Kashbean is a well-known Kenyan online lending service focused on simplifying personal finance. Their mobile app streamlines the loan application process for borrowers, offering convenience and transparency. Kashbean also provides special benefits for various customer groups and emphasizes customer support and data security
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Kashbean is a reputable and secure online lending application in Kenya, aimed at assisting users in addressing their personal financial matters with ease and convenience. With the Kashbean App, you can experience a quick, straightforward, and secure loan application process while also receiving professional guidance to find the most suitable financial solution for your situation. Additionally, Kashbean helps you with bill payments, shopping, and other financial needs.

Contact Kashbean:

You can reach out via the provided email address or visit Kashbean’s website or app for more detailed information and assistance with their services.

Key Features of the Kashbean App

  • Kashbean offers guidance and support during your loan application process. By evaluating your personal financial situation, Kashbean will propose suitable interest rates and terms.
  • The loan application process through Kashbean is very straightforward. You just need to download the app on your mobile phone and complete the registration steps as instructed. You will need to provide a photo of your ID card and an active bank account.
  • To be eligible for a loan through Kashbean, you need to be 18 years or older and have stable employment.
  • Kashbean prioritizes customer privacy protection. All your personal information will be kept secure and will not be disclosed to any third party without your consent. Kashbean employs a secure PIN code to ensure absolute safety for your personal data.
  • The app has a friendly and professional customer support team ready to assist customers. If you encounter any issues while using the app, you can contact the customer care department.

Loan Package Information at Kashbean

Kashbean’s loan packages provide the following details:

Loan Amount Limit

Kashbean App offers loan limits ranging from 1,500 KSh to 80,000 KSh. You can select the loan amount that suits your financial needs.

Loan Tenure

Kashbean offers flexible loan tenures, with the shortest repayment period being 91 days and the longest repayment period being 365 days. You can choose a repayment term that aligns with your personal financial capacity.

Interest Rate

The annual interest rate at Kashbean ranges from 0% per annum to a maximum of 36% per annum. The specific interest rate will depend on the loan product you choose. Kashbean is committed to providing the lowest possible interest rates to customers.

Service Fee

The app does not apply a service fee. This helps in saving costs for customers and ensures transparency in the loan application process.

Example for a Loan

Kashbean allows you to borrow 20,000 KSh with a 91-day term, and the fees are calculated as follows:

  • Monthly Interest Rate: 36% / 12 = 3%
  • Monthly Interest Amount: 20,000 KSh * 3% = 600 KSh
  • Total Monthly Payment: 20,000 KSh / 3 + 600 KSh = 7,266 KSh.

Guide to the Simple Loan Application Process at Kashbean

Loan Eligibility

The loan eligibility criteria and application instructions at Kashbean are as follows:

  • You must be between 18 and 60 years old, and a Kenyan citizen.
  • You need to have stable employment and an annual income.
  • You should provide valid personal identification documents.
  • You must have an active bank account.

Loan Application Instructions

Step 1: Download and install the Kashbean APK/IOS app from cashloanapp.net.

Step 2: Open the app and create an account by providing the required personal information.

Step 3: After successfully creating an account, you will be redirected to the main interface of the Kashbean app.

Step 4: In the main interface, you can choose “Loan Application” or explore loan products that match your needs.

Step 5: Fill in all the required information, including a photo of your ID card and your bank account details.

Step 6: Once you complete the application, Kashbean will review your information and make a decision regarding loan approval. If your loan is approved, you will receive a notification, and the loan amount will be transferred to your bank account as quickly as possible.

Note: Kashbean will determine the maximum loan limit based on the information you provide. If you wish to have a higher loan limit, please provide the most complete and accurate information.

How to Repay a Loan at Kashbean

To repay a loan at Kashbean, you can follow these steps:

  1. Use Kashbean’s M-PESA Paybill number 196184.
  2. Enter the M-PESA account number and the amount to be repaid.
  3. Confirm the transaction with your M-PESA PIN.
  4. Keep track of the transaction confirmation and retain the information. Note: It’s important to keep the transaction confirmation details, including the transaction code or receipt, as proof of payment.

Benefits of Loan Registration at Kashbean

When borrowing from Kashbean, you can enjoy the following benefits:

  1. Kashbean offers special incentives for first-time loan applicants. This may include preferential interest rates or reduced service fees. It’s a way for Kashbean to encourage and welcome new customers.
  2. The app provides special benefits for students currently pursuing their education. This can include preferential interest rates, more flexible repayment periods, or loan packages tailored specifically for students. Kashbean aims to support students in addressing their financial needs.
  3. If you have a good transaction history with Kashbean, you can receive special benefits. This might involve lower preferential interest rates, increased loan limits, or more flexible loan terms. Kashbean values trustworthy customers and wants to ensure they receive the best benefits.


Kashbean offers a flexible and convenient mobile lending service in Kenya. With loan amounts ranging from 1,500 KSh to 80,000 KSh and a maximum interest rate of 36% per annum, they cater to various financial needs. The online application process and payment via M-PESA are straightforward, without the need for credit reports or collateral. Kashbean also prioritizes the security of customers’ personal information and provides support via email. Wishing everyone success and good fortune.

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