app from the Google Play Store or App Store.
Step 2: Register a new account.
- Open the Opeso app on your phone.
- Enter your mobile phone number and press the “Register” button to start the registration process.
Step 3: Fill in personal information.
- After registration, you will be asked to provide basic personal information such as name, address, date of birth, and identification card number.
- Ensure that you provide accurate and complete information to increase the likelihood of your loan application being accepted.
Step 4: Verify your information.
- After filling in your personal information, Opeso will request verification through methods such as mobile phone number confirmation or submission of identification documents.
- Follow the instructions in the app to complete the information verification process.
Step 5: Check eligibility assessment.
- After verifying your information, Opeso will assess your eligibility for the loan.
- The system will use the information you provided to determine your borrowing capacity and loan limit.
Step 6: Request for the loan amount.
- If you meet the eligibility criteria, you can request the loan amount.
- Choose the amount you want to borrow and the repayment period that suits your financial capability.
Step 7: Wait for approval and receive the loan.
- After submitting the request, Opeso will review and approve your loan application.
- If your application is accepted, the loan amount will be transferred to your bank account or e-wallet within a short period.
Step 8: Repay the loan and maintain creditworthiness.
- Once you have received the loan, ensure that you adhere to the repayment terms and conditions.
- Make timely and complete installment payments to maintain good credit and enhance your borrowing capacity in the future.
Note: The registration and approval process may be subject to changes over time. Please access the app to stay updated with the latest information.
Some questions related to Opeso
Here are some related questions regarding Opeso, along with their answers:
Can I borrow if I have bad credit?
Opeso provides loan assistance to many customers with bad credit from financial institutions. However, the loan amount may be limited, and the interest rate may be higher than usual. Please keep this in mind when considering a loan.
My application is pending?
Normally, your application will be received and processed within 30 minutes. However, if your application is pending for more than a day, it means that your loan has been denied. In this case, you may want to try contacting another loan provider for assistance.
Can someone else borrow on my behalf?
Opeso requires the borrower to be the person whose name is on the loan and responsible for repayment. Therefore, it is not allowed to use someone else’s personal information and account to borrow through this application.
Contact information for Opeso
- Company Name: OKLIK LENDING COMPANY INC. SEC
- Registration Number: CS201903131
- Tel: 09994153606 (global) 09773186511 (local)
- Email: [email protected]
- Address: Oriental plaza, emerald drive, PH, Pasig city, San Antonio, Philippines
If you have any inquiries, consultations, or need support, please contact our customer service. The customer service team operates from Monday to Sunday, from 8:00 AM to 10:00 PM.
Always remember, as a customer, it is important to carefully consider borrowing money. Make sure you understand the terms and conditions, as well as your financial capability, before making a decision to borrow. Wishing you success.