NowCredit is a trusted online lending app in Nigeria, offering convenient personal loans up to 200,000 Naira without collateral. Simple registration, competitive interest rates, and secure transactions ensure user satisfaction.
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Are you looking for a quick and convenient way to meet personal financial needs in life? Learn about NowCredit – a reliable online lending application that provides personal loans conveniently and easily in Nigeria. NowCredit has the ability to lend up to 200,000 Naira, without any guarantor or collateral, satisfying your needs immediately.

Furthermore, with a simple registration process, no paperwork requirement, and reasonable interest rates, the NowCredit App is committed to providing the best financial borrowing experience for you and everyone. Discover this amazing application.

Features of the NowCredit App

By registering for a loan on the NowCredit app, you will have access to the following useful features:

  • Flexible personal loan provision with a high limit.
  • Simple process, no paperwork, ensuring convenience and ease.
  • Long repayment period, helping users easily manage personal finances.
  • Use the loan on the app for various purposes.
  • Quick disbursement of the loan amount directly into the bank account.
  • Reasonable and stable annual interest rates, helping borrowers reduce costs.
  • Modern design application, ensuring strict compliance with borrower information security.

Conditions and Loan Products at NowCredit

Conditions for loan registration

The conditions for registering to use NowCredit’s services include:

  • You must be a Nigerian citizen, aged 18 or above.
  • You need to be employed with a steady income.
  • The minimum net monthly salary must be 20,000 Naira.
  • You must use a bank account for transactions.
  • Use a personal phone number that is active.

Loan products on the app

Loan products on the NowCredit app include:

  • Loan amounts ranging from 10,000 Naira to 200,000 Naira.
  • Repayment period for the loan from 91 days to 365 days.
  • Minimum loan interest of 12% per year and a maximum of up to 30% per year.
  • Free service fee.

Example for a loan

Suppose you borrow 10,000 Naira on the NowCredit app for 12 months with an interest rate of 18%, as follows:

  • The total interest is: 10,000 x 18% = 1,800 Naira.
  • The monthly interest will be: 1,800 / 12 = 150 Naira.
  • The total amount you have to repay after 12 months is: 10,000 + 1,800 = 11,800 Naira.
  • The monthly payment amount will be: (10,000 + 1,800) / 12 = 984 Naira.

To have a higher credit limit, it is suggested that you make timely payments and build a positive credit history.

Customer Service at NowCredit

When using the online loan service at NowCredit, if you need assistance, please contact the following information:

  • Email: [email protected]
  • Website:
  • Office Address: 20, Avenue Central Business District, Alausa Ikeja, Lagos, Nigeria.

If you need assistance, have complaints, or want to know more about NowCredit’s personal loan services, please contact the email address above.

Guide to the steps for applying for a loan at NowCredit

Documents to prepare for registration

Before applying for a loan on the app, you need to prepare the following information:

  • Personal information, including: Full name, date of birth, phone number, address, etc.
  • Employment information: Job, position, work address, etc.
  • Bank account information
  • Prepare images of both sides of your ID card and a portrait photo

Steps to apply for a loan

Step 1: Download and install the NowCredit App on your phone. Download the APK/IOS App at

Step 2: Fill in the information in the form on the app by entering the information you prepared for the registration file.

Step 3: Confirm the information, then proceed to apply for a loan on the app.

Step 4: Wait for automatic approval from the NowCredit system, and upon successful loan registration, the loan amount will be sent to your bank account.

Note: The loan application steps will be updated regularly, please access the app and follow the instructions.

Notes on loan registration

Here are some important notes to consider when applying for a loan at NowCredit, including:

  • Read and understand the terms of the application carefully.
  • Provide accurate and complete information.
  • Prepare all the required documents thoroughly.
  • Double-check the information before submitting the application.
  • Understand the interest rates and repayment terms.
  • Plan your repayments carefully to avoid late fees and penalties.

Adhering to the above notes will help you go through the loan application process smoothly and efficiently.


NowCredit is an application that provides quick and convenient loan services for users in Nigeria, with a simple process, reasonable interest rates, and high data security. It is a useful choice for those who need to manage their personal finances in a flexible and convenient manner.

The above information about the NowCredit app is the latest update provided to our users. We hope this information will be useful for users in need of financial services. Wishing all users successful and secure loan registration.

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