OmegaLoan is an online loan application in Nigeria, offering flexible personal loans, competitive interest rates, and a straightforward process. Supporting nationwide coverage, with a focus on major urban areas.
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Currently, the incessant development of technology has made finding a personal loan application easier than ever. OmegaLoan is the name behind a simple yet powerful mission, catering to capital needs by connecting you to flexible and convenient financial resources in Nigeria. With competitive interest rates and a straightforward process, OmegaLoan has become a reliable companion in resolving personal financial difficulties. Providing not just convenience but also peace of mind, the OmegaLoan App truly stands as a leading online money lending application, ready to accompany you on your financial journey every day.

Advantages of the OmegaLoan App

OmegaLoan offers several enticing advantages for users, including:

  • The lowest interest rates, competitive compared to other applications in the current market.
  • Automated profile approval system, with customers having a loan approval chance of up to 90%.
  • Swift disbursal upon profile acceptance, with users receiving money within 30 minutes.
  • The application does not require collateral or documents, reducing risks associated with borrowing.
  • Flexible borrowing limits, allowing loans of up to 50,000 NGN for first-time applicants on the platform.
  • Simple procedures, requiring only your national identity card and no need for income proof or additional documents.
  • Convenient application, user-friendly interface, allowing for registration and loan management through the application.
  • OmegaLoan commits to protecting your personal and financial information, ensuring safety throughout the transaction process.

OmegaLoan is a trustworthy online loan application with significant benefits, including low interest rates, convenience, and flexibility in managing users’ personal finances.

Detailed product information and loan examples

OmegaLoan provides personal loan products with the following terms and examples:

Loan products on the application

  • Loan amounts ranging from 7,000 NGN to 150,000 NGN
  • Loan duration from 91 days to 180 days
  • Lowest interest rate is 10% per year, and the highest is 25% per year.
  • The application has no service fees and hidden charges.

Example of a loan

Suppose you borrow an amount of 20,000 NGN for 91 days with an Annual Percentage Rate (APR) of 20%. Below are the details of your loan:

  • Daily interest = Loan amount * APR / 365 = 20,000 * 20% / 365 = 109.59 NGN
  • Total interest after 91 days = Daily interest * Number of days borrowed = 109.59 * 91 = 9,977.69 NGN
  • Total amount to be repaid = Loan amount + Interest = 20,000 + 9,977.69 = 29,977.69 NGN.

Loan requirements and supported regions in the OmegaLoan App

Loan requirements

  • Users must be over 18 years old and Nigerian citizens.
  • Must possess valid personal documentation.
  • Stable income to ensure repayment capability.
  • Use of a bank account, phone number, and smartphone.
  • Not accepting customers with poor credit history.

Supported regions

  • OmegaLoan supports customers nationwide.
  • The application does not support customers in island and border areas.
  • Priority given to customers residing in major cities.

Contact Information and Support

Below is the contact and customer support information for the OmegaLoan application, including:

  • Customer service email: [email protected]
  • Website address:
  • Office address: 5b Ojekunle Street, off Ladipo St, Mushin, Lagos, Nigeria.

If you need assistance or wish to contact OmegaLoan for more information about products and services, you can use the contact information provided to get in touch.

How to receive a loan from OmegaLoan

Below is a guide to applying for a loan on the OmegaLoan App, including:

Step 1: Download and Install the Application

  • Download the OmegaLoan APK/IOS application at
  • After downloading, install the OmegaLoan app on your phone.
  • Grant access permissions to the application.

Step 2: Register an Application Account

  • Open the installed OmegaLoan app on your phone.
  • Click on the “Register” or “Create a New Account” option on the application interface.
  • Enter the necessary personal information, including name, mobile phone number, email address, and password.
  • Confirm the registration and accept the application’s terms and conditions.

Step 3: Account Verification and Information

  • Input You will receive a confirmation code via SMS to verify your account information.
  • Enter the verification code into the app to complete the verification process.
  • Fill in detailed personal information, including income information and upload photos to the application.

The approval process for your loan profile will take 15 to 30 minutes. Upon receiving a successful registration notification, the loan amount will be sent directly to your bank account.

Guidelines for Repaying Loans at OmegaLoan

Below are the steps for repaying a loan at OmegaLoan, as follows:

Step 1: Open the OmegaLoan app on your phone.

Step 2: Select the loan to be repaid and enter the repayment amount. Select “Loan” or “Manage Loan.” Choose the loan you want to repay. Enter the amount you want to repay for this loan.

Step 3: Confirm and choose the payment method. Then, complete the transaction.

Note: The OmegaLoan app offers payment methods such as Bank Card or E-wallet… choose the method that suits you.


OmegaLoan is a reputable and convenient online loan application in Nigeria. The application offers low interest rates, flexible borrowing limits, and a simple process. OmegaLoan provides an efficient financial solution for users. The automated system and quick approval help reduce waiting time, and repayments are also easy through the application.

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