KeCredit is a trusted Kenyan financial app offering quick and convenient online loans. With a user-friendly interface, it provides 0% interest for first-time borrowers and flexible repayment options. KeCredit Loan App simplifies financial management, making it easy to meet immediate needs and maintain financial stability.
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KeCredit – Convenient and reputable loan application in Kenya. With KeCredit, you no longer need to worry about your daily and monthly finances. It’s time to discover an easy way to meet your immediate financial needs. The app offers a 0% interest rate for the first registration, and the registration process is quick, making it easy for you to receive funds before your payday, pay bills, buy gifts, and pursue personal projects that you’ve always dreamed of. Never feel stressed about finances again; try the KeCredit App today to experience its convenience and flexibility.

Loan Terms and Interest Rates at KeCredit

Below is detailed information about loan products at KeCredit, including:

  • Loan amounts ranging from KES 2,000 to KES 50,000.
  • Minimum loan term is 91 days, and the maximum is 365 days.
  • Interest rates vary from 16% to 30%.
  • First-time registrants enjoy a special 0% interest rate.
  • Service fees are charged once and range from 3% to 8% of the loan amount.

Benefits of Using the KeCredit App

Using the KeCredit Loan App offers several attractive benefits to users, including:

  • 0% interest rate for first-time loan applicants on the app.
  • No need for collateral or paperwork; just provide some basic information.
  • Quick and easy registration on the app, 100% online.
  • Use the borrowed funds for various purposes such as shopping, paying tuition fees, traveling, rent, and more.
  • Disbursement of funds to the user’s bank account within 30 minutes.
  • Increased loan limits for borrowers who repay on time and have a good repayment history.
  • The app operates 24/7, allowing users to apply for loans at any time.
  • Compatible with both Android and iOS operating systems.

How to Register for a Loan at KeCredit

To be eligible for a loan, you need to

  1. Be a Kenyan citizen aged 20 or older.
  2. Have a local bank account.
  3. Have a stable monthly income from employment.
  4. Provide a valid national ID.
  5. Use a smartphone to install the app.

Steps to register for a loan

Below are the basic steps to apply for a loan through the KeCredit app:

Step 1: Download the KeCredit APK/IOS

First, you need to download the KeCredit App from onto your mobile device. The app is compatible with both Android and iOS operating systems.

Step 2: Enter Personal Information

Open the app and start the registration process. You’ll need to provide basic personal information, including your name, phone number, email address, and other relevant details. Make sure to provide accurate and complete information.

Step 3: Profile Assessment

After entering your personal information, your profile will be submitted for review and assessment. This process may take some time, usually around 30 to 60 minutes.

Step 4: Loan Disbursement

If your profile is approved, you will receive a loan approval notification. The borrowed amount will be disbursed directly into your bank account. The disbursement process typically takes around 30 minutes.

Note: Be sure to check and comply with KeCredit app’s regulations and terms to avoid any issues during the loan application process.

Payment and Loan Management on the App

To make payments and manage your loan through the KeCredit app, you need to know the following information:

  1. Establish a repayment plan.
  2. Contact KeCredit’s customer service to learn how to make payments.
  3. Use your bank account for payments.
  4. Ensure timely payments.
  5. Monitor the status of your loan.
  6. Adjust your plan if necessary.
  7. If needed, reapply for a loan through the app.

Customers can make payments through KeCredit’s M-PESA Paybill 4081643, using their registered M-PESA phone number. Customers need to input the repayment amount and their M-PESA PIN. Timely repayments can improve your credit score.

Contact Information and Support

KeCredit’s contact information is as follows:

  • Email support: [email protected]
  • Phone number: +254 114756338
  • Website:
  • Office address: Airport drive, Le Mac building, 6th floor, office 3B, Nairobi, Kenya.

If you need to get in touch or have any questions about the KeCredit app or financial services, you can use the provided email address, phone number, or hotline.


The KeCredit Loan App offers a simple and convenient online loan solution. You only need to download the app, register, and once approved, the loan amount will be disbursed into your bank account. To maintain stable personal finances, adhere to your repayment plan and carefully manage your loan. Wishing you and everyone success in your financial endeavors.

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