Mangucash is a reliable online lending app for Uganda residents, offering flexible and convenient loan products to meet financial needs. Registration and loan application are easy and quick through mobile numbers and essential personal details. No collateral required, enabling flexible borrowing with attractive interest rates. Mangucash provides dedicated customer support for convenient financial management and repayment.
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Mangucash is a reliable online lending application designed for residents of Uganda. With Mangucash, borrowing money becomes easier and more convenient than ever before. Simply register with your phone number and age, and you can receive flexible loans with attractive interest rates. Meeting your financial needs quickly and prioritizing the security of your personal information are the top priorities of Mangucash. Easy and trustworthy, the Mangucash App is your top choice for all your borrowing needs.

Information about loan products at Mangucash

Mangucash offers flexible and convenient loan products to meet users’ financial needs. Below is information about the loan products, including:

  • Loan amount: The loan amount ranges from Ugx60,000 to Ugx400,000.
  • Loan term: The loan duration can extend from 91 to 365 days.
  • Interest rate: Mangucash commits to a 0% interest rate for the loan.
  • Service fee (APR): Service fees range from a minimum of 15% to a maximum of 52% APR.

Example for a loan:

You borrow 160,000 UGX for 180 days with a service fee rate (APR) of 50%.

  • Total amount to be repaid = Loan amount + Total service fee = 160,000 UGX + 40,000 UGX = 200,000 UGX
  • Your monthly payment will be 200,000 UGX / 6 = 33,333.33 UGX.

Note: This is just an illustrative example, and actual figures may vary depending on your loan amount and loan term. Mangucash commits to providing a 0% interest rate and service fee as agreed to help you manage your finances and repay conveniently.

Conditions for registering for a loan on the app

To register and use the loan service on the Mangucash App, you need to comply with the following registration conditions:

  • You must be between the ages of 20 and 60 to meet the registration criteria.
  • Only individuals with Ugandan nationality can register and use the service.
  • You need to provide a valid mobile phone number that can be used for identity verification and communication during the loan application and repayment process.
  • During the registration process, you may be required to provide necessary information and documents to verify your identity. This ensures accuracy and reliability throughout the loan application process.

How to register for a loan on Mangucash

If you want to register and use the Mangucash app, follow these steps:

Step 1: Install the Mangucash App

  • Download the Mangucash APK/IOS App from
  • After downloading, install the app on your phone.

Step 2: Register with your phone number

  • Open the Mangucash app on your phone.
  • Select the “Register” option.
  • Fill in the required personal information, including your mobile phone number and Ugandan nationality.
  • Next, you may be asked to scan financial SMS information and other details to verify your identity and credibility. Agree if you wish to proceed with the registration process.

Step 3: Identity verification through the app

After registering, you may need to go through an identity verification process through the app. Follow the instructions on the app and provide the necessary information and documents to verify your identity.

Step 4: Receive money into your e-wallet

After completing the registration and identity verification process, you can receive the loan amount you applied for into your e-wallet.

Step 5: Repay your loan using your Airtel or MTN phone number and the borrowed amount

Once you have received the loan, you need to repay the loan amount as agreed upon during the registration process. Ensure to repay on time and the agreed-upon amount.

Note: Before using the Mangucash app, carefully read and understand the terms, policies, and regulations of the app to ensure you fully comprehend the process and your responsibilities in borrowing and repaying.

Reasons for loan applications being rejected

Currently, there are many users experiencing loan rejections at Mangucash. Below are the reasons, including:

  • Falsified personal documents or incomplete information provided.
  • Incorrect bank account number.
  • Changes in the app’s service policies.
  • Increasing bad debts.
  • Unstable income.

These are the common reasons why Mangucash may reject users when applying for online loans here. Everyone should take note of these reasons and make necessary improvements

Advantages and Disadvantages of the Mangucash App

Below are the advantages and disadvantages of the Mangucash App that we have researched and summarized for users. Here are the specific points:


  • The app provides an easy and convenient online lending service for users.
  • The loan application and registration process are simple, fast, and time-saving.
  • Loan approvals are quick, usually within 60 minutes.
  • Flexible interest rates and loan limits allow customers to choose the desired loan amount.
  • No collateral is required, ensuring customer safety.
  • Customers receive support and assistance from a professional team available 24/7 nationwide.
  • The app is compatible with various platforms, making it easy to download and install on smartphones.


  • The loan limits may not meet the needs of customers requiring high loan amounts.
  • Loan applications can only be made through the app, limiting accessibility for some users.
  • The interest rates are higher compared to traditional banks.

With the information provided above, users are advised to consider their needs carefully and if they find the app suitable, they can proceed with the loan registration at Mangucash.

Contact Information

To get in touch with Mangucash and learn more about this loan app, you can use the following contact details:

  • Website:
  • Email: [email protected]
  • Address: 5 Kafu Rd, Kampala, Uganda

Mangucash may also provide other contact information, such as a support phone number or official website, to provide information and assistance to users. For specific and detailed information, please visit Mangucash’s website or directly send an email to their support address.

Above are the pieces of information we provided to everyone about the Mangucash App. We hope this article will be helpful to you. If you have any questions or need support, please leave a comment below the article, and we will respond as soon as possible. Wishing everyone success and good luck.

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