Mkopowako is an online personal cash loan app designed for Tanzanian users. It offers flexible loan terms (91 to 180 days) with attractive interest rates below 28%. The app ensures data security, supports local payment methods, and provides 24/7 customer service. Reliable, user-friendly, and convenient for financial needs.
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We are pleased to introduce Mkopowako – an online personal cash lending application designed for the people of Tanzania. With a commitment to providing safe and reliable financial services, the app is ready to assist you in easily and conveniently addressing your short-term financial needs. With a 24/7 application and a professional support team at your disposal, join the Mkopowako App to experience the amazing benefits we bring.

Evaluate the advantages and disadvantages of Mkopowako App

Here are the advantages and disadvantages of the Mkopowako online loan application that we have compiled for users to have a comprehensive overview, as follows:


  • Modern application, suitable for various platforms, with a simple, convenient, and user-friendly interface.
  • Quick and easy registration and application process; customers can complete the loan application and receive funds in 30 to 60 minutes.
  • Mkopowako offers reasonable terms and interest policies that cater to various customer segments.
  • Loans from Mkopowako do not require collateral like traditional banks; customers only need to provide some basic information and images.
  • Absolute security of customers’ personal information; customers need not worry about anything when applying for a loan with Mkopowako.


  • The interest rates may be higher compared to current market rates offered by banks.
  • The loan limit is not high and may not meet the diverse needs of customers.
  • The application is only supported on mobile phones, and there are still some issues with accessing the application.

Product for lending on the app

  • Loan term: From 91 days to 180 days.
  • Loan amount: From 10,000 TZS to 800,000 TZS.
  • APR less than 28%.

Example for your loan:

You borrow 10,000 TZS with a loan term of 180 days and an APR of 0%, a service fee of 15%.

  • Total interest will be 0 TZS, and the service fee of 15% will be 740 TZS.
  • The total amount due at the end of the repayment term will be 10,740 TZS.

Terms of service

When using Mkopowako’s services, you need to meet the following conditions:

  • You are a citizen aged 18 or older.
  • You have opened any mobile wallet account with VODACOM, AIRTEL, or TIGO.
  • You have valid identification documents in Tanzania.

Furthermore, Mkopowako may also require customers to provide additional personal information. However, in order to borrow money and obtain a higher credit limit, customers need to provide accurate and complete personal information and images.

Guide to the steps for registering to borrow money at Mkopowako

Registering to borrow money at Mkopowako is not difficult. Users only need to follow our instructions below to ensure success, as follows:

Step 1: Download and install the Mkopowako APK/IOS on your phone.

Step 2: Register a Mkopowako account by providing personal information, including full name, phone number, email address, and password.

Step 3: After successful registration, you need to provide additional personal information to assess your creditworthiness. This information includes:

  • Images of the front and back of your national identity card.
  • Information about your monthly income and expenses.

Step 4: Choose the loan amount that suits your needs and the time frame in which you can repay the loan.

Step 5: Fill in all required information and submit the loan request. Once your information is verified, your loan will be approved within a few minutes. After approval, you will receive the loan in your account within 60 minutes.

Note: To ensure a successful loan registration with a high approval rate, you need to provide the most accurate information and images. If Mkopowako detects that you have provided false personal information, your loan application will be immediately canceled.

Contacting Mkopowako

If you have any questions, suggestions, or feedback, you can contact Mkopowako through the following information:

This is a useful application for Tanzanian citizens in need of personal cash loans with safe and reliable conditions and services.

Is Mkopowako a scam?

Currently, we have not received any information about Mkopowako App scamming users when registering to borrow money here. We know that the Mkopowako application has been licensed to operate in Tanzania, and its policies and terms comply with the regulations of the law.

Furthermore, Mkopowako provides clear contact information and address. If there were any scams, customers could contact or visit the address of Mkopowako to seek support and file complaints. Additionally, you can research the application in social media groups to see if there are any reports of scams before registering to borrow money here.


Mkopowako is an online personal cash loan application designed for Tanzanian citizens. It is a reliable financial product, offering flexible loan terms ranging from 91 days to 180 days and attractive interest rates below 28%. The application ensures data security and supports multiple local payment methods, catering to the financial needs of the people. Mkopowako is highly rated for its professional team, user-friendly interface, and 24/7 customer service.

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