MayPera is an application that allows users to borrow money quickly and conveniently online in the Philippines. The app enables users to borrow money without the need for traditional banks, simply by using their mobile phones and providing complete personal information.
To register for a loan through the MayPera App, users need to provide personal information, details about their income, and monthly expenses. After registration, the app will verify the user’s information and provide a loan decision within a few minutes. If the decision is approved, the user will receive the borrowed amount in their account immediately. MayPera has several advantages, including easy registration, fast processing, no collateral requirements, and competitive interest rates. If you are interested in MayPera, please learn more about the application.
The highlights of MayPera
Simple and quick registration
The MayPera app allows users to register for a loan quickly and easily using their mobile phones. Users only need to provide basic personal information, income details, and monthly expenses to apply for a loan. The registration process takes only a few minutes to complete, saving time and effort for users.
MayPera provides a fast and flexible loan processing procedure. After submitting a loan application, the app verifies the information and provides a loan decision within a few minutes. If the decision is approved, users will receive the loan amount in their account within a few hours. The quick processing time saves users time and money.
No collateral requirements
MayPera does not require users to provide collateral to secure the loan. This means users do not have to offer any assets to secure their loan. The absence of collateral requirements reduces risks and procedures for users, while also increasing flexibility and convenience in the borrowing process.
Competitive interest rates
MayPera offers competitive and reasonable interest rates, helping users save on borrowing costs. The interest rate is calculated based on various factors, including the loan amount, loan duration, and the user’s repayment ability. With competitive interest rates, users can take advantage of the MayPera app for convenient and reasonable borrowing.
Information about loan packages at MayPera
MayPera has attracted a lot of interested and trusted users due to its favorable policies regarding interest rates, loan limits, and repayment periods. Specifically, these policies include:
- Loan Amount: ₱1,000 – ₱100,000
- Loan Duration: 120 days to 180 days
- Annual Interest Rate: Up to 14%
- One-time Service Fee: 10%
For example, let’s consider a loan of ₱5,000 with a duration of 120 days. The fees associated with this loan would be as follows:
- One-time Service Fee: ₱5,000 * 10% = ₱500
- Amount Received: ₱5,000 – ₱500 = ₱4,500
- Interest Amount: ₱5,000 * 14% * 120 / 365 = ₱230
- Total Repayment Amount: ₱5,000 + ₱230 = ₱5,230
Loan application requirements at MayPera
To apply for a loan at MayPera, users need to meet the following conditions:
- Be a Philippines citizen aged between 18 and 55 years.
- Have a valid government-issued ID.
- Have a bank account and be registered for internet banking services.
- Have a stable income from employment or personal business, with the ability to repay the loan in full and on time.
- Have no outstanding debts with other credit institutions and no history of poor credit.
- Provide complete personal information, income details, monthly expenses, and any other information required by MayPera.
Note: MayPera will verify and authenticate the user’s information to ensure its accuracy and the user’s repayment capability. Failure to meet these conditions may result in the user’s loan application not being accepted through the application.
Guide to applying for a loan at MayPera
To apply for a loan at MayPera, customers need to follow these steps:
Step 1: Download and install the MayPera application on their mobile phones. The app can be downloaded from Cashloanapp.net.
Step 2: Open the MayPera app and select “Sign Up” to create a new account. Enter your basic information, including full name, ID number, date of birth, and phone number.
Step 3: Next, you need to provide information about your income and monthly expenses, including the source of income, income amount, and monthly expenses. This information will help MayPera assess your repayment capability.
Step 4: After completing the registration, the system will automatically process the information and provide a loan decision. If your loan application is approved, you will receive the borrowed amount in your account within a few hours.
Note: In order to register for an online loan with the best possible limit at MayPera, you must provide accurate and complete personal information.
How to extend a loan when needed?
In case you are unable to make the payment, it is advisable to extend your loan within the contract to avoid overdue debt or high penalty fees. To extend your loan, follow these steps:
- Call the helpline of the application directly.
- Request a loan extension.
- Wait for the staff to approve, and they will extend it for 1-5 days.
Note: Loan extensions are only granted when approved by the staff.
Contact information for MayPera
If you need to contact MayPera, you can use the following contact information:
- Email: [email protected]
- Website: https://www.maypera.ph
- Phone Number: 09696192358
- Working Hours: Monday to Friday, 9:00 AM – 6:00 PM
- Company Information: LUCKY SHELL FINTECH LENDING, INC.
- Address: UNIT 1009 CITYLAND PASONG TAMO TOWER, CHINO ROCES AVENUE, Pio Del Pilar, MAKATI CITY, NCR, FOURTH DISTRICT, Philippines
Additionally, MayPera provides an online support system within the application to address user inquiries.
MayPera is a convenient and reliable online loan application in the Philippines. With simple registration and fast processing, users can borrow money quickly using their mobile phones. MayPera App competitive interest rates and flexible loan packages attract many users. The absence of collateral requirements and the option to extend loans provide added flexibility. With trustworthy customer support and a user-friendly interface, MayPera is an excellent choice for those in need of fast and convenient online loans.