MoreGold is a newly launched online lending application in the Philippines. Developed by Thrift Platinum Lending Corp, the app has obtained the necessary operating license. MoreGold utilizes information technology and data analysis algorithms to assess the repayment capacity of customers. Once a customer’s loan application is approved, the funds are transferred directly to the user’s account within minutes.
The application offers several benefits to users, including a simple and fast application process, competitive interest rates, no need for collateral, and streamlined procedures. Additionally, the MoreGold App features reminders for repayment deadlines and supports various payment methods.
Key highlights of the MoreGold App
- Customers only need to download the app, register an account, and request a loan within minutes.
- MoreGold does not require users to provide collateral for loan approval.
- Loan interest rates are determined based on the user’s repayment capacity and are considered competitive compared to other loan services in the market.
- Customers are not required to visit branches or meet with staff to complete loan procedures.
- The app employs information technology and data analysis algorithms to evaluate users’ repayment capabilities.
- The app supports multiple payment methods to facilitate convenient loan repayments.
- The app includes features to remind users of repayment deadlines and assists in resolving issues related to the loan.
From the information provided, MoreGold is regarded by customers as one of the fast, convenient, and secure online lending applications available today.
Financial services on the app
Here are the loan services that customers can use on MoreGold as follows:
- Installment loans online
- Short-term personal loans
- Consumer loans
- Business loans
- Student loans
All these services have different interest rate policies, loan durations, and amounts. Customers need to register an account and complete the necessary procedures to use the services.
Product information at MoreGold Loan
Here is some detailed information about the products and services of MoreGold:
- Loan amounts from 5,000 PHP to 30,000 PHP
- Loan durations from 120 days to 270 days
- Loan interest rates ranging from 18% to 20%
- Service fee of 10% of the loan amount
- Customer conditions: at least 18 years old, a citizen of the Philippines, with valid identification and a stable source of income.
Example for a loan at MoreGold
Suppose you borrow 8,000 PHP with an annual interest rate of 20% and a term of 160 days, as follows:
- One-time service fee: 8,000 * 10% = 800 PHP
- Disbursed amount in hand: 8,000 – 800 = 7,200 PHP
- Total interest fee: 8,000 * 20% * 180 / 360 = 800 PHP
- Total amount to be paid at maturity: 8,000 + 800 = 8,800 PHP
- Monthly repayment: 8,800 / 6 = 1,467 PHP
MoreGold is committed to providing a smooth, transparent, and reliable borrowing experience for everyone.
Loan application process at MoreGold
The loan application process at MoreGold is simple and convenient. Here is a detailed step-by-step description:
- Download and install the MoreGold APK/IOS app from the app store on your mobile phone or download from cashloanapp.net.
- Register a new account by providing basic information and verifying your identity.
- Enter the desired loan amount and duration into the app.
- Provide verification information, including identification documents and other required information.
- After approval, the loan amount will be transferred directly to your bank account.
This simple and convenient process allows MoreGold to quickly meet the loan needs of customers while ensuring security and transparency in every transaction.
Contact information and customer support
If you need to contact MoreGold for additional information or support, here is the detailed contact information:
- Business Name: Thrift Platinum Lending Corp.
- Trade Name: Moregold PSEC
- Registration Number: 2020120004404-02
- SEC Number: 3380
- Email: [email protected]
- Phone Number: 9453678670
- Address: 8th Floor, CỔ BAN KIAT Il Building, 231 JUAN LUNA STREET, BINONDO, MANILA 1006
Feel free to reach out via email or phone if you have any questions or need assistance. MoreGold is ready to support you on your financial journey.
Conclusion
MoreGold Loan is an online lending app in the Philippines, providing users with a simple, fast, and convenient borrowing experience. The app offers various loan services and flexible conditions, catering to the borrowing needs of different individuals, from students and office workers to business owners. Moreover, the MoreGold App ensures the safety of users’ personal and financial information, along with 24/7 customer support throughout the borrowing and repayment process.
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