MintBag is a user-friendly online lending application in Nigeria that offers quick and simple access to financial solutions. With a focus on convenience, it provides a platform for individuals to borrow funds according to their needs. The app ensures privacy and security of personal information, making borrowing and repayment hassle-free.
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MintBag is a simple and fast credit lending application in Nigeria. The app is designed to help customers easily address financial issues. With a straightforward and convenient borrowing process, MintBag App enables you to access the necessary capital within a short period, allowing you to meet your personal financial needs with utmost flexibility and convenience.

Product Information for Borrowing at MintBag:

  • Loan Amount: ₦10,000 – ₦200,000.
  • Loan Tenure: 91 days – 180 days.
  • APR (Annual Percentage Rate): 25% – 58%.
  • 100% free service fee.

Why You Should Choose the MintBag App

  • MintBag offers low-interest rates, helping you save on borrowing costs and repay debts sensibly, without post-payment impacts.
  • With low service fees, MintBag helps you avoid significant charges and maintain savings throughout the borrowing process.
  • MintBag’s loan confirmation and disbursement process is rapid, allowing you to receive the necessary funds within a short period, sometimes as quickly as 15 minutes.
  • The app is always ready to assist you anytime, anywhere, with 24/7 customer service ensuring support when needed.
  • MintBag values customer privacy. All your personal information is secured and not shared with third parties.

Terms of Use for MintBag

To use MintBag for online lending, you need to meet the following conditions:

  • You must be a Nigerian citizen to utilize MintBag.
  • You require a valid National Identification Card for identity verification.
  • The minimum age to use MintBag is 20 years, and the maximum is 55 years.
  • Stable employment and income are necessary to ensure repayment capability.
  • You need a valid mobile phone and bank account in Nigeria to link with MintBag for financial transactions.

How to Use MintBag for Online Lending

Step 1: Download the MintBag App and create a personal account within it. Download the App APK/IOS from

Step 2: Customers can choose a loan product that suits their personal financial needs.

Step 3: Complete the loan application process in the app by providing personal information and relevant customer details.

Step 4: After completing the application, wait for confirmation from MintBag. The confirmation process is typically swift, and afterward, the loan amount will be disbursed to your account.

Step 5: Upon receiving the loan, manage it and track repayment schedules through the MintBag app. Diverse and flexible repayment methods are available for your convenience and punctuality.

Note: Online borrowing with MintBag is straightforward; you need to provide accurate and complete information. Your borrowing limit may vary based on the information you provide.

Granting Access Permissions to MintBag

Most of the current loan apps require you to grant permissions for the system to access your phone, which serves as a basis for borrowing money. If you refuse, you won’t be able to borrow money. The permissions you need to grant include:

  • Access to contacts and call history.
  • Access to photos and videos on your phone.
  • Access to your location.
  • Access to messages on your phone.

MintBag ensures that your personal information will be kept as safe as possible. You can fully trust in granting access permissions.

Contact Information

The contact information for MintBag is as follows:

  • Service Email: [email protected]

If you are interested or have any questions regarding MintBag’s services, you can use the provided email address or company address to get in touch with them.


MintBag is an online lending app in Nigeria designed to offer convenient financial services. With its simple and fast approach, MintBag allows borrowing from ₦10,000 to ₦200,000 with flexible loan tenures ranging from 91 to 180 days. The app commits to safeguarding personal information and conducts online approvals 24/7. However, users need to exercise caution and understand the associated fees and interest rates. MintBag provides a flexible financial solution for Nigerian citizens, enabling easy access to capital.

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