Madaloan offers online loan services in the Philippines. Simple process, no complicated paperwork required. Reasonable interest rates, no hidden fees. Personal information is secured, and professional advisory support is provided.
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Madaloan brings you a reliable and efficient loan experience in the Philippines. Forget about complicated procedures and lengthy paperwork. At Madaloan, you can complete the entire loan application process 100% online in just a few simple steps. The application offers flexible loan amounts and repayment terms. With reasonable interest rates and no hidden fees, you can borrow with peace of mind, without any financial pressure.

Furthermore, at Madaloan, you have the right to choose and decide. If you do not agree with the loan terms, you can reject it without any cost. Experience Madaloan App today and enjoy the convenience and quickness in meeting your financial needs.

Company Information:

  • Company Name: IFun Lending Corp.
  • SEC Registration Number: 2021090025243-01
  • Registered Business Name: MadaLoan
  • Certificate of Authorization Number: L-21-0061-15

Loan Product Introduction

The loan product offered by Madaloan provides a flexible and convenient financial solution, enabling customers to access funds quickly. Below are the detailed information about this product:

  • Loan amount: Ranging from ₱1,500 to ₱8,000.
  • Loan term: Customers can choose a loan term of 120 days, 150 days, or 210 days.
  • Interest rate: The applied annual interest rate is 18.25%, equivalent to 0.05% per day.
  • Transaction fee:There is a transaction fee ranging from ₱20 to ₱130, however, this fee is only charged upon successful transactions.
  • Service fee: Madaloan does not impose any service fees, ensuring customers do not have to bear any additional costs.

Example loan scenario:

Suppose you want to borrow ₱6,000 with a loan term of 120 days (equivalent to 4 months), daily interest rate of 0.05%, and a transaction fee of ₱20, with no service or other fees.

  • The amount you will receive in hand: ₱6,000 – ₱20 = ₱5,980.
  • Total interest fee throughout the loan period: ₱6,000 * 0.05% * 120 = ₱360.
  • Daily interest to be paid: ₱6,000 * 0.05% * 30 = ₱90.
  • Total amount to repay (including the borrowed amount and total interest fee): ₱6,000 + ₱360 = ₱6,360.
  • Monthly payment due, including both principal and interest: ₱6,360 / 4 = ₱1,590.

The process of borrowing money online at Madaloan

Loan eligibility

  • Only individuals with Filipino citizenship are eligible to apply
  • Applicants must be 18 years old or above and below 55 years old.
  • You will need to provide accurate and complete personal information during the registration process. This information includes your name, date of birth, contact address, and bank account details.
  • The application will also require you to provide information about your income and current employment to assess your repayment ability.

Guide to applying for a loan

Step 1: Download the Madaloan App APK/IOS from Download from the “Download” section on the website interface. Alternatively, you can register quickly on the website without downloading the application.

Step 2: Open the application and fill in the required personal information as follows:

  • Full name, date of birth, contact address, and contact details
  • Bank account information
  • Create a password for the application

Step 3: Submit the registration information and wait for the approval process from the application. The approval time may range from 15 minutes to 30 minutes.

Step 4: Once your application is approved, the loan amount will be disbursed directly into your bank account.

Note: During the loan approval process, the staff may call to verify some additional information from you. Therefore, please answer the call and provide the most accurate information.

Payment methods

  • Payment via bank transfer from your bank account.
  • Payment through E-Wallets such as Mluillier, Gcash, PAYMAYA, etc.
  • Payment at cash collection points or partner transaction points.

The benefits of using Madaloan

  1. Simple and convenient loan application process. You complete all procedures 100% online, without the need for complicated paperwork or a guarantor.
  2. Flexible loan packages that best meet your financial needs.
  3. No additional fees applied, making it easy for you to calculate and manage the repayment amount.
  4. Madaloan’s advisory team is ready to support you throughout the loan process and answer any inquiries.
  5. The application prioritizes the security of your personal information. All data and transactions are encrypted and processed securely.
  6. Madaloan does not require a guarantor, saving you time and avoiding future complications.
  7. The application often provides attractive offers and promotional programs for customers, helping you save costs and enjoy the benefits of using their services.

Contact Information

During your usage of the application, if you encounter any issues or require assistance, please reach out through the following channels:

  • Working hours: 8:00 AM – 6:00 PM (Monday to Saturday)
  • Global phone: +639171438842
  • Website:
  • Email: Ifun [email protected]
  • Address: Salcedo Avenue, Makati, Metro Manila, NCR, Philippines

Customer Care Center operates 24/7, so you can contact us anytime.

Is Madaloan App a scam?

When installing and using this application for borrowing money, many customers are concerned about its credibility and reliability. Based on the information provided, we have the following observations:

  • The online loan application does not require customers to meet in person, unlike traditional lending institutions.
  • The application provides some information about the entity, including address, phone number, and email. The information is quite comprehensive, and customers can contact this entity if needed.
  • Madaloan has obtained business licenses and offers unsecured loans like other reputable lending companies today.
  • The high disbursement rate of loan applications, up to 90%, indicates that the application has been chosen by many customers.
  • The application has transparent policies, terms, and provides credit agreements before customers confirm their loan registration.

Based on these factors, we assess that Madaloan App is reputable and safe. Borrowing money through the application can be trusted and utilized with confidence.


Madaloan is a secure and reputable online loan advisory and lending platform. The registration process is simple and convenient, without the need for complex documentation or guarantors. With flexible repayment methods and a focus on safeguarding personal information, Madaloan provides convenience, flexibility, and professional advice.

However, before applying for a loan, it is essential to thoroughly review the policies to ensure they align with your needs. We wish you success in your loan application on our platform.

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