MoneyBoat is a UK-based financial app offering flexible lending solutions. It provides quick and easy loan registration, low-interest rates, and rewards for early repayments. Customers can choose to repay loans via bank transfers or digital wallets, ensuring convenient and efficient financial transactions.
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Welcome to the MoneyBoat online lending application – a groundbreaking choice in personal and business finance in the United Kingdom. MoneyBoat is not just an app; it’s a new window of financial potential. By using the app, you will experience an easy and quick way to meet your financial needs, from small loans to managing larger assets. Explore the diverse and convenient world of the MoneyBoat App and set your goals today.

Information about loans on MoneyBoat

Here is an overview of the loans available on MoneyBoat, including:

  • Borrowing limits ranging from £200 to £800 for new customers and up to £1500 for familiar customers.
  • Repayment terms from 45 days to 180 days.
  • Fixed interest rate of 0.7% per day, with a representative APR of 939.5%.

Assessment of the Advantages and Disadvantages of the MoneyBoat App

Below are some of the advantages and disadvantages of the MoneyBoat App, as follows:


  • Easy and quick loan application process.
  • A reputable app with high customer ratings.
  • MoneyBoat has a fast approval system, allowing users to quickly access the desired loan amount.
  • The app offers low monthly interest rates, reducing debt repayment costs, and providing high borrowing limits.
  • A success rate of up to 90% for loan applications.
  • Transparent and customer-friendly policies and terms.
  • Provides a variety of loan packages for customers to choose from.
  • Tailored promotions for individual customers, ensuring customer satisfaction.


  • Higher interest rates for short-term loans.
  • Borrowing limits are determined based on customer information and conditions.
  • The app still experiences occasional glitches during use.
  • High customer demand may lead to slower approval processes.

Customer Benefits Policy at MoneyBoat

Since its launch, the MoneyBoat app has gained the trust and regular usage of many customers due to the following benefits:

Early Repayment

Customers receive attractive benefits when repaying their loans early. This helps customers save on interest costs and optimize their personal financial management.

Good Credit Score Customers

MoneyBoat App offers preferential interest rates to customers with good credit scores, demonstrating reliability in managing and repaying debts.

Loyal Customers

Familiar customers of MoneyBoat enjoy special benefits, reflecting loyalty and high regard from the app.

Contact and Support Information

Below is the contact and support information for the MoneyBoat app, including:

  • Support Email: [email protected]
  • Phone Number: 020 3818 7470
  • Website:
  • Address: Flexible Office Space Newman 2/2a Newman Road, Bromley, Greater London, United Kingdom, BR1 1RJ

If you have any questions, suggestions, or need assistance, please contact MoneyBoat via the provided email or phone number. The customer support team will be ready to assist you promptly.

The Loan Application Process at MoneyBoat

Requirements for Loan Registration

  • Customers must be over 18 years old and citizens of the United Kingdom.
  • Provide valid identification documents (national ID card, driver’s license, or passport).
  • Customers must have a phone number, email, or social media contact for communication and advice.
  • Use a bank account and digital wallet for loan transactions.
  • Customers with poor credit scores are not accepted.
  • Customers are required to download the app to their phone.

Steps for Registering a Loan

Step 1: Download and install the MoneyBoat APK/IOS app from The app is compatible with both Android and IOS operating systems.

Step 2: Register and open an account by entering your phone number. An OTP code will be sent via SMS, which you enter into the app to successfully register your account.

Step 3: Fill in personal information and upload images on the app’s interface.

Step 4: Choose the loan amount and term, then submit the loan application.

Step 5: Wait for approval and disbursement. It will take approximately 30 to 60 minutes to verify the information and receive the loan amount. If you receive a successful notification, the funds will be sent to your bank account.

Note: You need to read and understand the terms and conditions before borrowing money. The personal information and images provided to the app must be complete and accurate.

How to Repay a Loan at MoneyBoat?

Customers can choose from two payment methods to repay their loans on the MoneyBoat app:

Bank Transfer

You transfer money from your own bank account to MoneyBoat’s bank account. Make sure you enter the correct account information and reference number to ensure that your payment is recorded correctly.

Digital Wallet

MoneyBoat allows customers to make payments using digital wallets. You need to link your digital wallet account to your payment account and perform the transaction, with support for various digital wallet options.

Note: When you successfully repay your loan, be sure to keep the transfer receipt or confirmation notification. This will serve as evidence if needed.


MoneyBoat is an app that offers flexible financial solutions for residents of the United Kingdom. With an easy loan application process, low-interest rates, and incentives for early repayment, MoneyBoat provides convenience and cost savings for borrowers. Best of luck to everyone applying for a loan through this app.

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