Are you looking for a simple and effective financial app? Explore Juju Money – the leading online lending app with the goal of helping the people of Ghana overcome financial difficulties and improve their quality of life. Juju Money offers flexible loan terms, competitive interest rates, and 24/7 customer support.
Furthermore, Juju Money is committed to providing the best online borrowing experience. Quick loans, no collateral required, a simple and secure process. Discover more about Juju Money App today to make a difference in your personal finances.
Product information on the Juju Money App
- Loan terms from 120 days to 210 days (including extensions)
- Maximum annual interest rate of 21.9% APR or 0.06% per day
- Loan amounts from GHA4,500 to GHA10,000
- Transaction fees from GHA30 – GHA100, calculated before a successful transaction channel
- Free service fees
- Requirements: Ghanaian citizen, over 28 years old, stable job and income, valid ID, and mobile phone number
Loan Example
If you borrow GHA10,000 with a term of 150 days, the daily interest rate is 0.06%, transaction fee is GHA30, and service fee is free. You will need to pay a total of GHA10,900, including GHA180 as monthly interest, and the total monthly repayment of principal and interest is GHA2,180.
Juju Money’s services are built on low fees, a professional team, and dedicated customer service.
Loan Application Requirements
When applying for a loan with Juju Money, you need to prepare the following specific information:
- Ghanaian national ID information and images
- Bank account information: Bank name, branch, account number
- Contact information: Email address, mobile phone number, current residential address
- Financial information: Details about income, job, or monthly income source
Please provide complete and accurate information to ensure a smooth and speedy loan application and approval process.
Pros and Cons of JujuMoney
JujuMoney offers online loan services with the following advantages and disadvantages:
Pros
- Fast and secure loan application and approval process
- Competitive interest rates, not excessively high compared to the market
- Continuous customer care service, including weekends
- Allows borrowers to have an easy and convenient experience
- Money is transferred to the bank account in the shortest possible time
- Highest level of customer personal information security
- Flexibility in payment, various choices for payment methods
- Provides clear information about interest rates and fees
Cons
- Limited loan limits
- Loan repayment period may not be very accommodating
- The application still has minor glitches when accessing or applying for a loan
- Interest rates on the app are higher than those offered by banks
Juju Money brings many benefits in terms of convenience and flexibility in borrowing money, but it’s essential to note some limitations to ensure that your loan is managed in the most reasonable and secure manner.
Customer Care Service
Juju Money’s customer care service provides 24/7 support. Customers can contact through the following information:
- Email: [email protected]
- Phone: +233 0503689517
- Company Name: Juju Financial Information Co., Ltd.
- Address: Lot 37 Melcom Street, Kumasi, Ghana.
If you have any questions or requests for assistance, please contact via email or the provided phone number. The support team will be ready to assist you as soon as possible.
Guide to Applying for a Loan on Juju Money
To apply for a loan on Juju Money, follow these steps:
Step 1: Visit the website or download the Juju Money APK/IOS app on your mobile phone. Download the app at cashloanapp.net.
Step 2: Create a new account or log in to your existing account if you already have one.
Step 3: Select the “Apply for a loan” option on the main interface of the app.
Step 4: Fill in all required personal information, including contact information, basic financial information, and details about monthly income sources.
Step 5: Confirm the terms and conditions of using the service on the app.
Step 6: Submit the application and wait for the approval process from Juju Money.
Step 7: If the application is accepted, you will receive a notification about the disbursement of the loan immediately.
Note: If you encounter any difficulties during the registration process, please contact the customer care team for the best support.
Points to Note When Applying for a Loan at Juju Money
When applying for a loan at JujuMoney, keep the following in mind to ensure a smooth and safe borrowing process:
- Provide accurate and complete information to avoid unnecessary complications.
- Read and understand the loan terms and conditions before agreeing.
- Check the interest rates and associated fees to plan for reasonable repayments.
- Always keep evidence and relevant information to ensure transparency and easy dispute resolution.
- If you encounter issues, contact Juju Money’s support team for timely and accurate assistance.
- Confirm that you fully understand the registration process and the app’s loan requirements before proceeding.
These are the details about Juju Money, a reliable online lending platform in Ghana, with a straightforward process, competitive interest rates, and dedicated customer care service. Experience quick, safe, and convenient borrowing here.
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